Preview

Obamacare Pros And Cons

Good Essays
Open Document
Open Document
773 Words
Grammar
Grammar
Plagiarism
Plagiarism
Writing
Writing
Score
Score
Obamacare Pros And Cons
Obamacare is the current form of healthcare that our country uses, and it is one of the worst forms of healthcare that has ever been came up with. It is a terrible system that has been a failure since it was first installed as a government mandate that is required for citizens to have. It has a long list of problems that i can only really scratch the surface of in this essay. If you are a Republican, you probably are already against Obamacare; if you are a democrat, you are all for it most likely and can’t understand what's the big deal with it and why everybody hates it so much, but that's where i come in. Obamacare needs to be changed because it is bad, it has failed, it has problems, and why President Trump is going to get rid …show more content…
Supporters of it will say that people can now have access to affordable, high-quality health insurance through medicaid expansion, their employers, and the health insurance market. But the cons of that are to get the money to help insure all these people, there are new taxes. The taxes that may affect people directly are the individual mandate and the employer mandate. Another pro that people see are that Obamacare’s protections ensure that you can’t be dropped from coverage when you get sick or make a mistake on your application. You also can’t be denied coverage or treatment for being sick or get charged more for being sick. Plus, you can’t be charged more for being a woman. Other protections ensure that you have the right to a rapid appeal, that health insurance companies can’t make unjustified rate hikes, and that these companies must spend the majority of premium dollars on care, not paying executives. Insurance companies must cover sick people, and this increases the cost of everyone’s insurance. The opposition of that is to ensure people don’t just buy coverage when they need it, most people must obtain coverage or pay a per-month fee. Also, coverage can only be obtained during annual enrollment periods. A person can owe the fee due to forgetting to pay a premium, and then not be able to get coverage until next open enrollment. Some people were benefiting from being in a low-risk group. Men in good health with no pre-existing conditions, who were not responsible for anyone but themselves, and who remained healthy had low insurance costs. They may have had cheap limited coverage before the premium hikes took place a few years ago. Any of the pros that Obamacare might have have a bad opposition behind them that will defeat the purpose of having

You May Also Find These Documents Helpful

  • Satisfactory Essays

    The Affordable Care Act or ObamaCare is a health care law that focuses on providing more people with health care that they are able to afford, all while refining the standard of health care and health insurance.…

    • 292 Words
    • 2 Pages
    Satisfactory Essays
  • Good Essays

    economic damage where job growth will fall by 1.2 million in 2019. Other point to note is that repealing will affect the purchasing power of working people, and this is an indication that local economy will be affected since people will spend less. Decrease in spending will reduce job growth and about 20million people will lose health insurance (Ponnuru, 2017).…

    • 119 Words
    • 1 Page
    Good Essays
  • Good Essays

    Obamacare was designed to help the lower income people whose jobs did not provide health insurance or those who could not afford it on their own. A few of the main or biggest beneficiaries of Obamacare include those between the ages of 18 and 34; blacks; Hispanics; and people who live in rural areas. The people that hurt the most from Obamacare include people who are 35 and older and those who are self-employed, or a combination of both. Many of these people who are hurt the most happen to generally be Obama’s political opponents. While there are movements to replace and even to repeal Obamacare, success for these movements seem rather unlikely. For the most part, experts seem to believe that the likelihood of Obamacare failing is basically…

    • 303 Words
    • 2 Pages
    Good Essays
  • Good Essays

    The Affordable Care Act was signed into a law on March 23, 2010, by President Barack Obama. The United States, after long years of demanding Ever since the enactment of Medicaid and Medicare in 1965, this law is considered the most important administrative system of the United States health care system. This law was planned to help avoid terrible health care costs to the people who did not provide health insurance for themselves. The terrible health care costs can destroy the credit scores of the people. This can eventually cause home closure and even bankruptcy. The Affordable Care Act expects to raise the value, admission, and inexpensiveness of health coverage. Also, to lower the health care prices for the government and citizens. In…

    • 326 Words
    • 2 Pages
    Good Essays
  • Satisfactory Essays

    The Affordable Care Act is the greatest overhaul of the US health-care system. One of its key reforms includes health coverage for adults with pre-existing conditions, which generally hadn’t been available until now. The Affordable Care Act was signed into law by President Obama in March 2010. The act will extend insurance to more than 30 million uninsured people.…

    • 91 Words
    • 1 Page
    Satisfactory Essays
  • Good Essays

    Obama states that the cost of the health care was a “threat to our economy” and health care should be a “right for every American”. After Obama became president he pushed the congress to pass the health care act into weekly speeches, on media, and much more. On March 23,2010, President Obama signed the “Patient Protection and Affordable Care Act”. This law was the main part of bill's improvement towards the United States healthcare system. The Care act was publicized to expand healthcare coverage to the 32 million Americans who were uninsured. “Dismantle or Improving ObamaCare?” An article by Deborah B. Gardner questions, “how will the republicans work to dismantle or change ObamaCAre?”(ProCon). Although the negative individual’s assumption referencing to the American Care Act, “repeal and replace” was a hasty legislative message for republicans in the campaign. Gardner reflects in her article about being in need of the nurses, doctors, and medical advisors to accept how the republicans are devoided to change the Affordable Care Act. It provides an overview on the possible regions that Republicans might decide to change or to remove, which includes removing or improving the Affordable Care Act, the support of repealing or modify the employer mandate, and the cooper plan offer. Gardner believes that is we “put our voices together,…

