Programming Solution Proposal
Computer programs can help us solve everyday issues that might seem impossible. Household budgeting is an issue that burdens many Americans. Every individual is ultimately responsible for managing his or her finances. Developing a computer program that can help individuals manage their budget will greatly improve their life quality. The program would have to follow the program development cycle model and use the modular approach.
Identifying Budget Issues The biggest challenge that many American families are facing after the 2008 recession is managing a monthly budget adequately. The fact is that many families increased their debt by borrowing more than their allocated budget. Americans need to learn to live base on how much they earn. Our first reaction, when in debt, would be to make up excuses as to why we are in that situation. Some of us will even try to blame relatives or credit card companies when faced with excessive debt. It is families, who do not budget properly, that end up losing their homes and vehicles to banks or lenders (msn, 2009).
Who is Responsible? The task of managing your budget according to your earnings is a decision and responsibility that is ultimately yours. The first step to take when budgeting is to acknowledge your debt problem and stop finding justifications for it. The problem can be excessively stressful and it is recommended to seek assistance through friends, family, or even better from an organization that guides people through debt reduction. A non-profit organization, such as the National Foundation for Credit Counseling, will probably be the best option. To start getting a handle of the problem, one must establish a number of how much is owed (msn, 2009).
Developing a Program Technology, at present day, is an important tool that can be used to our advantage to solve almost any issue. Many families that might be facing budgeting and even foreclosure issues might not be aware that such tools exist. The process of
Identifying Budget Issues The biggest challenge that many American families are facing after the 2008 recession is managing a monthly budget adequately. The fact is that many families increased their debt by borrowing more than their allocated budget. Americans need to learn to live base on how much they earn. Our first reaction, when in debt, would be to make up excuses as to why we are in that situation. Some of us will even try to blame relatives or credit card companies when faced with excessive debt. It is families, who do not budget properly, that end up losing their homes and vehicles to banks or lenders (msn, 2009).
Who is Responsible? The task of managing your budget according to your earnings is a decision and responsibility that is ultimately yours. The first step to take when budgeting is to acknowledge your debt problem and stop finding justifications for it. The problem can be excessively stressful and it is recommended to seek assistance through friends, family, or even better from an organization that guides people through debt reduction. A non-profit organization, such as the National Foundation for Credit Counseling, will probably be the best option. To start getting a handle of the problem, one must establish a number of how much is owed (msn, 2009).
Developing a Program Technology, at present day, is an important tool that can be used to our advantage to solve almost any issue. Many families that might be facing budgeting and even foreclosure issues might not be aware that such tools exist. The process of
References: msn. (2009). msn: Money. Retrieved from http://articles.moneycentral.msn.com/SavingandDebt/ManageDebt/Your5MinuteGuideToManagingDebt.aspx Venit, S., & Drake, E. (2009). Prelude to programming: Concepts & design (4th ed.). Boston, MA: Addison-Wesley.