Introduction to Securities Investment (Understanding Investment Decision Process) Individual’s Objective: Maximize utility (=degree of satisfaction) from consumption‚ subject to income & wealth‚ and market opportunities. In order to achieve the objective‚ people save a portion of (current) income for future spending‚ and reverse is also true. => efficient saving. Where to save? (Security types in Chapter 3) 1. Real assets: 2. Financial assets: represent claims on future cash payoffs. I.O.Us
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Running head: Investment Fundamentals Investment Fundamentals American InterContinental University Abstract This paper will calculate the returns on five investments to illustrate how they work. It will also discuss the different types of investments a person can make‚ along with the differences between the various types of bonds. Furthermore it will state what bond ratings indicate‚ and the two major agencies that are in charge of assigning these ratings Introduction As
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PERSONAL INVESTMENT PLANNING FOR THE MALAYSIAN INVESTOR CONTENTS Part 1 - Understanding Investments What is an investment? Types of investments Part II - Financial Planning Assess your own financial situation Diversify your investments Your risk profile Rational thinking Monitor your investments Do ’s and don ’t of investing wisely Be mindful of some trading rules Part 1 - Understanding Investments What is an investment? Many of us think of interest-bearing deposits or fixed deposits when we
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Do you ever wonder what factors that could affect your grade point average (GPA)? Imagine yourself being a full time college student‚ working twenty hours a week and commuting at least three days a week for an hour long. We can see how this can greatly affect your GPA. Not only would it be work related and commuting‚ but there are many other factors that can come into play. In this paper we will look what factors affects your GPA. Before I jump into the factors and the actual research‚ let me explain
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to find what type of government is best suited for the people. It was finally decided that we would have a republican and democratic government. With this decided‚ we created the first document to run our country‚ the Articles of Confederation. This document did not give the government enough power to help the citizens and it was tossed away. After starting over‚ the committee came up with The Constitution. This is the document that runs our country today. Within this document we have three branches
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1. Suppose you discover a treasure chest of RM10 billion in cash a. Is this a real or financial asset? Answer: Yes. 10 billion cash is the financial asset. This is because financial assets only obtain its monetary value from a contractual agreement of what it represents. In contrast‚ real asset itself has the physical value. b. Is society any richer for the discovery? Answer: No. This is because the cash does not contribute to the productive capacity of the economy. c. Are you wealthier
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Between these three regions‚ there are various similarities and differences. All three regions are patriarchal in society‚ meaning men are above women. All three also have slaves and the poor at the bottom of the hierarchy. However‚ a difference was the “form” of slavery. In Europe and Asia‚ there are several forms‚ one of them being serfdom‚ while serfdom does not exist in the Americas. Another difference was the social class hierarchy of the Americas‚ under the Spanish. All three regions are patriarchal
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things really are. Beliefs tend to be deep set and our values stem from our beliefs Values are about how we have learnt to think things ought to be or people ought to behave‚ especially in terms of qualities such as honesty‚ integrity and openness which when people are asked what are their values tend to be the main values. Attitudes are the established ways of responding to people and situations that we have learned‚ based on the beliefs‚ values and assumptions we hold. How we respond to situation
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Introduction An investment is an exposure of cash that has the objective of producing cash inflows in the future. The worthiness of an investment is measured by how much cash the investment is expected to generate. The analysis of Return on Investment (ROI) is a financial forecasting tool that assists the business manager in evaluating whether a proposed investment opportunity is worthwhile within the context of the company’s business objectives and financial constraints. The investments to be analysed
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decisions within each of the three branches of government. This is extremely effective because many people with education and a different point of view can discuss and make decisions together instead of having one man to have complete power of the government and make decisions as he pleases. For example‚ if one of the branches wants to war and the other two branches believe that is not a good idea‚ they can overrule that decision and not go to war. In addition to that three branches of government‚ each
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