    • 1083 Words
    • 5 Pages
    Good Essays
  • Better Essays

    Millions of uninsured people will have access to affordable health insurance through the marketplace. This lowers the amount of unpaid medical bills seen by Emergency and Express Care settings across the contry. More than half of those uninsured can get no cost or low cost health insurance using the State 's Health Insurance Marketplace. State programs such as Medicaid and CHIP will expand their benefits to a greater amount os people in the community that need help. Before in some instances such as cancer if you got ill you were either dropped or your premiums increased to a level that most could not afford. ObamaCare will prohibit insurance companies from these actions. As with filling out of insurance applications perhaps you forgot to add that you were injured in a car accident at the age of 5 because you were so young you didn’t remember or that you had an illness. It used to stand that insurance companies could drop you without a second thought. This plan takes the power to do that away from them (ObamaCare Facts: Dispelling the Myths 2013). If you honestly forgot to put something you will not be dropped. Obamacare goes on to take away pre-existing conditions, meaning that you cannot be denied coverage no matter what your illness is. A lot of insurance companies thought it relevant to charge you more simply based on gender and women would pay a higher premium than men. ObamaCare puts a stop to this egregious act as well. Small…

    • 1408 Words
    • 6 Pages
    Better Essays
  • Satisfactory Essays

    The Affordable Care Act withstood many trials on its way toward becoming reality, from epic congressional battles, to a pivotal Supreme Court ruling, to — finally — yesterday's Presidential election.…

    • 606 Words
    • 3 Pages
    Satisfactory Essays
  • Good Essays

    Obama Care Pros And Cons

    • 1025 Words
    • 5 Pages

    Federal health care is one of the biggest social and economic problems Americans face today. Due to the rising cost of medical care and health insurance, many Americans are either uninsured or do not have adequate coverage. The Patient Protection and Affordable Care Act (PPACA), commonly known as Obama Care, is part of a decade-long effort to reform the nation’s health care system and ensure that more Americans have adequate and affordable health care coverage (Salem Press Encyclopedia, 2013). This essay will briefly explain the elements of Obama Care, the pros and cons of the policy, and how the policy raises issues of federalism.…

    • 1025 Words
    • 5 Pages
    Good Essays
  • Good Essays

    The Affordable Care Act or ACA has been a very controversial law. The Affordable Care Act contains many benefits, particularly for low and middle income families and businesses. The Affordable Care Act also contains some obstacles for high earners, and larger firms that don’t insure their employees.…

    • 262 Words
    • 2 Pages
    Good Essays
  • Good Essays

    Many insurance companies will deny you coverage because of a mistake on the application or a pre-existing condition. With Obama Care active insurance companies can’t deny you because of these reasons. The only way they could deny your coverage is if the plan is already active. There are no more unreasonable limits on lifetime benefits. The limit for Lifetime benefits and annual limits are banned. One can still have benefits on whoever’s on the plan no matter the condition of that…

    • 1309 Words
    • 6 Pages
    Good Essays
  • Good Essays

    The pros of obamacare are very arguable because many people think that obamacare is not a good thing. Millions of people are able to receive high-quality health insurance through medicaid, and young adults make up a large percentage of those people. Some tend to question whether Obamacare’s cost outweighs the benefits. “The average American has a lot to gain and little to lose. Those making more, including larger firms and consequently their employees, may see negative financial effects. While some groups benefit more than others, most Americans will benefit from the new rights and protections like guaranteed…

    • 860 Words
    • 4 Pages
    Good Essays
  • Better Essays

    Several news have written articles debating on the pros and cons on this health care reform. The New York Times published an article called “The Obama Care Shock” by Paul Krugman. In it, Krugman provides positive input regarding this upcoming affordable health plan. On the other hand, ABC news, published an article written by Charles Babington called “80 House Members Shutdown the “Obama care”. This report focuses more on the negative points of Obamacare. According to the author of this article, Obamacare becomes chaotic and adds another source of stress to the average citizen since now all Americans will be required to obtain health insurance. Many concerns continue to raise questions as: Will Obama care work? Would it affect citizens instead of helping them? Is it affordable? All these questions are now requiring prompt answers. The two opposing articles discussed here a much too common reflection of the uncertainty in American…

    • 1419 Words
    • 6 Pages
    Better Essays
  • Satisfactory Essays

    In reading up on the subject of Obamacare, It seems that it is more negative feedback than positive. Most of the physcians sayt that the Affordable Care Act (ACA), took a terrible broken health care system and added a lot of burden on the physicians. The physician does not have to respond to the patient, now they have to respond to the federal bureaucracy. They have a love for medicine and when they are practicing they are in there element. Then the smile is turned upside down when they have to jump through hoops just to get paid. Not to mention that now they have the added non-clinical duties and paperwork which take up a lot of time. Which means they have to squeeze in more patients to cover that expense. As for the patients, their payments…

    • 216 Words
    • 1 Page
    Satisfactory Essays
  • Satisfactory Essays

    The Affordable Care Act (2009) and the Health Security Act (1993) were two attempts made to reform the U.S. healthcare system. In 1993 the Clinton administration fought to better the system and provide comprehensible healthcare coverage to its citizens. This bill however was shot down in the legislative system and never made it into law. Then in 2010 the Obama administration squeezed their updated version of the bill through the House and Senate in a very narrow, partisan victory. The reasoning behind why the Clinton’s attempt didn’t get passed came down to two reasons. First it was highly criticized and opposed politically. Secondly it was a matter of concerns about the actual content of the bill.…

    • 547 Words
    • 3 Pages
    Satisfactory Essays