article Braving paths towards learner autonomy: make the most of your EFL lessons! Lenora Sauchella Queiroz Haranaka A Autonomy is understood by many as the ability to take charge of one’s own learning (HOLEC‚ 1981). According to this definition‚ the autonomous learner is the one who is able to take control of and be responsible for his/her learning. This includes decisionmaking: when‚ what‚ and how to learn as well as how‚ when‚ and by whom to be assessed. Developing this ability is not
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FIN 4030 PRINCIPLES & PRACTICES OF TAKAFUL & RETAKAFUL Section 04 TAKAFUL INCOME PROTECTION PLAN Presented by: Fairuz Shofi (1129992) Natasha Yuezvana Mahfoz (1119202) Presented for: Sir Riwan Bin Ramli Table of Contents Income Protection Plan 3 Condition 4 Participant 6 Operation of Takaful Income Protection 7 Income Protection Plan Offered by Company in Malaysia 8 Conclusion 14 INCOME PROTECTION PLAN Income protection plan is one of the plans that Takaful offers which the ultimate
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My Career Path Dental Hygienist She was a young high school graduate with a four month old daughter who had no financial or emotional support from the baby’s father‚ depending on her parents to support both her and the baby feeling hopeless‚ thinking that life was going down the drain for her. Every day she would look into her beautiful daughter’s eyes and cry because she knew that her daughter deserves the best‚ and that is what she couldn’t give her. She searched deep within herself and found
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Discuss whether the most effective way to have income and wealth equality is to tax income more progressively. Income is a stable flow of money‚ often a salary‚ which someone works for but this can also be made through interest on savings. This flow of money is often very unequal from person to person due to wage differentials‚ this then creates inequality. Wealth on the other hand is a stock of assets which have a market value‚ which may change over time e.g. houses or cars. These are often inherited
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CHAPTER 1 (Questions are in bold print followed by answers.) 1. What is the cash flow of a 8-year bond that pays coupon interest semiannually‚ has a coupon rate of 6%‚ and has a par value of $100‚000? The principal or par value of a bond is the amount that the issuer agrees to repay the bondholder at the maturity date. The coupon rate multiplied by the principal of the bond provides the dollar amount of the coupon (or annual amount of the interest payment). An 8-year bond with a 6% annual
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Financial Accounting 1. Obligation of business that represents the claims of these against the assets of the less cash is called? A. Asset B. An expense (WA) C. Revenue D. An equity E. Liability 2. Net income results when A. Assets > liability B. Revenue = expenses C. Revenue > expenses D. Revenue < expenses E. None 3. Resources owned by a business are referred to as A. Stockholders equity B. Liability C. Assets D. Revenue (WA) E. None 4. Expenses are incurred
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procedures calculated in parts a. and b.‚ summarize your observations about Pinnacle’s business‚ including your assessment of the client’s business risk. d. Go to the Pinnacle link on the textbook Web site (www.prenhall.com/arens) and open the Pinnacle income statement‚ which is located in the Pinnacle Income Statement worksheet of the Pinnacle-Financials Excel file. Use the income statement information to prepare a common-size income statement for all three years. Use the information to identify accounts
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What is More Important: Your Actions or Your Character? In this paper I will argue that neither your actions or character are more important than one another‚ however‚ they go hand in hand. I will argue that your actions reflect your character and vice versa. The obvious place to start would be in our everyday life. There are over 7 billion people on this planet and everyone is different in their own way‚ especially their character and how they do things. Everyone knows someone who has an amazing
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1. In what ways can low income and/or poverty affect children’s development? Low income and/or poverty have been associated with higher incidences of negative psychological‚ physical and academic consequences (though not applicable to every low SES child). Here are a few that show a positive correlation between low SES and the variables mentioned below. Psychologically‚ children of low socioeconomic status tend to exhibit more aggressive behavior‚ represent higher incidences of anxiety‚ depression
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Passive Income Streams We work to make ends meet‚ whether you are employed or you work in your own business‚ we all engage in one activity or another‚ actively so as to make some money at the end of the day or the year. This form of active income can be demanding and tedious and we have to work to make money‚ however‚ we can also go into passive income‚ making money in a passive manner‚ in that we do not have to be actively involved everyday but we still make money. It is important to note that
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