COUNTRY ANALYSIS UNIT FEDERAL RESERVE BANK OF SAN FRANCISCO JANUARY 2010 Microfinance in the Philippines uring the last few years‚ the volume of microfinance activity has grown considerably in the Philippines and an increasing number of financial institutions have engaged in retail microfinance operations. While this sector has been traditionally dominated by rural banks‚ non-governmental organizations (NGOs) and finance cooperatives‚ in 2009 a number of commercial banks sought entrance
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definitely have no idea of what goes on in the head of their men. If you are worried about that‚ then here is a compilation of how men think in relationships. Quite often‚ men have been termed as complicated creatures. It is hard to understand either why some say women are multifarious and difficult. Well‚ it is not so clear who between men and women is complicated than the other. To focus on men‚ you will realize one minute they love with passion‚ and next‚ they act as if you do not come from the same
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where does the water cycle gets its energy from? the water cycle gets the energy from the sun. why do we need the water cycle? since 97% of the earth is covered by salt water we can not drink it. we can remove salt from water but it could be very expensive. how does water get into oceans? when clouds can’t hold any more water it comes as precipitation and lands in the ocean. what is the water cycle made up of? it is made up of six different traits. condensation‚infiltration‚runoff‚ evaporation‚ precipitation
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The Philippines is an archipelago of 7‚107 islands in the South China Sea located between Taiwan to the north and Borneo to the south. Just 2‚000 of its islands are inhabited and only 500 are larger than a kilometer square. The nine largest islands of Luzon‚ Mindanao‚ Palawan‚ Panay‚ Mindoro‚ Samar‚ Negros‚ Leyte and Cebu make up 90% of the nation’s land area. The Philippines is mountainous in nature. The highest mountain is Mt. Apo‚ which is located in Mindanao. The second largest is Mt.Pulog in
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won’t happen. So appeasement started. Nowadays‚ in general‚ people think Chamberlain was wrong and he shouldn’t do appeasement. But it isn’t true. Even if appeasement failed and war started‚ I think appeasement was good. It’s true that appeasement doesn’t look like good. In fact‚ it had lots of disadvantages which looked very huge. At first‚ it made Hitler stronger. Through appeasement‚ Hitler had lots of lands and confidence he can do anything. For example‚ when Germany invaded the Rhineland and Austria
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Overview of Economy‚ Business and Challenges Introduction Latin America suffered during the years of 1980-1990 with political instability and low growth rates. Nowadays the situation is different‚ the region is improving towards economic stability and grater democracy‚ however the reforms performed during the last decade are still incomplete. High rates of poverty and bad income distribution remain as the main problems of the region. The last few years has shown that Latin America economy is getting
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Planned Economy: "The social good" In a planned economy‚ the factors of production are owned and managed by the government. Thus the Government decides what to produce‚ how much to produce and for whom to produce. Features: • All resources are owned and managed by the government • No consumer OR producer choice • The market forces can’t set the price for goods or services • Profit is not the main objective‚ the government aims to provide services and goods to everybody • Government decides
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with no jobs and found that the cost if living had risen. However‚ as industry became more efficient‚ assembly lines products could be manufactured with the development of quicker and for less money‚ and the Canadian demand for products grew. The economy started to boom‚ all due to jobs‚ price cuts and manufacturing opportunity. The 1920s saw the development of the car industry. Industries developed mass production during the 1920s products could turn out more quickly for less money‚ this changes
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The new Wii U is criticized by some‚ but the cons are really insignificant things that are cherry-picked by fans of Playstations and other portable consoles. There are many pros to the new tablet-like device that Nintendo has recently developed‚ such as backwards compatibility‚ support for 3rd party games‚ online multiplayer‚ and a new style of gaming where only the player holding the Wii U can see a certain screen. The initial reaction of people who purchased a Wii U was confusion when seeing
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WHAT MAKES A FILIPINO WOMAN? Looking Back in Our History‚ As a Reminder to Our Society Introduction According to an old emperor of China‚ “[t]he flower that blooms in adversity is the rarest and most beautiful of all.” This saying describes a particular woman who can persevere and triumph over the challenges she will encounter. This is a woman who will never allow any barrier to stop her and who will always come out of any problem a better person. This woman is none other than Hua Mu Lan. We
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