BASEL III AND ABOLITION OF UNIVERSAL BANKING MODEL – IMPLICATION FOR NIGERIAN BANKS Introduction: In the aftermath of the economic recession which pulled down many global banks and exposed multiple weaknesses in regulation and banking structures‚ the Basel Committee on Banking Supervision agreed to new rules on the minimum level (capital ratio) and composite structure of Banks capital on the 12th of September‚ 2010. Broadly speaking‚ the new rules which are widely referred to as Basel III (and are
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in Business Research FACTORS INFLUENCING CORPORATE WORKING CAPITAL MANAGEMENT: EVIDENCE FROM AN EMERGING ECONOMY KAMAL NASER1‚ RANA NUSEIBEH2 and AHMED AL-HADEYA3 ABSTRACT The main purpose of this study is to explore factors that influence working capital management by non-financial companies listed on Abu Dhabi Securities Exchange. The cash conversion cycle is used to proxy working capital management where short cycle implies effective management. Six factors frequently employed in previous research
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HRM/531 Human Capital Management University of Phoenix February 01‚ 2010 Career development plan part- IV Compensation February 1‚ 2010 To: Human Resources Manager From: Chandan Gulati Re: Compensation Proposal for Sales Team. The purpose of this proposal is the new compensation plan for our sales team. The new compensation plan should be such that it benefits the company and the employees. “Compensation includes both financial and non financial rewards. Financial rewards include direct
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HUMAN CAPITAL MANAGEMENT (HCM) DEFINATION Human capital management (HCM) is an approach to employee staffing that perceives people as assets (human capital) whose current value can be measured and whose future value can be enhanced through investment. An organization that supports HCM provides employees with clearly defined and consistently communicated performance expectations. Managers are responsible for rating‚ rewarding‚ and holding employees accountable for achieving specific business goals
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Profitability Ratios Profitability ratios measure two aspects of a corporation’s profits: (1) those elements of operations that contribute to profit and (2) the relationship of profit to total investment and investment by stockholders. The first group of profitability ratios [gross profit (or gross margin) percentage‚ operating margin percentage‚ and net profit margin percentage] expresses income statement elements as percentages of net sales. The second group of profitability ratios (return on
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DARDEN CAPITAL MANAGEMENT THE MONTICELLO FUND op yo In early April 2004‚ the Monticello Fund Management Team was in the midst of its first meeting of the new fiscal year. The team was part of the Darden Capital Management program at the Darden Graduate School of Business Administration‚ where MBA students were entrusted with managing endowment capital for the school foundation. The program sought to prepare its participants for careers in investment analysis and portfolio management‚ with
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EFFECTS OF WORKING MOTHERS MERGEFIELD Last Uka 7 EFFECTS OF WORKING MOTHERS MERGEFIELD Last Uka 7 THE EFFECTS OF A MOTHERS EMPLOYMENT Abstract As more mothers are becoming employed‚ the concern of whether a mothers employment has a positive or negative effect on children and family is being questioned. This research paper reviews the effects of mothers’ employment on a child’s behaviour‚ education and the relationships within the family. It concludes that a mothers employment is indeed a positive
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THE EFFECT OF GLOBALIZATION ON NIGERIA CULTURE - Nneka Oringamje Globalization refers to the increasingly global relationship of culture‚ people and economic activity. While culture on the other hand‚ is the recognition of good literature‚ enjoyment of good music‚ food and arts. According to Anthropologist Edward B. Taylor in his book‚ Primitive Culture‚ published in 1871. Taylor said that culture is "that complex whole which includes knowledge‚ belief‚ art‚ law‚ morals‚ custom‚ and any other
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EVOLUTION OF APPRAISAL TO INDIVIDUALIZED PERFORMANCE MANAGEMENT TOWARDS THE HUMAN RESOURCE PLANNING PROCESS TABLE OF CONTENTS Abstract 2 1.0 Introduction 2.0 Body 2.1 A critique of the appraisal system 3 2.2 An evaluation of the process that enabled the performance system to develop 4 2.3 An evaluation of the issues of how the workforce could be included in this process 7 3.0 Conclusions 10 4.0 References 16
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THE EFFECTS OF GLOBAL FINANCIAL CRISIS ON NIGERIA’S ECONOMY The global financial crisis began in the United States of America and the United Kingdom when the global credit market came to a standstill in July 2007 (Avgouleas‚ 2008). The crisis‚ brewing for a while‚ really started to show its effects in the middle of 2008. Around the world stock markets have fallen‚ large financial institutions have collapsed or been bought out‚ and governments in even the wealthiest nations have had to come up with
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