How to Buy a House
How to Buy a House
Owning a home has always been a fundamental tenet of the American Dream. It symbolizes opportunity, security, and freedom. Today, the American Dream has come true for many, but there still is a significant portion of the American population who could use some guidance in pursuing their dream of home ownership. Many people dream of owning their own home, but it mandates homework, legwork, and considerable effort on their part to ensure that the process goes as smoothly as possible. This task can, at times, seem complicated and overwhelming. But if things are taken step-by-step, you will soon be holding the keys to your own home! Being a mortgage consultant for over seven years, I have been helping families to accomplish the dream of home ownership. I am proud to say that I have helped over one hundred and fifty families to become homeowners. Coming from a family whose parents worked very hard for over ten years in order to save their money so that they could buy their first home, I understand the sentiments of my clients and the importance of every step in this process. It is my wish to help you with your process of buying your house with these easy to follow instructions. And remember: buying a home is also an investment in both you and your family’s future.
Start by getting a blank file and call it – “My Homeownership Plan”
In today’s world, credit is almost everything. Having good credit can ensure that you get the best deal out there. The first thing you 'll want to do is to get a copy of your credit report (which can be easily obtained from the internet) and start paying off all of the small balances due on your credit cards, and also resolve any credit disputes or delinquencies. Credit rating takes into account both how you use the credit you have (available) and whether or not you’re outstanding credit is too high for your income. After you have done all you can do to fix your credit report, I suggest waiting at
Owning a home has always been a fundamental tenet of the American Dream. It symbolizes opportunity, security, and freedom. Today, the American Dream has come true for many, but there still is a significant portion of the American population who could use some guidance in pursuing their dream of home ownership. Many people dream of owning their own home, but it mandates homework, legwork, and considerable effort on their part to ensure that the process goes as smoothly as possible. This task can, at times, seem complicated and overwhelming. But if things are taken step-by-step, you will soon be holding the keys to your own home! Being a mortgage consultant for over seven years, I have been helping families to accomplish the dream of home ownership. I am proud to say that I have helped over one hundred and fifty families to become homeowners. Coming from a family whose parents worked very hard for over ten years in order to save their money so that they could buy their first home, I understand the sentiments of my clients and the importance of every step in this process. It is my wish to help you with your process of buying your house with these easy to follow instructions. And remember: buying a home is also an investment in both you and your family’s future.
Start by getting a blank file and call it – “My Homeownership Plan”
In today’s world, credit is almost everything. Having good credit can ensure that you get the best deal out there. The first thing you 'll want to do is to get a copy of your credit report (which can be easily obtained from the internet) and start paying off all of the small balances due on your credit cards, and also resolve any credit disputes or delinquencies. Credit rating takes into account both how you use the credit you have (available) and whether or not you’re outstanding credit is too high for your income. After you have done all you can do to fix your credit report, I suggest waiting at