The Economics of M‐PESA1 WILLIAM JACK 2 GEORGETOWN UNIVERSITY AND TAVNEET SURI 3 MIT SLOAN First version: October‚ 2009 This version: August‚ 2010 We gratefully acknowledge the support and collaboration of Pauline Vaughan and Susie Lonie‚ and other staff of Safaricom and Vodafone. The survey whose results are reported here was commissioned by the Central Bank of Kenya‚ managed by Financial Sector Deepening
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audience so he made Banquo an alleged ancestor of King James I to capture not only the public‚ but the King as well. It also has references to events outside of the play in England during Shakespeare’s time. This shows that Shakespeare was aware of how he could link the play with more recent happenings so that the audience can relate more easily. James I took interest in the play because it explored the regicide of a king and he himself was a king. The Gunpowder plot is mentioned during the play in
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Stories give us in the modern day a glance of how things were in a time long ago. They tell of good and bad‚ have no filter‚ and are the closest we’ll get to time travel. In days when everything is in constant change‚ it’s nice to have something that will stay the same. We get a glimpse into the past from the stories The Book Thief and The Help. Though they are different stories‚ they all teach us about the life and struggles of someone from their respective times. When we take the time to look
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MAT 300 M&Ms® Project Part 5 (3 pts) Using the methods in Section 8.4‚ test the hypothesis (α = 0.05) that the population proportions of red and brown are equal (pred = pbrown). You are testing if their proportions are equal to one another‚ NOT if they are equal to one another AND equal to 13%. NOTE: These are NOT independent samples‚ but we will use this approach anyway to practice the method. This also means that n1 and n2 will both be the total number of candies in all the bags. The
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Sense of humor is essential………….. Imagination was given to man to compensate him for what he is not; a sense of humor to console him for what he is. Enjoy the things that make you laugh or smile. That’s the best way to develop a great sense of humor. A sense of humor is‚ simply put‚ the ability to be amused. Most people have one‚ and are able to laugh at jokes‚ humorous situations‚ and a variety of other potential sources of amusement. In humans‚ it develops at a very early age‚ and is often considered
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What Does It Mean to "Be Healthy"? If you were to take a picture of your current state of health‚ how would it look? How are you feeling? Are you well rested? Are you ready to take on whatever challenges the day holds in store for you? Is your outlook positive? Do you get along with family members‚ teachers‚ and peers? What about yesterday? Did you eat well and get plenty of sleep? Your answers to these questions provide a picture of your general level of health. If this surprises you‚ the reason
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defining what the phrase “Blessed Be” means‚ it’s important to understand the root of the phrase. The word bless‚ as defined by the Merriam Webster Dictionary in the third example‚ means to “invoke divine care for”‚ such as “bless their hearts” or saying “bless you” after someone sneezes. The word bless comes originally from Old English blētsian which came from blōd meaning blood. This is in reference to the use of blood in the dedication of a person/thing to a sacred purpose‚ or what is referred
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References: Ainsworth‚ M.‚ & Morley‚ C. (1995). The value of management education: Views of graduates on the benefits of doing a MBA. Higher Education‚ 30(2)‚ 175-187. Anshuman‚ V. R.‚ & Chandrashekar‚ S. (2004). How Contemporary Are IIMs? MBA Curricula in a Globalised World. Economic and Political Weekly‚ 827-838. Arthur‚ M. B.‚ Hall‚ D. T.‚ & Lawrence‚ B. S. (Eds.). (1989).Handbook of career theory. Cambridge University Press. Arthur‚ M. B.‚ Khapova‚ S. N.‚ & Wilderom‚ C. P. (2005)
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Being an adult Being an adult means taking responsibility. There is no specific time or chronological age when you become an adult. It does not depend on age‚ but it happens with self-realization and becoming mature. For some‚ adulthood may be starting universities or starting a new family‚ or beginning new jobs‚ or just simply going through life’s trials and tribulations. When you are an adult‚ you create an identity for yourself. You no longer rely on others. Adults can think and act independently
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lived to understand others so that you can help them with the issues they may have in life‚ an honorable death will be the reward. It means that the life lived was not a wasted-on selfishness of the “me”. It is important to have an honorable death because a legacy is left behind. When that happens‚ people will be able
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