The present papers have been prepared for the role of microcredit as a tool in the fight against poverty and gender inequality. This paper aims to create increased awareness of gender and poverty through the microcredit programme. Microcredit has proven its potential to generate results. However, these results are generally short-term and vary significantly among borrowers. In general, studies suggest the poorest seldom benefit from microcredit, Women in particular. This paper identifies three key issues;
Firstly, the role of microcredit programmes in women empowerment for poverty eradication.
Secondly, we should look beyond microcredit to other financial services including savings. In the interest of the poorest and women in particular, there may be new possibilities when we view microfinance as a tool not only for income promotion, but income protection as well.
Thirdly, maximizing impact requires that we understand the limitations of microcredit, work to improve programs, and, in some cases, offer alternatives for those excluded from microcredit programs, especially the poorest women.
The key lessons in this paper: Microcredit programs have generated positive results for large numbers of the poor and women in particular
Contents
Chapter One Page
1.1 Introduction 4
1. 2 Significance / Importance of Research 5
1. 3 Statement of the Problem 6
1. 4 Aims
1.5 Objectives
Chapter Two
2. Literature Review
2.1 Concept
2.1.1 Empowerment 7
2.1.2 Poverty
2.1.3 NGO 8
2.1.4 Micro Credit
2.1.5 Microcredit in Asia, Latin America and Africa 9
2.2 Micro Credit Approach to development 11
Chapter Three
3. Methodology 12
3.1 Area Selection
3.2 Technique of data collection
3.4 Hypothesis
3.5 Data Processing and analysis 14
3.6 Limitations of Research
Chapter Four
4. Analysis, Discussion and Findings 15
4.1 Theatrical Framework
4.2 Liberal Feminism 16
4.3 Historical Materialism
4.4 Radical Feminism 15