Economic Analysis of Financial Regulation 1. Nine basic categories of financial regulation a) Government safety net (Deposit insurance & Lender of last resort) *** b) Restriction on asset holding c) Capital requirement d) Prompt corrective action e) Chartering and examination f) Assessment of risk management g) Consumer protection h) Restriction on competition 2. Government safety net comes in the form of deposit insurance and lender of last resort
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were lost. In the last twenty years the global economy has undergone enormous economic growth. Europe and North America‚ created a consumer based‚ materialist Tower Babel made of debt and excessive leverage. This Tower collapsed as confidence in the language of the financial world (debt‚ securitization‚ leverage and antidotes trust‚ liquidity and interbank lending) collapsed. Although the latest crisis appears to originate in the financial sector‚ the origins are much deeper. Capitalism
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establishing a minimum interest rate floor that banks can earn on certain assets. D) limiting the amount of loans in particular categories or to individual borrowers. 3) Large-denomination CDs are ________‚ so that like a bond they can be resold in a ________ market before they mature. A) negotiable; secondary B) nonnegotiable; primary C) nonnegotiable; secondary D) negotiable; primary Assets R e-sensitive $20 million at Fi
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A PROJECT REPORT ON “Role of FDI & FII in Indian Economic Growth” SUBMITTED TOWARDS PARTIAL FULFILLMENT OF POST GRADUADTE DIPLOMA IN MANGEMENT (Approved by AICTE‚ Govt. of India) (Equivalent to MBA) ACADEMIC SESSION 2008 – 2010 [pic] Under the guidance of : Submitted By: Dr. Tapan Kumar Nayak Gagan (61) Associate professor
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Having economic growth can be very advantages for a country because it decreases the level of unemployment and gives the majority of the population to enjoy a better standard of living. But‚ there are some drawbacks when it comes to a high rate of economic growth. Inflation Risk : If there’s a high rate of economic growth‚ there could be a negative impact on the economy because it will lead to inflation. If there is a high growth rate with a high inflation‚ the growth rate can hardly be
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Free Market vs Command Economy ! In every government and organization‚ there has to be some sort of plan to organize transactions between people and companies in order to prosper. The Free Market and the Command Economy are two ways the world plans and organizes their economic system. Each have their own benefits and disadvantages and everyone’s opinion differs when it comes to which one is better. It will be hard to compare these two without being biased because this topic is so important. The
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Nestle’s sustainable growth in mature market The company establishment Nestle was first founded by Henri Neslte in the 1860s by developing and producing food products for babies who could not adapt mother’s milk. Following the success in baby food products‚ Henri incorporated with an Anglo-Swiss condensed milk company to develop dairy products‚ especially for government supply in World War I. High sensitive and quick responding to the demand of consumer‚ Nestle continued to create and develop new
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Why France is in Trouble with Its Economy? Economy of France Items Rank GDP Statistics 5th (nominal) Nominal : $2‚609 trillion USD GDP growth rate -0.2% (Q1 2013) GDP per capita Nominal : $41‚141 USD (2012‚18th) Inflation rate 2.3%(June 2013) Unemployment rate 11.0%(June 2013) Gov’t debt $2‚486 billion USD Gov’t debt to GDP ratio 91.2%(2013Q1) GDP Comparison Source: Eurostat Unemployment Comparison Inflation Comparison What’s wrong with France? Govt’s spending What is
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HEC Paris Financial Markets Spring 2012 Final Exam “Cheat Sheet” 0. Basic Statistics (a) Consider an n-outcome probability space with probabilities p1 ‚ p2 ‚ . . . ‚ pn . Consider two discrete random variables X and Y with outcomes (X1 ‚ X2 ‚ . . . ‚ Xn ) and (Y1 ‚ Y2 ‚ . . . ‚ Yn ). 2 The we have the following formulas for means (µX ‚ µY )‚ variance (σX )‚ standard deviation (σX )‚ covariance (σX‚Y )‚ and correlation (ρX‚Y ) µX = EX = E(X) = p1 X1 + p2 X2 + · · · + pn Xn µY = EY = E(Y ) =
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The ultimate engine of economic growth is new technology. According to economists‚ the growth of output per capita is a fairly recent phenomenon. This can be attributed to all the new technology people have discovered in the past few centuries‚ causing output growth to surge and accelerate faster than ever before in history. The result of all these ingenious‚ innovative inventions has been a total revolution in the way people live their lives. After examining the multitude of invention descriptions
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