What do you think is unethical? The countrywide approved everyone to get their loans‚ no matter they have jobs or not‚ no matter they have income or not‚ no matter they have assets or not. The criteria they use may be unethical. They don’t care whether the documents are valid‚ whether they can verify the income‚ whether the appraisal is any good. They just care about getting the loan closed‚ in order to do another loan. The underwriters/ contractors looked through the loan as quick as they can.
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Wei-Hsiang Wang What do you think art is? In my opinion‚ the major purpose of art is to influence someone. Some of the most common types of art in public are paintings‚ photos‚ and sculptures. When I go to the library‚ I would see photos of intellectual people‚ such as Gandhi‚ and Albert Einstein. These photos on the wall can greatly influence my mood and efficiency on studying. When I go to a hospital‚ I would see paintings and pictures that show life. Most of these paintings would have the
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THE PRODUCT LIFE CYCLE A product’s life cycle (PLC) can be divided into several stages characterized by the revenue generated by the product. The life cycle concept may apply to a brand or to a category of product. Its duration may be as short as a few months for a fad item or a century or more for product categories such as the gasoline-powered automobile. Product development is the incubation stage of the product life cycle. There are no sales and the firm prepares to introduce the product. As
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1. Single 2. Newlywed with no children 3. Full nest Stage 1‚ has chilcren‚ youngest under 6 4. Full nest stage 2‚ youngest child over 6 5. Full nest stage 3‚ older married couple now. has depedent children 6. Empty nest stage 1‚ head of household still emplyed‚ no kids at home 7. Empty nest stage 2‚ HOH retires 8. Solitray survivor-one of the couple passes away‚ survivor continue to work 9. retired solitary survivor-survivor retire‚ no kids at home Every day of the consumer starts up with
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Stages of Life Cycle Development Raytheon I believe that Raytheon is in the elaboration stage of life cycle development. The elaboration stage is described as mature stage of the life cycle in which red tape crisis is resolved through the development of a new sense of teamwork and collaboration. Raytheon employs a process of Integrated Product Teams. IPTs are focused on improving communication amongst team members. This structure creates an atmosphere where each employee is within close proximity
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|The Business Environment | | | |Karron Lay | |February 2‚ 2013
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Introduction In general the economy tends to experience different trends. These trends can be grouped as the business/trade cycle and may contain a boom‚ recession‚ depression and recovery. A business/trade cycle (see figure 1) is the periodic but irregular up-and-down movements in economic activity‚ measured by fluctuations in real Gross Domestic Product (GDP) and other macroeconomic variables. Samuelson and Nordhaus (1998)‚ defined it as ‘a swing in total national input‚ income and employment
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services the various functions performed by the retailers will: FROM THE CUSTOMER ’S PERSPECTIVE:-Retailer will help to ensure that the products required are available in the desired assortment ‚at the right time and the right location FROM THE BUSINESS PERSPECTIVE:-The retailer will provide the form ‚time ‚place‚and ownership utilites to the final consumer as a marketing intermediary. RETAIL FORMATS:- 1. Mom-and-pop Stores:-These are small family-owned businesses‚ which sell a
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unparalleled experience‚ comprehensive capabilities across all industries and business functions‚ and extensive research on the world’s most successful companies‚ ShuffleClick collaborates with clients to help them in delivering excellence in their business. An Introduction 3 Vision Statement ShuffleClick T echnologies believes in Excellence and Innovation and this is the reason we continuously endeavour to facilitate business from zero to excellence. We are in the field of T echnology‚ Outsourcing
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work on the farm. But I will bring each of you a present." "I want a new satin dress! An expensive one!" "I want some new clothes‚ too. And I want some jewellery - a necklace and a ring! "Well‚ girls‚ I will buy you what I can." Then he looked at his youngest daughter. "What do you want from the town?" "Father‚ I only want you to come back home safely." The farmer saw in her kind face the face of his dear‚ sweet wife. But then his other daughters shouted. "You only say that because you want
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