What do Fannie Mae and Freddie Mac do? Fannie Mae and Freddie Mac are "government-supported enterprises" (Gses). This implies that they are private enterprises but get help from the Federal Government‚ and undertake some public responsibilities also .The Gses give an optional market in home loans‚ obtaining home loans from the banks who start them. They hold some of these home loans‚ and some are "securitized" - sold as securities which the Gses ensure. The essential capacity of Fannie Mae and Freddie
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Why do we Dream? It has been said by researchers that everyone dreams during sleep and it is thought to be a universal psychical feature of our human lives. However‚ many of us are unable to recall vividly what happens throughout our dreams‚ if anything at all. Due to this clouded unique nature that is dreaming‚ most of the knowledge why we dream is largely inconclusive. Nonetheless‚ after many years of theoretical debate on the subject‚ three arguments have remained prominent of which I will
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Why do we age? I recently took part in 5 experiments undergoing everyday activities to see how it feels to be; • Blind • Bone density problems • Hearing difficulties • To have limited fine motor skills • Memory loss First activity I took part in expected us to try clothes on (that required buttons) to be able to fasten the buttons wearing thick mittens and gloves. The mittens and the gloves resembled the elderly and the limited fine motor skills (finger movements required to fasten the
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ABOUT THEM Hawksbill turtles are graceful saltwater reptiles‚ well adapted to life in their marine world. With streamlined bodies and flipper-like limbs‚ they are graceful swimmers able to navigate across the oceans. When they are active‚ Hawksbill turtles must swim to the ocean surface to breathe every few minutes. When they are resting‚ they can remain underwater for much longer periods of time. The hawksbill is a smaller sea turtle with a narrow head and 2 pairs of prefrontal scales in front
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Why Do Businesses Internationalise? 1. Why do businesses internationalise? Compare and contrast mainstream and alternative theories. (Firms search for‚ efficient‚ cheap‚ productive locations) MNE – multinational enterprise Neoclassical Trade Theories Heckscher-Ohlin’s Factor Endowments: A mathematical model‚ It predicts patterns of trade (production and consumption) based upon a country’s factor endowments. Factor endowments include land‚ labour and capital. The amounts of these vary between countries
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Why do students cheat? It is a rare individual who actively chooses to be dishonest. But why do a few students make compromising choices? What can lead people to act in ways that they aren ’t proud of? Below are some underlying beliefs and confusions which students at Carnegie Mellon give as explanations for slipping standards of integrity. A Victimless Crime? Students generally are familiar with the disciplinary actions and penalties for getting caught. However‚ they may fail to understand
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Why do forecasts fail? How do you recommend improving the results? What tools would you use? These are very important questions that you should ask yourself when making‚ monitoring‚ and updating a forecast. The answers to these questions will help you make a more accurate forecast or help you update or fix a forecast that may already be in place. Forecasts in their own nature are expected to have some type of error but with the correct techniques it can be measured and monitored. Some factors
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human characteristics. It is not that hard to say a simple ’thank you’‚ and yet it can really change the outlook of someone else’s day. My sister once told me “It takes more muscles to frown than to smile.” I have noticed that just being polite to the people around you can really make the atmosphere around you more positive. I can think of a lot of examples of when being polite has made things a little smoother‚ including one at the doctor’s office. As I was heading to my appointment at the doctor’s office
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There’s something in all of us: the desire to do something with our lives. Unfortunately‚ most of has have learned to suppress that desire so much that we’re not even aware of it anymore. We fill our lives with so many activities that there’s just no time anymore to do something meaningful and there are good reasons for doing this. The first is that we often don’t even know what we’re supposed to do with our lives. While we have a clear idea as children we often get discouraged because what we
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is always trying to out match player two and vice versa. Students tend to follow this trend because to be second is never good enough. This leads students to do anything in their power to raise their grades. While that may include studying‚ taking notes‚ or "sucking up‚" many kids rely on cheating to succeed. The problem is‚ students know that if they cheat it will hinder their abilities to succeed later in life. So why do they continue to cheat? Students cheat because they want to “get ahead
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