Craig Ribbens Case Study

I spoke with Craig Ribbens, who is one of the insureds’ long-time tenants. Mr. Ribbens was cooperative and offered to help in any way that he could. However, the information that he provided was not very beneficial to our defense. The house that the plaintiffs rented is one of five that the insureds own in a small compound. Mr. Ribbens informed us that he did not know the plaintiffs, but heard from other tenants that they moved out because there was mold throughout their house. Although he never saw the mold, and has seen none in the house that he rents, he occasionally smells mold in his house in the past.

Mr. Ribbens stated that that the insureds’ houses are need of some repair, but he would not consider them to be neglected. He
understands that the insureds are older and are not able to get to the repairs as quickly as some of the tenants would like, but he personally has no complaints. Mr. Ribbens is aware that the water quality servicing all five houses is poor and he drinks bottled water only. In addition, he knows that the house next to his has had several heating problems during the last several years.

Finally, I have attached one photo of the plaintiffs taken while they lived in the insureds’ rented house, one shortly after they moved out and one of Debra Nathan-Nenn taken last year.