Introduction to Lending Management
Sheet – 01 & Lecture – 01
Question: Lending Management or lending policy
Answer: Lending Management or lending policy and proud we the main instrument towards achieving mission and vision of a Bank. As mentioned in the memorandum and articles of association of the Bank it is committed to invest in industrial and business enterprises by developing projects of national importance, including the small and medium enterprise (SME) consumer loan, capital market separation, lease financing, trade financing are also the eligible Banking business as defied on the Banking companies act 1991.
The leading policy / management outlines the general principles and procedure which are designed to be followed by the Bank official, associated with all kinds of Banking i.e. funded and non funded financing activities.
The guidelines contained herein indicate management’s views on business development priorities and the terms and conditions that are to be adhered to which approving credit facilities.
Definition of leading, loan, advance, credit and debit.
Leading, the term is action involved in many lending on interest making loan:
Loan : Permission to use something lead.
Advance : Pay before hand to implement the specific purpose.
Credit : The term refers to reputation of having wealth roe ability in limit debit. Extension of credit in made under per-determined structural.
Debit : Something in question of money term which it due from one person / limit to another person / limit.
Leading Policy / Management provides the guideline prepared in line in Bank’s Memorandum and articles of association in memorandum with which relationship with credit officers/ Branch Managers of the Bank will forward credit proposal along with their recommendation for approval. The guidelines focus on the following :-
i) Industry and Business segment ii) Green Banking iii) Types of loan facilities iv) Maximum Exposer: Single Borrower / Group Limit /
Question: Lending Management or lending policy
Answer: Lending Management or lending policy and proud we the main instrument towards achieving mission and vision of a Bank. As mentioned in the memorandum and articles of association of the Bank it is committed to invest in industrial and business enterprises by developing projects of national importance, including the small and medium enterprise (SME) consumer loan, capital market separation, lease financing, trade financing are also the eligible Banking business as defied on the Banking companies act 1991.
The leading policy / management outlines the general principles and procedure which are designed to be followed by the Bank official, associated with all kinds of Banking i.e. funded and non funded financing activities.
The guidelines contained herein indicate management’s views on business development priorities and the terms and conditions that are to be adhered to which approving credit facilities.
Definition of leading, loan, advance, credit and debit.
Leading, the term is action involved in many lending on interest making loan:
Loan : Permission to use something lead.
Advance : Pay before hand to implement the specific purpose.
Credit : The term refers to reputation of having wealth roe ability in limit debit. Extension of credit in made under per-determined structural.
Debit : Something in question of money term which it due from one person / limit to another person / limit.
Leading Policy / Management provides the guideline prepared in line in Bank’s Memorandum and articles of association in memorandum with which relationship with credit officers/ Branch Managers of the Bank will forward credit proposal along with their recommendation for approval. The guidelines focus on the following :-
i) Industry and Business segment ii) Green Banking iii) Types of loan facilities iv) Maximum Exposer: Single Borrower / Group Limit /