Dhaka-1000 Bangladesh DCMPS (PSD) Circular Letter no.11 Department of Currency Management and Payment Systems (Payment Systems Division) Date:20 /12/2011 Managing Directors/ Chief Executive Officers All Commercial Banks Dear Sirs‚ Amendment of Guidelines on Mobile Financial Services for the Banks. Attention is drawn to DCMPS Circular No-08 dated September 22‚ 2011 on the captioned subject. This is to inform you that some amendments are made in the mentioned guidelines. All scheduled banks
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Christina Sabillón Dr. Speller ENGL 2325 August 6‚ 2012 The Life You Save May Be Your Own The protagonist in “The Life You Save May Be Your Own” is Mr. Shiftlet. This man encounters an older woman and her daughter; both named Lucynell Crater. Their first conversation is very awkward‚ but the reader can interpret the characters. Mr. Shiftlet is a one armed man who left home at a young age. Lucynell (mother) is an older widowed woman who is independent and protective of her daughter. The younger
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Week 3 You Decide mYa Cater SOCS 350 07/20/2011 Gail Rognan My job is to hire a sales manager who will sell the latest fiber optics to leading wireless manufacturers of five key companies. Some of the job requirements are that the sales representative must be articulate‚ sophisticated‚ and knowledgeable about fiber optics. The job also requires travel Monday through Friday in order for the sales representative to work with those in the prospective company. The job
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Choose 3 of your direct observations carried out in your PLO. Using these as the context‚ produce a critical reflection on what you have learned about your own practice. The purpose of this assignment is to critically reflect on how effective my practice is by analysing my own direct work with service users and colleagues whilst on placement at a children’s home. It is vital for me to be able to reflect on my own practice as I can adapt how I think‚ feel and behave in order to better meet the
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Human Services Program: Commonalities and Successes Shannon Williams BSHS/425 July 27‚ 2015 Gina Harper Human service organizations are unique organizations they are different than any other in the general business world. According to Lewis and Packard (2012)‚ human service organizations work together towards a common goal. Human service professionals work in different settings and in various ways to assist clients and improve their way of life. This shared vision brings other
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December 16‚ 1998 Retail Financial Services in 1998 Delivery of retail financial services in the US was undergoing substantial realignment. With the relaxation of regulatory constraints on traditional financial intermediaries—banks‚ mutual funds‚ insurance companies‚ and brokerages—products and services were becoming increasingly similar. Banks and insurance companies were selling mutual funds‚ and Fidelity and Schwab were offering a full line of banking products and services‚ although unbundled and
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Responsibility of Human Service Workers Gen/200 January 3‚ 2013 Dr. Jacqueline Mangieri‚ PhD Responsibility of the Human Service Workers While there is no argument for lazy‚ incompetent‚ uncaring persons that are doing a job just for a paycheck when individuals are depending on you for services; it is the Human Service Workers responsibility to provide the needed resources to clients‚ not excuses. The Human Service Worker has the responsibility to protect the individual and civil rights
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In this essay I aim to give an overview of the financial planning model and its main function within the financial planning process‚ with specific focus on the review stage of the process and how it is affected by an individual’s life course or changes in the social or economic context. The financial planning model is a cyclical model‚ and is designed to help individuals or households achieve financial goals by managing their income and expenditure. [pic] Figure 1: Stages of Financial Planning
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Tutorial 1: Risk and Return 1. Expected return. A stock’s returns have the following distribution: Demand for the company’s product | Probability of this demand occurring | Rate of return if this demand occurs | Weak | 0.1 | (50%) | Below average | 0.2 | (5%) | Average | 0.4 | 16 | Above average | 0.2 | 25 | strong | 0.1 | 60 | | 1.0 | |
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Business Copyright © 2012‚ 2011‚ 2010‚ 2008‚ 2006 by University of Phoenix. All rights reserved. Course Description This course introduces the student to the essential elements of finance for business. Emphasis is placed on financial management‚ financial markets‚ and the tools‚ techniques‚ and methodologies used in making financial decisions. Topics include: Financial planning‚ working capital management‚ capital budgeting‚ long-term financing‚ and international finance. Policies Faculty and
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