Credit Appraisal means an investigation/assessment done by the banks before providing any Loans & advances/project finance & also checks the commercial‚ financial & technical viability of the project proposed‚ its funding pattern & further checks the primary & collateral security cover available for recovery of such funds. Credit Appraisal is a process to ascertain the risks associated with the extension of the credit facility. It is generally carried by the financial institutions
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Integral Review - A Journal of Management e-ISSN : 2278-6120‚ p-ISSN : 0974-8032‚Volume 5‚ No. 2‚ Dec.-2012‚ pp 46-52 http://www.integraluniversity.ac.in/net/journalsAndPublications.aspx PERFORMANCE APPRAISAL PRACTICES IN INDIAN BANKS Pallavee Shrivastava 1‚ Usha Kiran Rai 2 1(Research Scholar‚ Faculty of Management Studies‚ Banaras Hindu University‚ Varanasi‚ India) 2(Professor‚ Faculty of Management Studies‚ Banaras Hindu University‚ Varanasi‚ India) Abstract Banking sector is a
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Investment Appraisal: The Gamma plc case Gamma plc is considering buying a new machine to expand their production of office furniture. The machine costs £1.3 million and will last for 5 years. The scrap value of these machines is £150‚000. It is expected that the asset will be sold for this value on the last day of the fifth year‚ and that a replacement machine will then be purchased. An investment of £120‚000 in working capital will be needed initially. The projected financial data
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RESEARCH METHODOLOGY * INTRODUCTION: Credit appraisal means investigation/assessment done by the bank before providing any loans and advances/project finance and also checks the commercial‚ financial &industrial viability of the project proposed its funding pattern and further checks the primary & collateral security cover available for recovery of such funds. CHAPTER 1 INTRODUCTION TO BANKING SECTOR A snapshot of the banking industry The Reserve Bank of India (RBI)‚ as the
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out of 10 points | | | Which of the following reasons might lead to an early project termination for convenience?Answer | | | | | Selected Answer: | A. The customer faces changing priorities. | Response Feedback: | Correct | | | | | Question 2 10 out of 10 points | | | Which of the following is a trait of active listening during meetings?Answer | | | | | Selected Answer: | B. Asking clarifying questions and paraphrasing to confirm information. | Response
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INTRODUCTION Performance appraisal has been one of the most-debated management practices for several decades. It has generated a wide variety of viewpoints. There are those who see performance appraisal as making an important contribution to human resource management‚ in that organizations require systematic information on how well employees are performing in their jobs as a key element in ensuring that human resources are used as effectively as possible. Employees at all levels experience a need
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Changes Woody Allen’s Annie Hall is a film that depicts the life of a character named Alvy Singer‚ a comedian who always seems nervous‚ is full of self-loathing‚ doesn‘t have a positive perspective on life‚ had an unhappy childhood and has been divorced twice. He knows he has problems but can’t figure out how to solve them in a dignified way so uses sex as a substitute. By the end of the film however‚ he shows a significant change in his outlook on life‚ due mostly to his recent relationship
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The Performance Of Performance Appraisal Sanjeev Kumar Saxena - Jodhpur Today‚ most of organisations attempt to develop the outlook and performance of its employees by using multiple and complex training and educational programmes. In comparison to this‚ several academician ’s‚ researches and professionals hold that the personality of employees is generally developed when they learn several dimensions of job while working. Similarly‚ it is also believed that proper development of the personality
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Performance Appraisals: The Good and the Bad Performance appraisals have been around in some form or fashion for quite a while now. Dating mainly back until the time of the second world war‚ they have been a distinct and formal management procedure used to evaluate work performance. A scholar named Dulewicz (1989) said " there is a basic human tendency to make judgments about those one is working with‚ as well as about oneself." (Introduction to Performance Appraisal) With these natural
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Analyst Questionnaire – Asen Voynov Please fill in your name‚ replacing the highlighted “Your Name” text above with your first and last names‚ and answer the questions below to the best of your ability. When saving‚ rename the file by replacing the “Candidate Last Name” portion with your last name. 1) How did you hear about our career opportunities at GEICO? I heard about this opportunity during the recent career fair (9/20-9/22) at Arizona State University 2) Have you ever applied
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