There are several important things for an actuary to consider when setting the premium rates. They make projections of the future costs and they base these projections on historical results‚ probabilistic models‚ and their own judgments. Actuaries must consider different risk pools and make the premiums fair to all. For instance‚ they can consider statistically how likely a driver is to get into a car accident with several speeding tickets versus a driver with none. In order to use the predictability
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The 95 Theses is what Martin Luther thought was wrong with the Catholic Church. Luther wrote the Theses and hammered it to the Wittenberg Castle Church on October 31‚ 1517. When Luther wrote the 95 Theses‚ he criticized the Pope’s power and the church’s extreme wealth. Luther also used the Printing Press to spread his 95 Theses quicker. Without the Printing Press‚ this phenomenon wouldn’t have happened. The document was written in Latin and posted on the door of a church‚ the 95 Theses became very
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What does it mean to be a great piece of literature? Everyone answers this question in a different way. A person could say that a great piece of literature is just simply a good book that they enjoy reading. Others would think more in depth. They could say that the way the author brings the book to life is what makes it great. Or how each character in the book is relatable. Harper Lee has written a novel that is a timeless story of character‚ prejudice‚ and a coming of age. This book is timeless
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knowledge of an atom’s appearance and structure have evolved from years and years of development and contribution from many different scientists. Scientist Ernest Rutherford had been the best contributor to the understanding of the atomic structure. Why Rutherford was chosen is because his work had information on protons‚ neutrons‚ and electrons‚ the main components that make up the atom‚ showed what the atom looks like when the three are put together‚ and had also been the discoverer of the nucleus which
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Question: To what extent was the Constitution a radical departure from the Articles of Confederation? Thesis: Due to the fact that the Articles of Confederation were causing problems‚ the U.S. adopted the Constitution that solved the problems in the weak government including no executive control and no way to levy or collect taxes. I. On example of how the Constitution differed from the Articles of Confederation is the setup of their government a. Houses in Congress i. Articles
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RADICAL THEORY Many people are identify as a criminal for their actions on wich those actions were forced for the demoralization and brutalization of conditions under many people are force to live. Radical theories of crime causation are generally based on the uneven wealth in a sociaty. The longest people can find weaker people it will always be a cause for a crime by taking advantage of other people or preying on the them or in others cases when the person is force to commit a crime for
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1) Why was the Protestant Reformation significant? The Protestant Reformation separated Europe and it affected the power of the church‚ monarchs‚ and individual states. Because the Reformation lowered the authority of the church‚ the monarchs and independent states took advantage and seized more power. Many people started asking about their place in society‚ for it was tied into politics and religion. Hence they demanded more of democracy. The base was laid for the future without taking notice
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Steps Process The Ten Steps process is the approach for assessing‚ improving‚ and creating information 1 Define Business Need and Approach 2 Analyze Information Environment 3 Assess Data Quality and data quality. The steps are shown in the figure and described in the box. 5 Identify Root Causes 6 Develop Improvement Plans 4 Assess Business Impact 7 Prevent Future Data Errors 9 Implement Controls 8 Correct Current Data Errors 10 Communicate
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World War II in Europe could have been avoided. Why? How? Before all that we must go back and first look at the causes of World War II. Historians have suggested many reasons why World War II broke out in 1939. However‚ have you realized that the World War II was the culmination of the inter-war period. The five most important causes‚ therefore‚ were: Treaty of Versailles solved nothing It is often claimed that the Treaty of Versailles was a failure. And even many historians say that the Treaty
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World War 2 (WW2) was one of the most destructive wars in history‚ which killed more than 38 million people. More than 50 countries were involved and it changed the world forever. After the signing of the Treaty of Versailles in 1919‚ WW2 became inevitable. WW2 began in September 1939 when Britain and France declared war on Germany after Germany invaded Poland. Although Germany’s invasion of Poland was a trigger for the war‚ there were multiple causes. The three main factors that caused WW2 to
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