There are several important things for an actuary to consider when setting the premium rates. They make projections of the future costs and they base these projections on historical results‚ probabilistic models‚ and their own judgments. Actuaries must consider different risk pools and make the premiums fair to all. For instance‚ they can consider statistically how likely a driver is to get into a car accident with several speeding tickets versus a driver with none. In order to use the predictability
Premium Insurance Economics Actuarial science
English all the time‚ from the translators and copywriters who are our colleagues to many of the clients who give us work in the first place. I am regularly blown away by the sheer competence displayed – the breadth of vocabulary‚ the grasp of idiom‚ the appreciation of (let’s face it‚ difficult) British humour – but‚ and it’s a big but‚ I can’t help wonder WHY such a strange‚ hybrid language should have become so popular. Is it the spelling? Definitely not! Is it the simple‚ easy-to-learn grammar
Premium French language
values. The compromise was to try and resolve the Nullification Crisis‚ which started because the tariffs were not being enforced. The tariffs were slowly reduced‚ which helped the South immediately because they were severely impacted by the tariffs.
Premium
Sid Lowe takes on the‚ history politics‚ economics‚ culture and language‚ whilst not losing sight of the drama that happened on the pitch. The authors describes the symbolic nature of the rivalry between the two teams. One of the main reasons this source is valuable to the research is that in the third chapter called‚ “The Martyr President”. Low gives a detailed narration of the events that led to killing of FC Barcelona President Josep Sunyol at the hands of fascist troops on the afternoon of 6th
Premium Spanish Civil War Madrid La Liga
EXPLAIN WHY EFFECTIVE COMMUNICATION IS IMPORTANT IN DEVELOPING POSITIVE RELATIONSHIPS WITH CHILDREN‚ YOUNG PEOPLE AND ADULTS. Good communication is key to building strong and lasting relationships with children‚ young people and Adults. We begin this process with children as they start school‚ develop it as they grow older and maintain as we become adults. Clear communication is vital when working in a support role in an educational environment. Children beginning school for the first time will
Premium Communication Nonverbal communication Writing
Many things do not pass the test of time‚ humans surely cannot live forever‚ but some of their accomplishments have become well known legacies for all. Like many Victorian women of the time‚ Florence Nightingale was a nineteenth century traveler‚ but unlike many of them‚ she was famously well known and talked about in the many circles of England and surrounding European countries. Of the nineteenth century women travelers‚ Nightingale is still very widely known and even celebrated today‚ mainly for
Premium Woman Women's suffrage Gender
that the rate is so high is because if a cop has to take someone’s life away they might feel bad about it. Another reason that the Suicide Rates are high is that when the police go undercover for long times‚ they will be away from their family for a long time. Because they have been away for a long time‚ the wife could break away from the cop. The cop could come depressed and commit suicide. Suicide is a serious thing that we need to take care of. Another reason that the Rates are so high is that when
Premium Police Constable Police brutality
WHY IS THE DRC SO POOR? The Democratic Republic of Congo is a country well known for its money problems. Every day the country endures in work harder than most people in the UK can imagine‚ these problems can be sorted into three different sectors‚ historical‚ social economics or environmental issues. Poverty is most severe in the country’s rural areas where people are more isolated and there is little investment. The country has faced many unfortunate historical events in the past causing the country
Premium Democratic Republic of the Congo Poverty Causality
Teresa B. Why Am I So Angry? When someone reaches my limit‚ I explode. I don’t and won’t hold in my anger; I will always‚ at all times let it out. There’s no point of holding in all my rage on someone when they’re right in front of me and I can tell them straight up how I’m feeling. The problem with those kinds of thoughts of mines is that I will say things or do things that I won’t be able to take back. The only time‚ when I really do explode‚ is when someone tries to prove me wrong or when someone
Free Family Suicide Emotion
IN DEVELOPING COUNTRIES: CASE STUDY OF NIGERIA AND UGANDA INTRODUCTION A structural adjustment program is a high-powered austerity plan imposed by the Bretton Woods Institutions‚ i.e. the World Bank and the International Monetary Fund (IMF)‚ in many developing countries as conditionality for debt recovery and economic restructuring. In effect‚ the ultimate goal of a structural adjustment program is to help indebted countries pay off their debts and have a revitalised economy that will sustain
Premium World Bank Economic development Development economics