Preview

Affordable Health Care Act Pros And Cons

Satisfactory Essays
Open Document
Open Document
342 Words
Grammar
Grammar
Plagiarism
Plagiarism
Writing
Writing
Score
Score
Affordable Health Care Act Pros And Cons
The policies of affordable health care act affect many different populations in various ways. Making the health coverage mandatory to everyone was the biggest change that everyone had to face. Many individuals were not happy because they were required to have health coverage, and some of the US population felt that their freedom of choice was violated by this act. However, the group that benefited the most was the individuals with pre-existing conditions. Prior to affordable health care act the health insurance companies usually turned down this group’s applications, or they were forced to pay extra capital for their coverage. However, with Obama care’s new policies, individuals with pre-existing conditions will have full coverage and will …show more content…
Prior to the affordable health care many individuals from these groups didn’t have access to health care. There were many health care disparities among these groups. With the affordable health care act many individuals from this group were able to have access to full health coverage. They have access to free preventative care, vaccination, and wellness visits. Also, employees who work for companies that have more than fifty employees gained from this act. It is mandated for those companies to offer health coverage for their employees. Similarly, elderly in general gain great advantage from this act; they will no longer be over charged for their medication. In addition in most cases they will not pay out of packet co-pay chargers it will be fully covered from their health insurance.
There is advantage and disadvantage from the affordable health care act. As i mentioned above many groups will greatly benefit from affordable health care act. On the other hand, many other groups will have disadvantages from it. However, the policies are still reforming and hopefully will reach a point where every individual would have advantages from this

You May Also Find These Documents Helpful

  • Good Essays

    Obamacare was designed to help the lower income people whose jobs did not provide health insurance or those who could not afford it on their own. A few of the main or biggest beneficiaries of Obamacare include those between the ages of 18 and 34; blacks; Hispanics; and people who live in rural areas. The people that hurt the most from Obamacare include people who are 35 and older and those who are self-employed, or a combination of both. Many of these people who are hurt the most happen to generally be Obama’s political opponents. While there are movements to replace and even to repeal Obamacare, success for these movements seem rather unlikely. For the most part, experts seem to believe that the likelihood of Obamacare failing is basically…

    • 303 Words
    • 2 Pages
    Good Essays
  • Good Essays

    The Affordable Care Act was signed into a law on March 23, 2010, by President Barack Obama. The United States, after long years of demanding Ever since the enactment of Medicaid and Medicare in 1965, this law is considered the most important administrative system of the United States health care system. This law was planned to help avoid terrible health care costs to the people who did not provide health insurance for themselves. The terrible health care costs can destroy the credit scores of the people. This can eventually cause home closure and even bankruptcy. The Affordable Care Act expects to raise the value, admission, and inexpensiveness of health coverage. Also, to lower the health care prices for the government and citizens. In…

    • 326 Words
    • 2 Pages
    Good Essays
  • Satisfactory Essays

    The Affordable Care Act is the greatest overhaul of the US health-care system. One of its key reforms includes health coverage for adults with pre-existing conditions, which generally hadn’t been available until now. The Affordable Care Act was signed into law by President Obama in March 2010. The act will extend insurance to more than 30 million uninsured people.…

    • 91 Words
    • 1 Page
    Satisfactory Essays
  • Powerful Essays

    Pros and Cons of Obamacare

    • 1707 Words
    • 7 Pages

    Obamacare is an extensive bill that completely transforms the healthcare system. The main part of the bill is the individual mandate that requires all citizens and legal immigrants to have health care coverage. If individuals do not have health insurance by 2014 there is a monetary penalty. In order to allow many Americans to obtain coverage, it outlines a major change in insurance practice in that companies are no longer allowed to deny individuals health insurance because of pre-existing conditions; individuals are able to buy into health insurance at anytime. Obamacare expands Medicaid for those who cannot afford health insurance; the expansion will supply more than 17 million more Americans with health insurance than before the bill. People who are employed can fulfill this health insurance requirement by enrolling in their employer’s plan. Health insurance must be provided through employers if the company has 10 or more employees. Small businesses will be subsidized so that they can afford to provide insurance. People without insurance through their employer will be able to buy plans through health insurance exchanges, where most will qualify for subsidies, greatly reducing the premiums. Exchanges are run by the state or non-profit organizations and require that all insurance companies offer certain plans that make it easier for Americans to determine the differences between…

    • 1707 Words
    • 7 Pages
    Powerful Essays
  • Better Essays

    ACA Lawsuit

    • 1167 Words
    • 4 Pages

    According to the U.S Department of Health and Human Services, “The Affordable Care Act puts consumers back in charge of their health care. Under the new law, “Patient’s Bill of Rights”, it puts in custom for American people to have better stability and flexibility they need to make informed choices about their health. The law gives people the opportunity to have better coverage through insurance companies, reduces premium costs, and extends the quality in care. It also offers Americans without coverage the ability to choose the insurance coverage that works best for them in a newly open, competitive insurance market.” (U.S Department of Health & Human Services). On June 28, 2012 the Supreme Court put in a final decision to uphold the law, up in till July of 2014 when Congress turned the tables.…

