On the subject of discount rate‚ AT&T uses a discount rate of 5.00% as of December 31‚ 2013. It is the rate used in order to estimate the targeted benefit obligations that must be paid among “participants.” The discount rate used by AT&T is based on some aspects‚ such as a “yield curve” of rates of return of high quality corporate bonds. In fact‚ as of December 31‚ 2013 the discount rate of 5.00% has actually been applied with a .70% increase. This resulted to a decrease on the pension plan benefit
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This Changes Everything is a book that was created to disprove what people have chosen to believe in regards to climate change and their involvement in it. Naomi Klein forces people to remember climate change and disallow from being swept under the rug by climate change deniers. In this book‚ Klein attempts to accomplish the nearly impossible task of making everyone reflect on how much harm they have done to the environment. She debunks arguments against climate change in an attempt to get people
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In the Academy Award winning film‚ Ordinary People‚ the Jarrett family is a dysfunctional family in which no one openly talks or expresses their feelings. The movie is all about the Jarrett family dealing with Conrad Jarrett‚ the son of Beth and Calvin‚ who tried to kill himself because his brother died. Beth Jarrett only wants one thing; she wants her family to be “normal” again. Throughout the movie there is a lot of conflict with all three characters. Since no one in the Jarrett family knows how
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AT & T Financial Analysis A company’s past performance is a good indicator of its future outlook. Investors give proper attention to different ratios. In this report I am analyzing the financial position and financial performance of AT & T to conclude whether it is better to invest in the company or not. AT & T Inc. is the United States largest telephone services provider. Its main business involves local‚ long distance telephone services‚ DSL internet‚ digital television and wireless services
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The AT&T Customer Rules! 1. TAKE OWNERSHIP AND SHOW WE CARE We value our customers‚ and we let them know it by all we do. * We are friendly and courteous to all customers and treat them with respect. * We take personal responsibility for meeting each customer’s needs and demonstrate to our customers that we value them. 2. BE RESPONSIVE AND DELIVER We listen to customers and deliver with speed. * We are attentive to our customers and recognize that their time
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Higher profitability margins‚ consistent efficiency ratios and sound debt position make AT&T a good stock to invest in; however‚ liquidity needs to improve further AT&T has been doing very well from profitability perspective. The company’s EBITDA and net margins have increased to 37.96% in 2013 and 14.41% in 2013 from 21.78% and 3.30% respectively in 2011. Moreover‚ the company’s return on assets also increased to 6.68% in 2013 from 1.55% in 2011. Focus on growth prospects and accretive acquisitions
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George’s T-Shirts Synopsis: George Lassiter was a project engineer for a major defense contractor. He had an interesting side business of manufacturing and designing T-shirts for rock concerts‚ sporting events‚ and fund-raising events. George sold the shirts to his regular crew of vendors for $100 per dozen‚ and these vendors sold the public for $10 per shirt. He wanted to sell his shirts on a rock concert that was going to be held in two months. He was sure that 20‚000 tickets
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In Freak the Mighty and “Everything will be ok” two different characters‚ Max and James living in the middle of two different lives learn the same life lesson. You can be who you want to be. Although these are two different stories‚ both characters have to overcome loss to figure out you can be who you want to be. but the one that died helped them make a big decision‚ that you can be who you want to be. In Freak the Mighty by Rodman Philbrick‚ main character Max Kane‚ meets a boy named Kevin (Freak)
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│A Spa Proposal for The T Hotel│ Introduction: This assignment provides an opportunity for students to learn how to write a proposal for an established hotel spa that caters to the needs of senior hotel guests specifically. Through this proposal students will have an opportunity to demonstrate their knowledge in spa operations and management. Targeted Outcomes: This assessment is designed to assess students’ achievement of the following Module Intended Learning Outcomes: 1. Trace the origin of spa
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In the short story‚ The Friday Everything Changed by Anne Hart‚ it connects to the theme of the outsider in society by having the girls in the story being the outsiders. For example‚ when Alma asks “Why can’t girls go for the water‚ too?” (16)‚ this shows that the girls don’t have the same privileges as the boys and are not treated equally. This quote is very important to the theme because it is the real turning point in the story as it displays how girls are fighting for a change from them being
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