Linda J. Waite
Americans often talk as if marriage were a private, personal relationship. But when two people live together for their own strictly private reasons, and carve out their own, strictly private bargain about the relationship, we call that relationship not marriage but "cohabitation." In America, it is now more popular than ever. More men and women are moving in together, sharing an apartment and a bed, without getting married first. The latest Census Bureau figures show four million couples living together outside of marriage (not counting gay couples), eight times as many as in 1970. And many more people have cohabited than are currently doing so; recent figures show that almost two-thirds of young adult men and women chose to cohabit first rather than marry directly.
Most cohabitations are quite short-lived; they typically last for about a year or a little more and then are transformed into marriages or dissolve. Although many observers expected the United States to follow the path blazed by the Nordic countries toward a future of informal but stable relationships, this has not happened. We see no sign that cohabitation is becoming a long-term alternative to marriage in the U.S. It has remained a stage in the courtship process or a temporary expediency, but not typically a stable social arrangement. Thus, by resembling marriage in some ways and differing from it in others, cohabitation brings some but not all of the costs and benefits of marriage.
The Cohabitation Deal versus the Marriage Bargain
Cohabitation is a tentative, non-legal coresidential union. It does not require or imply a lifetime commitment to stay together. Even if one partner expects the relationship to be permanent, the other partner often does not. Cohabiting unions break up at a much higher rate than marriages. Cohabitors have no responsibility for financial support of their partner and most do not pool financial resources.