COLLEGE OF BUSINESS ADMINISTRATION
Case Study Analysis
In Partial fulfillment of the requirements in the subject Strategic Operations Management
Submitted by:
Mark Henry Santiago
Riobelle Faye Simbillo
Julie Ann Oliveros
John Eric Reyes
Nazareno Potot
Shiela Marie Chiu
Glenn Bacal
Frences Mae Hilapad
Submitted to:
Prof. Rodel Pomentil
Date: October 3 2013
Viewpoint: Top Management / Owner(s)
Time Context: Present Time
CASE: President Celso Valmores in his speech before the board members said: “I would like to seek your opinion regarding a major initiative of our bank, which is part of the implementation of Golden Opportunity Commercial Bank’s (GOCB) renewed strategy to be the bank of choice in terms of consumer banking. To be able to finance this new strategy and to aggressively brought about by increasing mortgage default payments, valued at P5.0 billion. This move is designed to fully extinguish our debts. Create new and dynamic bank and hopefully leave us with excess liquidity for the start of endowment fund. This move I am referring to is heeding to the proposal of Ms. Marjorie Trinidad. Banko Sentral ng Pilipinas (BSP) Managing Director to downgrade the status from commercial to thrift bank. Such move will change our capitalization structure.”
The meeting was called to discuss the GOCB problem and develop a plan to reinvigorate the ailing bank and at the same time address the BSP’s findings. GOCB is requesting for P10 billion in emergency loans with BSP.
I – Statement of the Problem
What will be the best course of action to solve all financial, human resource and customer related problems?
II – Statement of Objective
To possibly revive or give up the company with the most profitable option available in 1 and a half year.
III – Areas of Consideration
SWOT Analysis
Strength – Strong Reputable Brand Name, Financial Strength, and a Strategic fit.
Weakness – Undercapitalized, Illiquid and