There are several important things for an actuary to consider when setting the premium rates. They make projections of the future costs and they base these projections on historical results‚ probabilistic models‚ and their own judgments. Actuaries must consider different risk pools and make the premiums fair to all. For instance‚ they can consider statistically how likely a driver is to get into a car accident with several speeding tickets versus a driver with none. In order to use the predictability
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Sherlock Holmes Sherlock Holmes is one of‚ if not‚ the most iconic literary character ever in text due to the fact that this character has been adapted and recreated from the original texts by Sir Arthur Conan Doyle to films‚ stage plays‚ television series’ etc. The first text to be printed was in 1887 but due to Sherlock Holmes signature key elements‚ he has been endured enough to stay relevant to this very day. Sherlock Holmes is a fictional character created by British author‚ Sir Arthur Conan
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judgment about someone and treating him or her inversely than other groups because they are from another ethnicity. In today’s society racism is said to be judging a men not by his characteristic or his brain but by his race. Majorities of people today think that racism does not exist in America‚ but every single day people in the United States are raising their children to believe that it is ok to think lower of other people and actually teaching their young ones how to hate people who are simply
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is unification so integral and important in the development of the earliest dynasty in China? Unification is important and integral in the development of the earliest dynasty because it could gain control over the rest of China and also to recover from the Mandate of Heaven. Also‚ they saw this as a reason for their empires to be more stable which means there are fewer wars to happen. They could also see this as a chance of becoming a prosperous nation when it comes to the economic side of the unification
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Much Ado about nothing Much ”Much ado about nothing much” is an article written by Peter Beech. It is about Shakespeare’s plays and how the journalist thinks it doesn’t fit in the modern world. He starts with telling about his own experiences with Shakespeare and that he has an MA in Shakespearean Studies. After this he tells why he thinks Shakespeare should be replaced by something else. He believes Shakespeare is out of date‚ his humor doesn’t fit in the society today and he oppresses the women
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Road Rage Is Worse Today Than Ever Road rage is the collective term that emerged in the early 1990s expressing the aggressive behaviors of drivers . This means that road rage covers all aggressive actions of drivers regardless of nature and extent . Examples of road rage include unsafe changing of lanes ‚ tailgating ‚ swerving in and out of traffic ‚ beating the red light and lack of care for other traffic regulations ‚ speeding in normal or extreme road or weather conditions ‚ and talking
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Essay 1: Rhetorical Analysis “So Much for the Information Age” by Ted Gup is a passionate piece that shows how powerful rhetorical devices can help persuade a certain message. The article bashes students and their teachers; however‚ the author is convincing as to what he is saying is true. To influence the reader to agree with him‚ Ted Gup uses a specific development technique‚ logos‚ ethos‚ diction‚ a distinct tone of voice‚ and creative sentence structure. In order to make the passage flow
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-Sex Sales- In the American culture today‚ sex seems to be a very big‚ controversial thing in advertising. In almost every television ad or magazine ad‚ there’s a reference to sex. Sex seems to attract many consumers in America to buy products such as fragrances‚ clothes‚ tools‚ and pretty much any other products used in America today. This shows that many Americans respond very well to ads that contain sexual references. In Britney Spear’s new fragrance commercial‚ it shows her and a guy
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aShawn O’Connell PR 11 AP US 2 Free response #17 Although it was a novelty in the United States at the end of World War II‚ television became an important part of American life during the first postwar decade. Fewer than one out of ten American homes had television in 1950. Five years later the proportion had grown to two-thirds. New stations quickly took to the air and such networks. For the First time in history‚ political debates‚ issues‚ and other such important issues were capable
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Management Subject : Work Ethics Adviser : Prof. Romana L. Bitancor Did You Bring Your Ethics to Work Today? Unethical behavior has become an increasingly prevalent issue in today’s workplace. It is a sad truth that in every workplace‚ there are always employees who take part in unethical behaviors‚ mine is not an exemption. In fact‚ if an assessment of my workplace in terms of ethical behavior would be conducted basing on what I have learned in studying work ethics for three sessions now
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