    • 1167 Words
    • 4 Pages
    Better Essays
  • Satisfactory Essays

    Amadeo informs the reader about the main advantage of the Affordable Care Act. It lowers health care costs overall by making insurance affordable for more people. That’s because insurance will be extended to two uninsured groups. She also writes about the main disadvantage. That the Act could actually increase health care costs over the short term. That’s because many people will receive preventive care for the first time in their lives. (Amadeo2013)…

    • 438 Words
    • 2 Pages
    Satisfactory Essays
  • Powerful Essays

    The Affordable Care Act objective is to decrease health care expenses through services presented to individuals at this time that can 't acquire insurance. Individuals in society with no healthcare insurance regularly use hospital emergency departments as their primary care physician (PCP), which increases cost for everybody. Some advantages to Affordable Care Act are: Preventive…

    • 1315 Words
    • 6 Pages
    Powerful Essays
  • Satisfactory Essays

    The Affordable Care Act withstood many trials on its way toward becoming reality, from epic congressional battles, to a pivotal Supreme Court ruling, to — finally — yesterday's Presidential election.…

    • 606 Words
    • 3 Pages
    Satisfactory Essays
  • Good Essays

    Affordable Care Act is enjoyed mostly by pro low and middle income Americans, especially in states that expanded Medicaid eligibility. Since Affordable Care Act works on a sliding scale, Affordable Care Act gives to about 30 million of 44 million uninsured Americans access to health insurance and expand Medicaid over 15 million previously uninsured low-income individuals and families below the 138% FLP mark. In the past, many of these low-income…

    • 262 Words
    • 2 Pages
    Good Essays
  • Good Essays

    The Affordable Care Act, or Obamacare, was created to address the millions of uninsured Americans who were without health care. As a result, millions of Americans can now have health insurance that is now affordable. In fact, it made health care available to individuals who have preexisting conditions, and were once denied by…

    • 488 Words
    • 2 Pages
    Good Essays
  • Good Essays

    Obamacare is a act that is very controversial to this day. This paper is going to examine the pros and cons of the affordable healthcare act.…

    • 860 Words
    • 4 Pages
    Good Essays
  • Better Essays

    As many U.S. residents already know, being prepared for the unexpected is a trait attributed to success, especially when it comes to our family’s health. One typical suggestion when it comes to “making ends meet” in household matters is saving enough money in a family safety net to ensure solvency and to mitigate the high cost of paying for routine medical care or unexpected health issues. However, that is impossible for most people due to the huge costs of current medical coverage. A very limited percentage of the population are able to pay the total cost out of pocket when a medical emergency occurs. Simply obtaining a health insurance plan, either thru employment or by procuring private medical…

    • 1419 Words
    • 6 Pages
    Better Essays
  • Good Essays

    Obamacare Pros And Cons

    • 1470 Words
    • 6 Pages

    Obamacare, or what is formally known as the Patient Protection and Affordable Care Act, is federal legislation that was signed into law on March 23, 2010 by present Barak Obama. The act aims to reform national healthcare and give more people than before access to affordable healthcare. The overall goal of the act is to cover all persons regardless of their conditions or other factors. The passing of Obamacare has led to much conflict in the government and throughout the nation. In particular, recently the act has been the root of heated disagreements and government unrest among the Democrats and Republicans.…

    • 1470 Words
    • 6 Pages
    Good Essays
  • Good Essays

    The “Affordable Care Act of 2010” also known as “Obamacare” or “Health Care Reform Act of 2010” is a universal healthcare plan that was designed to allow Americans to be able to get quality health insurance that people would be able to afford, and to cut U.S health care spending down as well. Many Americans debated about whether or not it was beneficial for everyone or just certain people, so there are many advantage and disadvantages for Americas due to this reform.…

    • 970 Words
    • 4 Pages
    Good Essays
  • Good Essays

    Affordable Care Benefits

    • 1532 Words
    • 7 Pages

    The incentive to having healthcare insurance was to improve access to medical services and to improve the health of society as a whole. The ACA increased the eight preventative services to ten covered benefits. These ten preventative services have no co-pays and offer a more personalized healthcare plan. Which has improved the early detection of disease such as diabetes and high blood pressure that reduce a patient’s health care risk factors. This is an added incentive for the government as it also lowers the overall cost of healthcare. These benefits were once out of reach for most Americans who had either high co-pays or no insurance at all (Teng,…

    • 1532 Words
    • 7 Pages
    Good Essays