Association Fees, if any, are primarily paid by the property owner annually. Renters should not be effected by HOA fees although it can sometimes be built into the rental price as well. Home owners insurance covers the homeowner in the event of property damage, but does not cover the renters personal possessions in the property. Renters do not pay for the home owners insurance directly, but again can be built into the rental price. Renters concerned about personal property damage can get a renters insurance policy
Association Fees, if any, are primarily paid by the property owner annually. Renters should not be effected by HOA fees although it can sometimes be built into the rental price as well. Home owners insurance covers the homeowner in the event of property damage, but does not cover the renters personal possessions in the property. Renters do not pay for the home owners insurance directly, but again can be built into the rental price. Renters concerned about personal property damage can get a renters insurance policy