Corso di MLaurea in MASTER IN MICROFINANCE Classe n. 2007/2008 Università Degli Studi Di Bergamo Financial Performance of National Bank of Ethiopia Workers’ Savings and Credit Association with special emphasis to adjustments (NBE WSACA) Relatore: Prof: Jacob Yaron Prova finale di Gebeyaw Aychile NOME COGNOME Matricola n. 1004704 ANNO ACCADEMICO 0 Financial Performance of National Bank of Ethiopia Workers’ Savings and Credit Association with special emphasis to adjustments
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references St. Augustine as saying “I err therefore I am.” A couple of hundred years after St. Augustine’s quote‚ Shultz understood that people’s capacity of making mistakes does not have to be either something to be ashamed or embarrassed of. Instead‚ it is what makes people human. It has become common today to think that to be wrong and to make mistakes is equal to ignorance‚ idiocy or evil assumptions (Schultz). Although Schultz blames society’s parent/teacher educational system‚ I believe that when
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What do you think makes a good brand? How do you recognize a good brand? Good is a very difficult word used as a description. There are few things that define a successful brand and the most important thing is the relationship that it establishes with its consumers and stakeholders and when that relationship is held and maintained consistently over a period of time‚ makes a successful brand. Now that relationship could be emotional‚ could be rational‚ could be problem solving relationship but as
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What famous place would you like to visit? Use reasons and details to support your answer. If I had the chance to visit one famous place‚ it would be Paris. Paris is a must see place. I have not had the chance to visit it before‚ therefore it is my dream destination. However‚ some might think visiting this capital is an ordinary thing and could happen. Personally‚ it is more than a possible thing. I would like to visit the Eiffel Tower which is one of the famous landmarks in France. I want
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liquidity‚ five (5) financial leverage‚ six (6) turnover and four (4) profitability ratios for all the years as per example 3.5 in the PowerPoint presentations. Liquidity; Current ratio=current assets/current liabilities 2010:29021/19483=1.49 2011:24245/18960=1.28 Quick ratio= (current assets- inventories)/current liabilities 2010: (29021-1301)/19483=1.42 2011: (24245-1051)/18960=1.22 Cash ratio=cash/current liabilities 2010:13913/19483=0.71 2011:10635/18960=0.56 Financial leverage; Total
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Finance and Growth Strategies QUESTION 1 a) Distinguish between systematic and unsystematic risk. as the only relevant risk and why? b) In the context of the Capital Asset Pricing Model how would you define beta? How are betas determined and where can they be obtained? limitations of betas? c) What information does beta give to a financial manager? What are the Which is often regarded QUESTION 2 a) What is the time value of money? flows? b) What factors need to be taken into account when choosing
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Xavier institute of management‚ bhubaneswar Effectiveness of Performance Appraisal in IT Companies SRM Project Report Prepared for Dr. Prahlad Mishra Professor‚ Xavier Institute of Management Prepared by Aditya Nair – UH13019 Divya Modi – UH13016 Sneha Gopalan – UH13049 Somrita Sen – UH13050 Tapas Chakrabarti – UH13056 Tarun Kaushal – UH13057 Uday Kumar – UH13058 PGDM HRM I Acknowledgement We would like to extend our heartfelt gratitude to Professor P. Mishra for giving us an opportunity to
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A security company phones your station with a report on a silent alarm in a store they monitor being triggered in the early afternoon. Moments later‚ a citizen calls to report a group of rowdy teenagers breaking bottles on the same street. Your dispatcher directs your patrol car (with yourself and a partner) to the store address. You discover the store was robbed and the clerk has been assaulted. Several refrigerator units in the store have been damaged. A trail of broken beer bottles leads away
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purpose in life. Finding out who you are just takes the time of sitting down and thinking of the importance in your life. Who am I? I am Mercedes Kimberly Kingston‚ and I am a person with different personalities‚ characteristics‚ and identities. The many ways‚ in which I identify myself‚ in fact‚ are the ways that define who I am. My Identity is something only I can fully define. I have a little brother‚ which makes me a sister; I have two loving parents‚ which makes me a daughter; I am in college
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xxx 10 Million Dollar Essay When we think of giving to charities today‚ we’re not sure what to think. One might imagine going to a building where we can donate money in‚ or visiting a website where you enter an amount of money and your credit card number. Charities haven’t made themselves highly accessible yet. My charity aims to fix that. With nothing but the clothes on my back and 10 million dollars‚ I will start the non-profit Charity organization called Charity-ception. Charity-ception is
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