Preview

Fact claim

Powerful Essays
Open Document
Open Document
1808 Words
Grammar
Grammar
Plagiarism
Plagiarism
Writing
Writing
Score
Score
Fact claim
Delia Valdez
Prof. Abad
English 1B
June 14, 2015
Is Financial Aid Distributed Fairly to Every Social Class? In a society where a college education is necessary to attain a job, people will pay any price to get a degree. Since 1965 government assistance programs such as FAFSA have made attending college much more simple for the working class. However, such programs focus much of their efforts on assisting lower income students and fail to contribute to students from middle class families. Middle class students or their parents are caught in a situation in which they must pay for all of their college funds, or they are put into debt from the outrageous amount of loans. Financial aid is based off of the parent’s income until the age of 25, but there are situations in which not parents are able or willing to pay for their child’s education due to the high cost of tuition. Complications of financial aid arise due to the lack of focus in financial assistance for students who come from middle class families. Due to the complications of the financial aid system students from the middle class are forced to choose cheaper schools, go into debt, or enter the work force, yet prices of getting an education are only getting higher. For middle class families options to pay for school are very limited, without financial aid or the funds to pay, a life of debt and worry surely waits. Due to the high price of college, over the years several programs have been established in order to assist students to pay for college. Several forms of financial aid include private scholarships and state grants. Each type of financial aid has a set of guidelines to determine who qualifies for the program. The main qualification for all forms of financial assistance is financial need. In the book Higher Education: Access Issues and Financial Aid Avenues, author Jaclyn Morelli explains, “Financial need is based off of several factors such as the cost of attendance at the school of choice, they

You May Also Find These Documents Helpful

  • Satisfactory Essays

    Jeanette Juachi, a high school senior, who has been granted admission at Cal State Dominguez Hills; however, with her mother unemployed and her deceased father, she has been left with the burden to meet her annual student obligation. She tirelessly works as a cashier at a supermarket, after her long day at school. The price of tuition has been rapidly increasing over the past few years; therefore, many families are questioning whether college is worth the cost and hassle for those 4 years. While a college degree can lead to a more lucrative and fulfilling career, it can also engender a huge financial burden that can encumber graduates for many years to come.…

    • 113 Words
    • 1 Page
    Satisfactory Essays
  • Good Essays

    Elliott Williams explores the effects of having a college saving and its studies, Studies show that students who come from parental who save for their children’s education were supposed to be more likely to graduate with less debt than a student who did not. The article even discussed the difference in private colleges and public university cost and how financial aid is a resource that more students need to familiarize their self with, studies continue to show that school and place play as a factor in finances in college students. William explains how this “education savings” effects their students in the long run. Williams then further concludes that the difference in student debt isn’t as big dollar wise if not adequately funded doesn’t contribute…

    • 273 Words
    • 2 Pages
    Good Essays
  • Good Essays

    Mr. Burd argues that the federal government is not doing enough to help working-class college-goers pay for school. He plays up the argument that working class college- goers are being punished for being nontraditional while downplaying the argument that “standards for admission” are a necessary component of higher learning.…

    • 399 Words
    • 2 Pages
    Good Essays
  • Satisfactory Essays

    Financial aid is an invaluable resource that will help a student and their families pay for college expenses. The expenses that may be covered includes college tuition, living expenses, books, laptop, necessary supplies and even transportation costs. Financial aid options available are grants, scholarships, loans and also work study programs.…

    • 444 Words
    • 2 Pages
    Satisfactory Essays
  • Satisfactory Essays

    RES. BURR

    • 407 Words
    • 2 Pages

    Answer: Financial aid assists students and their families pay for college. This monetary assistance covers educational expenses such as tuition and fees, room and board, books and supplies, and transportation.…

    • 407 Words
    • 2 Pages
    Satisfactory Essays
  • Good Essays

    Education plays a huge role in everyone’s life, and college is not cheap. Not everybody is eligible to receive aid from the government, such as Pell Grant, HOPE Grant, or Zell Miller. Some people have the financial ability to pay for college and…

    • 1003 Words
    • 5 Pages
    Good Essays
  • Good Essays

    A common remark that many hear today is that of people leaving college with the accumulation of debt. Although this is true in some cases, the problem does not lie with the current financial programs and aids. Instead, the problem falls squarely on the shoulders of the college attendee and their choices. If a student makes decisions that allow debt to fall upon them, a tuition-free system should not be set up just so they can leave college with less debt. Instead, some responsibility needs to be taken up and wiser choices need to be made. Also, with the prevailing system, students can get many grants and loans to get through college with little to no debt. Although it may be harder, college tuition should not be free because the solutions…

