credit risk on a portfolio basis instead of on a loan-by-loan. In credit risk management banks use various methods such as credit limits‚ taking collateral‚ diversification‚ loan selling‚ syndicated loans‚ credit insurance‚ securitisation and credit derivatives. Credit risk is considered as a critical factor that needs to be managed by the banks and financial institutions. Credit Risk Management process permits the banks to proactively manage loan portfolios in order to minimize losses and earn a
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acquisition of SoftGuide Knowledge Consultants‚ Friday‚ saying that 1 Billion was too high a price.” (SoftGuide has a considerable market share in Training and Development services and would therefore help SystemX to diversify and expand its range of services to customers.) “Although SystemX officials would not comment further‚ several observers said that problems discovered at SoftGuide probably lay behind the decision…. The article said that SystemX feared that SoftGuide’s data-processing
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to their deaths. The words spoken by Martin Luther King Jr. and Malcolm X were so strong and influential‚ helping them gain great audiences and followers. King preached out over the “brotherhood” among races‚ and the importance of non-violence. Malcolm X‚ also advocated for the end to segregation‚ but emphasized the needs for blacks to become independent of the white man‚ and stand up for themselves. Both King and Malcolm X had similar goals in their minds‚ but took distinct paths to attain those
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Haloarenes) (Q.1) Choose the incorrect statement about the benzyl chloride: ( 1 mark ) (a) It is less reactive than alkyl halides. (b) It can be oxidized to benzaldehyde by boiling with copper nitrate solution. (c) It is a lachrymatory liquid and answers beilstein’s test. (d) It gives a white precipitate with alcoholic silver nitrate (Q.2) Dry ether The reaction RX + 2Na + RX _______________? R-R + 2NaXis called. ( 1 mark ) (a) Sandmeyer’ reaction (b) Fittig reaction (c) Wurtz reaction (d) Williamson’s
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the founding ideal of equality for all. There have been many cases in America where people have been persecuted based on their gender‚ race or religion. Now that is not to say that the same cannot be said about everywhere else in the world‚ historically persecution against certain groups of people has always existed. However‚ for a country founded on freedom and equality America has had failures‚ from slavery‚ to gender inequality to modern day racism. Malcolm X grew up in a tough place for an African
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Assess the short term significance of the Suez War of 1956 The Suez War had profound short term significance in many aspects. It can be argued to be one of the first wars in the Arab-Israeli conflict which involved substantial foreign involvement. Although Britain and France were humiliated and lost their influence in the Middle East‚ it highlighted the rising importance of Cold War politics in the Middle East. Egypt and Israel can be considered as winners of the Suez War; Egypt gained complete
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BRE-X CASE Introduction Bre- X can be seen as a classic case of a bubble. Looking at the company’s financial statement we see negative net incomes‚ and negative free cash flows. Yet looking at the stock prices they seem to be shooting upwards. What could be inducing investors to purchase the shares? We then see an announcement by an independent analyst who makes a revelation that results to the plummeting of share prices and everyone rushing to dispose their shares in BreX not wanting to
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hippocampus by electrically simulating the brain in a specific way to build memories. Its aim is to convert short-term-memory into long-term-memory and just like hippocampus‚ to store it. Berger’s experiment started by teaching a rabbit to engage an audio tone with air puffed
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Student loans are a savior and a demon put together into one by the government. On one side student loans have numerous amounts of pros that shine a golden light on the loans making them look as if they are a savior to humanity. Some of these prospects include the hassle free process it takes to actually get a student loan‚ the boost of your credit score if you can pay it off in the allotted time‚ and they open up the opportunity for anyone to go to college. On the other side of the spectrum student
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list of letters/numbers is viewed to them which they are expected to remember directly after the presentation. The difference between Jacobs’ and Miller’s procedure is that Jacobs’ gradually increased the length of the list up until the participant would only serial recall the list half of the time. Jacobs had discovered that the capacity for the letters and numbers differ. Based on his average results‚ participants could remember 9 numbers and 7 letters. Another thing he discovered is that the
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