There are several important things for an actuary to consider when setting the premium rates. They make projections of the future costs and they base these projections on historical results‚ probabilistic models‚ and their own judgments. Actuaries must consider different risk pools and make the premiums fair to all. For instance‚ they can consider statistically how likely a driver is to get into a car accident with several speeding tickets versus a driver with none. In order to use the predictability
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used by the Vietcong in Vietnam were unsuccessful" The Vietcong were a communist movement in the South who were against the South Vietnamese government and the USA’s involvement with the civil war. The use of tactics (the plans‚ weapons and battle strategies used in war) were prime in minds of the Vietcong and they went to all means to gain the upper hand in the conflict. For example the use of booby traps‚ tunnels and trails. Some like the Ho Chi Minh trail were a huge success among the Vietcong
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AND ACCOUNTABILITY IN NIGERIA PUBLIC ENTERPRISE This study seeks to identify the determinants of auditors’ independence in public enterprises and determine the policy implications of lack of auditors’ independence in the public sector. The data for the research was primary and collected via questionnaire from the Nigerian Ports Authority Headquarters Lagos. The questionnaire responses were analyzed using the percentage method. The hypothesis was tested using the chi-square method
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The first time I know about Jewish was from the history class. At that time‚ my Chinese teacher told me that Jewish were persecuted by Nazi during the Second World War‚ and the reason is because the ruler of Nazi-Hitler hated Jewish. From the video and books‚ there are many pictures about how Nazi persecuted Jewish such as the Auschwitz Concentration Camp. However‚ there always is a mystery puzzled me‚ why were Jewish persecuted by Nazi? From the videos which are talking about the Second World War
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developed countries and the connection between the house-buying activity and the mortgage activity‚ especially in countries such as U.S. or the United Kingdom. Fair Value Background The events and the cause of this global economic crisis are the reasons why the use of the fair value accounting has been the center of financial research for the last decade. IAS 16 Accounting for property‚ plant and equipment (1982) was the first to introduce the “fair value”
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Sustainability 2 What Sustainability means to Woolworths 3 Corporate Stakeholders of Woolworths 3 Woolworths Drive for Change 5 Integrated Reporting 6 Why Integrated Reporting? 6 Woolworths Integrated Reporting 7 The Future of Integrated Reporting 7 Conclusion 8 Word Count: 1995 Executive Summary This report examines the new world of sustainability reporting‚ and the complex web of stakeholders. It focuses particularly on the demands for new kinds of transparency which serve the interests of
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During the course of critical thinking‚ many different aspects of world issues surfaced and were brought attention to. Within each topic of a certain world issue revealed experiences and challenges that each individual faced and responded differently. In this non perfect world that we live in where power is considered the main priority becomes the main issue of expanding on our current world issues into many more obstacles that we face as citizens‚ immigrant‚ people of different racial groups‚ and
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Racism‚ education‚ justice and courage are all themes of Harper Lee’s book. One of the main theme that is shown throughout the novel is parenting. A statement Harper Lee once made about To Kill a Mockingbird‚ is that this novel is a love story. The Theme parenting is shown through Atticus’s love for his children‚ Scout and Jem. Love and parenting is also shown through Atticus’s love for humankind and his attempt to pass this love
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And Then There Were None is a classic mystery novel by Agatha Christie where 10 people receive letters from a mysterious U.N. Owen asking them to Soldier Island to stay for the summer holiday. In each of their rooms they find a nursery rhyme telling of the deaths of 10 soldiers. The first night on the island during dinner a recorded message accuses each of them in turn of murder. Then one by one they all begin to die. I believe that And Then There Were None would be a good addition to the curriculum
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THE ROLE OF AUDITORS IN THE CONTEXT OF CORPORATE GOVERNANCE Asst. Prof. Loganathan Krishnan Abstract Auditors examine company’s accounts and report to the company on the accounts. Fundamentally‚ the concern is how auditors carry out these duties effectively. Legislations namely Companies Act 1965‚ Securities Industry Act 1983 which has been consolidated as Capital Market and Services Act 2007 have made major inroads to ensure that auditors carry out their duties and obligations effectively. Additionally
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