    • 1548 Words
    • 7 Pages
    Good Essays
  • Good Essays

    Financing college is of the more difficult decisions one will make in life, even though, for some, such is one of the easiest. Seemingly stable, federal funds are, in actuality, a better option opposed to private loans. One must not forget, as with private loans, the financial obligation thereafter the differed period has ended, however. Another option, for qualifying persons, is federal issued grants; which should be one’s initial choice in financing college, after all applicable scholarships considered.…

    • 289 Words
    • 2 Pages
    Good Essays
  • Good Essays

    The authors (Sullivan et al., 2001), discover that financial stability for many middle-class Americans is all too fragile (para. 1). There’s just no way to progress ahead financially, support a family, and eventually retire with that sort of income. Graduating college students every year earn great paying jobs, but the education costs has rise steeply and are left with several years of student loans. From the past three decades, college prices has sky-rocketed by more than 1,200 percent (Appel, Taylor, 2015, para. 2). Majority of the middle class don’t expect to become rich or famous, but it’s ideal to expect a living wage and acceptable benefits. We need to start thinking of the consequences, and set goals for our future and our children. In addition, it is hardly manageable, but attempt to build…

    • 916 Words
    • 4 Pages
    Good Essays
  • Good Essays

    Working while going to school can be challenging with academics and can take a toll with having a social life. An article by Kelci Lynn Lucier, a writer for U.S. News, is about the pros and cons of working while in college; the title is Consider Pros and Cons of Working in College, the article brings up many topics that the example will agree with. Working while going to school shows dedication to the program and the determination to do anything means necessary to make sure the program and everything can be paid for. Working while going to school teaches a person responsibility and accountability as demonstrated by my own experiences.…

    • 909 Words
    • 4 Pages
    Good Essays
  • Good Essays

    Even those coming from an average income family are struggling with the rising tuition costs, taking out more than they can handle in loans just so they can obtain a postsecondary education. This leaves the wealthy to be the only to achieve a college education without any financial stresses or debt. Constantly Americans are separated by their economic status, allowing the most advantaged to thrive, while the average and less advantaged struggle. As the cost to attend colleges and universities rise, less people are able to achieve their career goals,…

    • 521 Words
    • 3 Pages
    Good Essays
  • Good Essays

    College Tuition Rates

    • 543 Words
    • 3 Pages

    Tuition rates have increased over the past year and even the wealthiest family haven’t been able to keep up with the cost of college tuition. The Free Application for Federal Student Aid (FAFSA) determines the student eligibility for financial aid which tends to give aid to families that earn an income of less than 50,000 and has left a large group of middle-class families who earn more than 50,000 and less than 100,000 out without…

    • 543 Words
    • 3 Pages
    Good Essays
  • Better Essays

    October 2008 In a time of ever-rising college costs, financial aid is critical to increase college access and success. Federal, state, and institutional aid programs help to ensure that students can afford higher education regardless of economic background. Financial aid is most effective when students and families learn about it early enough to make the right choices and plans about high school coursework, family savings, work and earnings, and college options. This literature review explores the questions of how and when students and families learn about college costs and financial aid, and how the timing and substance of that information may impact college-going behavior. The research for this review was conducted in 2007 by graduate intern Deland Chan, who wrote it with Deborah Frankle Cochrane. Shannon Gallegos and Edie Irons helped create the finished product.…

    • 14280 Words
    • 58 Pages
    Better Essays
  • Good Essays

    Guaranteed Student Loan

    • 312 Words
    • 2 Pages

    The Higher Education Act (HEA) of 1965 authorized the foundation of the Guaranteed Student Loan (GSL) program and a federal need-based educational grant program, which thereby established the role of the federal government in facilitating students’ financial access to postsecondary education (Zumeta, Breneman, Callan, & Finney, 2012). Initially eligibility to participate in the GSL program was based on students’ demonstrated financial need, however a 1972 HEA modification eliminated income requirements, an act in response to rising tuition rates and growing concern about college affordability for the middle class (Zumeta, Breneman, Callan, & Finney, 2012). However, these concern over the cost of postsecondary education prevailed throughout…

    • 312 Words
    • 2 Pages
    Good Essays
  • Satisfactory Essays

    As a college student, I also face the same problem because I want to get my bachelor’s degree. Since many good universities are so expensive, I sometimes worry about how much I would be paying by the time I graduated in four years. Even with financial aid I still can’t pay off the whole tuition cost every semester. It’s just not about college tuition; we also have to pay for our place of living, food, books, and entertainment. There are many students who have to support their families because it’s their responsibility to help them and those students have to work in a full-time job with their college classes. Even when a student complete theirs degree, they still have to find a job so they can pay the installments every month. It stated in The…

    • 193 Words
    • 1 Page
    Satisfactory Essays