role of the five C’s of credit in the credit selection activity. The five C’s of a credit system is used by lender to gauge the creditworthiness of a potential borrower. The credit selection activity weighs five characteristics of the borrower and conditions of the loan‚ attempting to estimate and gauge the probability of default. The writer is going to discuss the role of five C’s of credit which are character‚ capacity‚ capital‚ collateral and conditions in the credit selection activity. Terms
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1. Introduction to Rural Credit In modern world credit has become one of the crucial inputs. The co-operative credit societies were‚ in the past and even now‚ the most important source of credit to the farmers. Since 1969‚ commercial banks are also financing agriculture because of `social control’. There has been tremendous increase in the bank branches in the rural areas‚ Govt. has adopted the policy of `multi-agency approach’ in agricultural credit‚. At present‚ primary agricultural co-operative
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and successfully execute its strategies.” Risk Management: Risk Management is a planned method of dealing with the potential loss or damage. It is an ongoing process of risk appraisal through various methods and tools which continuously Assess what could go wrong Determine which risks are important to deal with Implement strategies to deal with those risks 1.3 STUDY PROBLEM Basel II norms came as an attempt to reduce the gap in point of
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| |Unit / PCs |QUESTIONS | |QCF642-1.2 |Describe the different methods of communicating with line management‚ colleagues and customers. | | | | | |
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TRANSMISSION LINES Introductory Lecture Engr. Duwi E. Iscala SoE/APC What are transmission lines? • Transmission lines are pieces of wire or cable used to carry telephone signals‚ computer data in LANs‚ TV signals in cable TV systems‚ and signals from a transmitter to an antenna‚ or vice versa. Transmission Line • Definition: – Any means of conveying signal or power from one point to another What are the different types of transmission lines? • Parallel-wire lines What are the different
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You must have both motivation and ability to perform. 3. (Learning Objective 2) How do needs-based models differ from process models of motivation? Needs-based models emphasize specific human needs‚ or the factors within a person that energize‚ direct‚ and stop behavior. Approaches based on needs explain motivation primarily as a phenomenon that occurs intrinsically‚ or within an individual. They describe what things motivate people. Process models take a more dynamic view of motivation; they focus
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Blurred Lines: the most controversial song of the decade Another student union has banned Robin Thicke’s party track. How did it become such a lightning rod for moral outrage and censorship? This week‚ University College London student union (UCLU) took the unusual step of banning a single song‚ Robin Thicke’s Blurred Lines. It joins around 20 other UK student unions to do so. This is the latest development in the story of how the biggest song of the year became the most controversial of the decade:
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Finish Line In 1976 two friends named David Klapper and Alan Cohen paired together to run a franchise that would come to be known as the Athlete’s Foot. Athlete’s Foot was a large athletic footwear business. By 1981 Klapper and Cohen’s vision grew larger than what the Athlete’s Foot franchise was able to contain. In this year Klapper and Cohen decided to open their own franchise as a spin off of the Athlete’s Foot; they named it Finish Line. Cohen and Klapper were phenomenal businessmen
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for Harry at the school. However‚ the Education and Library Board would not help as their policy is to only accept a diagnosis from a professional working within the Trust. As Harry did not have ASD included in his Statement of Special Educational Needs‚ he could not avail of the additional
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of India‚ for giving me an opportunity to work with its Main Branch situated at Civil Lines‚ Allahabad‚ in the Department of Loans and Advances‚ my Institute and important persons associated with this project as without their guidance and hard work I would have never ever have got a chance to have real life experience of working with a Public Sector Bank of such a great repute and learn practically about the Credit Appraisal Process. I would also like to extend my gratitude to Mr. Krishna Kumar Nigam
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