In California, it is mandatory for drivers to have liability coverage when operating a vehicle. But insurance gaps can happen. Many don’t even realize their insurance is lapsed. Proposition 213 limits the damages an uninsured driver can recover. However, there are exceptions where you can still be compensated.
What are the Exceptions of Prop 213?
Proposition 213 does not affect your ability to recover medical costs, lost wages, or damaged property from a car accident. It is designed to prevent uninsured drivers from collecting “general damages,” which include pain and suffering. But with the right attorney, there are still ways to fight the insurance company and maximize your compensation.
Prop 213 DOES NOT apply to the following:
• Passengers o Prop 213 exists to prevent uninsured drivers from receiving compensation. As a passenger, you are not bound …show more content…
Discuss your case with our skilled injury attorneys to find all your options.
Examples include:
• Defective vehicles o If an accident was caused by a vehicle malfunction, a claim can be pursued with the automaker
• Public entity o A poorly maintained roadway may allow you to pursue a public entity claim
As an uninsured motorist, Proposition 213 creates serious challenges to your accident claim. Regardless of your insurance status, adjusters are highly skilled in limiting the damages you can recover. Even if you are qualified for compensation, insurance companies will hold your lack of coverage against you.
At Bergener Mirejovsky, we have successfully handled hundreds of Proposition 213 cases. We work tirelessly to make sure you receive the compensation you deserve. If you were an uninsured driver injured in a car collision, our knowledgeable injury attorneys are here to help you figure out all your options and maximize your settlement. Call us today at 1-800-881-2021 for your free