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    worth. Combined with the mortgage on the new house‚ their housing payments had become an "anchor around our necks‚" she says‚ threatening to gobble up all their retirement savings and leave them with nothing. The couple made a difficult call: They would do a ’strategic default‚’ and simply stop paying the old mortgage. "We really had to wrestle with it‚" said Perkins‚ 60. "We had worked all of our lives to build good strong credit‚ and we’re proud people. But it came down to‚ ’Can we keep doing this

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    "You Are What You Eat" There are many reasons I believe that you are what you eat. When assessing an obese individual you would now that they have a nutritional problem. Likewise when you look at a frail underweight individual they may have a nutritional problem as well. Your health depends on what you eat. Weather an individual is obese‚ underweight‚ recovering from surgery or has a debilitating disease a balanced diet has a significant role in good health. A well balanced diet according to Lutz

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    and with all of these skills being used appropriately‚ we can bring down the barriers to communication‚ and put an end to the frustration that comes from poor communication. Like most things in this life‚ if you put your mind to something and practice it‚ you will achieve what you set out to do. Such is the case in becoming more skilled in communication. It is important to identify some of the communication spoilers so that we can avoid such major roadblocks in our relationships with others. It has

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    way to die. Hypothermia is a condition in which your body is exposed to too much cold and slowly‚ your body starts to shut down. The two articles‚ “What Happens To Your Body When You Freeze To Death” by Katherine Ripley and “Hypothermia- Cold Weather Health Risks” both identify the effects and stages of hypothermia. The videos‚ “What Hypothermia Does to Your Body and Brain” and “The Effects of Hypothermia” provide even more information about what your body experiences during hypothermia. The short

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    zoos benefit not only human beings from an educational standpoint‚ but that they protect the animals themselves. What is your opinion of zoos? Nowadays‚ there has been a great deal of controversy about the animals’ rights and if zoos serve to protect them or they exacerbate the problem of animals in danger of extinction. Keeping animals in zoos has both benefits and drawbacks which should be taken into account. Zoos benefit both animals and human beings. One of the central advantages lay in the

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    WHAT QUALITIES WILL YOU OOK FOR IN YOUR FUTURE HUSBAND OR WIFE? I am still studying but pretty soon I will be earning a living and thinking of getting married. Most people marry for love but all too often marriages break up because they have chosen unsuitable partners. It is therefore important for me to choose my future husband carefully as I want my marriage to be happy and to last. I realise my own imperfections and know that any romantic notions of marrying Mr World is out. Besides‚ physical

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    Whats Your Philosophy

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    What is your Philosophy Paper What is your Philosophy Paper Upon the completion of the performance aid “What is Your Philosophy?” the ending results were social philosopher. A social philosopher gains interest in studying the society and society’s institutions‚ including what would make up an ideal society. Social philosophers dwell upon questions‚ such as how should society distribute goals‚ and do people have natural rights. Social philosophers possess three main key contributors‚ including

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    Firstly‚ and most importantly‚ teachers in all schools should realize that they are responsible for their students’ future. This is especially true for children from less affluent homes who cannot afford to supplement the school’s teaching with extra tuition. Teachers should not shirk their responsibilities towards their students. I am emphasizing this point because some teachers do not seem to feel the slightest obligation to do their job well nor the slightest feeling of guilt when their students

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    What Is Your Eq

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    Everyday Applications What is your EQ? Lucas Ward 1. Imagine you’re on an airplane and it suddenly begins rolling dramatically from side to side. What would you do? (It would not be rolling. It would be pitching from side to side) answer- c. a little of A and B. 2. Imagine that you expect to earn an A in a course you are taking‚ but you get a C on your midterm exam. What would you do? Answer- A. Develop a specific plan to improve your grade‚ and resolve

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    Increase your productivity

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    How to increase productivity It’s a nice performance‚ but it’s no Utopia How many times in a day do you remind yourself to be more productive at work? How often your boss tells you to improve a bit? Even if you are satisfied with the pace you work with or the way you do your assigned tasks‚ there is always some tricky confusion in your mind whether I could have worked better? What else I need to do to make it better? There are so many blurred thoughts which actually pull and push you at times

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