Subprime Mortgage in Hong Kong? It has already found to be very wrong for the government to loan people for "buying" a housing unit (in the US Subprime Crisis). A government is undoubtedly incompetent to run a banking business. It is highly undesirable to suggest Hong Kong government to follow the fatal suit. Ninja loan has become worldwide famous after the US Subprime Crisis‚ it stands for No Income‚ No Job‚ No Asset. But since the US government pushed to increase the homeownership ratio‚
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Calvin & Tiffunny The housing problem in Hong Kong In 28 Dec.‚2012‚ Greenview Villa began to accept Interested buyers‚ the initial enthusiastic response from the rigid demand of the property market property prices‚ has received about 600 copies of the first day of registration‚ to reflect the rigid housing demand in Hong Kong strong‚ to face a serious shortage of supply‚ high property prices high‚ and the public in buying difficult‚ apart from rising rents lead to the living environment
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we usually called SEs‚ does not have a universal definition. Generally‚ it is a business to achieve specific social objectives‚ such as creating job and training opportunities for the handicaps in our society. According to the survey conducted by Hong Kong General Chamber of Social Enterprises Limited‚ there are only a few SEs made profit under the financial support of government‚ as they claimed that the government have not provide sufficient financial support to them. However‚ can we just determine
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dishes which can literally be re-decorated into a whole new set lunch. In fact‚ food wastes account for 40% of the solid wastes in Hong Kong and a staggering amount of 3200 tons of food is disposed every day from households‚ commercial areas and food premises‚ referring to the figures of Hong Kong Environmental Protection Department. The three landfills in Hong Kong are about to be filled in10-15 years time. In view of this problem‚ three solutions are proposed including establishing recycling bins
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PCLL Conversion Examination June 2011 Examiner’s Comments Hong Kong Legal System The examination consisted of three questions two of which were compulsory. The three questions addressed: HK sources of law‚ jury service and reciprocity between the HKSAR and PRC legal systems. The examination was held over two hours and written on a closed book basis. As with past exams‚ the examiners prepared a list of factors in advance of the examination that were relevant to answering each question. Thus‚ to
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Landfill is a main way of waste management in Hong Kong‚ but it may not be a sustainable way to solve or relieve the garbage problem. Moreover‚ landfill also will eventually saturate. It’s an urgent problem to stakeholders. In fact‚ an annual average of more than one million tons of wastes are produced in Hong Kong. Landfill is not the only way the government can plan for waste disposal. Building an incinerator to relieve the refuse pressure is also viable. In fact‚ a lot of waste is dumped without
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Nowadays‚ Hong Kong needs to face different housing problems. The major housing problem is shortage of housing. As the rate of population growth increases‚ the pressure for housing also increases. When the housing supply falls behind population growth‚ problem arise‚ resulting in the deterioration of the residential environment. The high rate of natural population increase‚ the continued influx of migrants from China and the entry of illegal immigrants further increased the population. And the insufficient
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Hong Kong’s education system has been criticized for being extremely tough and all of us have been studying in Hong Kong for years. So‚ what is your feeling about the education system in Hong Kong? In the following presentation‚ I’m going to talk about the existing education system and suggest ways to improve it. The education system in Hong Kong is failing most young people because the education isn’t a real education. But‚ what is a real education? In my view‚ education should help students
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Enjo-kōsai or compensated dating has become a worrying social problem in Hong Kong nowadays. Compensated dating is a practice which originated from Japan where older men give money and/ or luxury gifts to women as the compensation for their companionship‚ and possibly sexual favors. Literally‚ compensated dating is different with prostitution as it involves non-sexual activities such as shopping‚ karaoke singing and friend making but the latter straightly means trade of sexual services for money
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We always heard that learning the English is a lifelong journey‚ it seems that English become our life‚ most of Hong Kong student have a better result on English rather than Chinese. It bring out a concern about is it a right decision that we to regard English as important. A focus will be placed on the importance on English‚ the demand of using English and the advice on the language policy. The parents‚ teachers and the politicians believe that English is important as the English status in
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