Title XIX of the Social Security Act is a federal and state entitlement program that pays for medical assistance for certain individuals and families with low incomes and resources. This program is known as Medicaid. Medicaid is the nation’s publicly financed health and long-term care coverage program for low-income individuals. Medicaid was created by the United States government to provide health care to people who have low incomes and cannot afford health services or health insurance on their own.
The Medicaid program is a health insurance program designed for low-income, elderly, disabled, pregnant women and children. Medicaid was enacted in 1965, in the same legislation that created the Medicare program. The funding for Medicaid programs is shared between state and federal government. Medicaid programs in all states have to pay a share of operating costs for the Medicaid programs. The costs mostly includes administrative costs such as eligibility determinations, outreach, prior authorizations, information system development and operation, periodic screenings and diagnostic testing, third party liability activities and utilization review. Medicaid covers a variety of benefits including: doctor’s visits, emergency care, hospital care, vaccinations, prescription drugs, vision, hearing, long-term care, preventative care for children, and some dental. State Medicaid programs provides care to over 50 million Americans, and only Medicare comes close to the spending, and only Social Security costs more. Whether or not you and your family is eligible for Medicaid depends on several financial criteria such as your employment, how much you make, and how many dependents you have along with other requirement.
Each state designs and administers its own version of the program. A person that may be eligible for Medicaid may not be eligible in one state, may not be eligible in another state. The services provided by one state may be different as