Craig Mezey Case

I am writing to dispute/remove a billing error in the amount on the account 36224* with The Bank of the West. This account is not my account. The account 34224, the Bank of the West was opened by Mr. Craig L. Mezey on March 1st, 2006. Craig L. Mezey opened this account/loan for a purchase a Recreational Merchandise “2005 Sea Hunt 202.” The boat was registered on his (Craig L. Mezey) name. In October 24, 2007, the Circuit Court, Fifth Judicial Circuit in and Marion County, Florida ordered to Craig L. Mezey “The Husband (Craig L. Mezey) shall be entitled to exclusive use and ownership of the boat, and shall hold the Wife (Nadezhda Mezey) harmless with regards to any loan or lien.”
I do not believe that I sign this contract. I am a foreigner,
and during the whole marriage, I was not allowed to make any financial decisions. Craig L. Mezey often sign documents “on my behalf.”
Craig L.
Mezey did not follow the court orders (the order was issued in 2006), so Craig L. Mezey had 10 (ten) years to refinance his boat, he did not. In 2016 (ten years later) Craig L Mezey voluntary surrendered his boat. The Bank of the West (a lender) sold the boat.
Today, the Bank of the West is demanding holding me responsible for Craig L. Mezey’s account, and demand payments of the deficiency of 9, 546. 53 (nine thousand five hundred forty-six dollars and fifty-three
cents.
According to the Bank of the West (the EXPLANATION OF DEFICIENCE AND DEMAND FOR PAYMENT), I am a responsible party for the account 36224*
If it is so, then the Bank of the West should:
• Notify me about the delinquent account. The date of the first delinquency occurred in September 2016.
• Notify me about a voluntary surrender occurred.
• Notify me about the boat has been disposed of at public or private sale.
• Notify me about sending and damaging my credit score. only involves you and the lender.
I contacted the Bank of the West on January 3, 2017, when I noticed the changes in my credit score.
On January 03, 2016, I sent a certified letter and asked the Bank to correct this account. Also, I contacted The Bank of the West via phone, we had a conversation with Mrs. Latisha (the Bank of the West recorded our phone conversation), and sent all documents to correct this account. Bank ignored my letter(s).
• The Bank of the West had 266 days to notify me about the delinquency and the deficiency of Craig L. Mezey’s account.
• The Bank of the West had 120 days to notified me that the boat was going to be sold off/at public or private sale.
• The Bank of the West had all my information, time, and legal documents to resolve the situation without damaging my life. The Bank never had an attempt to resolve, nor to provide this information under the Data Protection Act 1998.
• I understand that the bank was required to reply on my first request (January 03, 2017) within 40 days. I understand the Bank of the West ignored my rights. 0n May 24, 2017, I received the first letter from the Bank of the West. The Bank of the West sent me the EXPLANATION OF DEFICIENCE AND DEMAND FOR PAYMENT. According the letter, I must to pay a remaining balance of 9, 546. 53 (nine thousand five hundred forty-six dollars and fifty-three
cents.
I am asking to dispute/remove this credit account. I filed a Motion for Civil Contempt/Enforcement, and I hope that you are willing to correct this error. Please, correct any finance and other charges related to the disputed amount be credited as well, and that I receive an accurate statement.