Right To Adequate Housing Essay
Prompt:
In the UN report, "The Right to Adequate Housing," the human-rights element of housing is addressed as a global issue. Indeed, some of the specific references to refugee camps or indigenous communities might seem unrelated to most Americans experiences of the Great Recession's foreclosure crisis. Cite two-three sources that explain how the report still speaks directly to Americans who have lost their homes (either through foreclosure (for owners) or eviction (for renters).
The assignment is to offer three thesis statements supported by evidence from the assigned reading, within the main theme of Adequate Housing. The central problem the Right to Adequate Housing which is a human rights. The foreclosure crisis which evicted thousands of home owners, (The Great American Foreclosure Story: The struggle for Justice and a Place to Call Home) increase of poverty in suburbs (America’s shifting suburban battlegrounds) and the efforts of activists to solve the problem of vacant houses left by the home owners (The Death and Life of Chicago), “The Bank is messing with Us , the enduring legacy of occupy homes”, “The Political Scene Pre-occupied, and Poverty and Suburbs: …show more content…
An Introduction’, are related to the main theme of Adequate Housing”, The Central Problem is that in spite of the growth of cities, suburbs and efforts of the government and organizations to provide adequate housing to people, people are displaced and are left homeless.
US is considered as one of the richest countries in the world.
The people have high standard of living compared to majority of countries in the world. But US was hardly hit by the foreclosure problem in the latter part of the first decade of the new millennium. Home Owners were unable to keep their homes. In the first part of the decade there was a housing bubble and boom peaking in 2006, in which house prices were sky rocketed, and people were buying houses thinking prices are going to keep on climbing. The price rise was artificial fueled by the greedy subprime lending by the Banks and cut throat mortgage brokers who gave any huge amount of loans to people who were not capable of paying it back. Greed, love of money than loving people, is the root cause of the housing problem in the
world. Foreclosure crisis which evicted ten thousands of home owners was the creation of the deceptive practices followed by the Banks and mortgage companies which deceived the ordinary people who doesn’t know how the system worked. People wanted to live the American dream of having a big beautiful house, and enjoying the life by having vacations and buying everything they wanted. In that race the basics economic and human principles were forgotten. The author try to unveil the selfish motives of Banks, mortgage brokers and others who wanted to have a share in the blood of the home owners. The tone of the essay is that Banks, and the allies are the one who running the economics of the country, and people are at its mercy. Finally by the greed and selfishness, they got millions of Americans signed up for the disaster, and in the disaster most of them lost whatever they made all their life, even their homes. And all who invested has lost, and their retirement funds also became valueless.
The UN document of Adequate Housing declare that right to adequate housing contains freedom of protection against forced evictions. It also includes the right to be free from interference with one’s home, privacy and family. The article ‘the great American foreclosure story” depicts the story of Sheila Ramos who tried to follow the American dream, but was forcibly evicted from her home which she bought outright with cash. She tried to do a business borrowing on the equity of the home but the mortgage broker and the bank got her into the trap of a loan with high interest which she would be never able to pay. The article suggests that the root cause of the crashing of the housing market in US was the result of the greed of investors and the greed of the Banks and mortgage brokers to cash on the American dream of the ordinary people. The death and life of Chicago also depicts the story of thousands of people who were forcefully evicted from their Southside Chicago homes. These two articles supports the same idea which shows that the protection against forced evictions were just only on paper. This essay presents the argument that a person can make considerable change. The government more or less know what was going on, but why they didn’t stop it. Lot of money was being pumped into the economy, and economy was boosting up. Only few know that it was boosting up for a big collapse. When it collapsed and the Banks were on the verge of collapse Federal government pumped money in to save the Banks. If the ‘too big-to-fail’ banks collapse, the aftermath will be horrible. At the end there is recession, and the standard of life has gone down for ordinary people. Majority of the people working for minimum wages, and also most of the production jobs have gone to oversees.
When there is poverty it directly relates to adequate housing. The essays ‘Poverty and Suburbs and Introduction’ and “America’s Shifting Suburban Battlegrounds” deals with increasing poverty and the movement to make a change in the society. Poverty affects human dignity and mars human rights. All the human rights are interrelated, when there is poverty everything else is affected. When the cities became crowded people began to move to suburbs. Suburbs offered much cleaner, safer and better life than the city. As people from the city moved to suburbs, suburban towns developed. But eventually all the evils of the city developed in suburbs too. People lost jobs, and poverty began to creep in. It seems like that anywhere people go, problems pursue them. The tone of the article is that even suburbs developed, now it is not any better than the city.
The essay Student Loan Debt has a Rippling Negative Effect on the Broader Economy points to the fact that the rise in the student loan debt denies the right of young generation to have affordable housing of their own. People with a bachelor degree makes much more in their life time, than those who just have High School Diploma. But the hikes in educational expense and the lack of better jobs, make it difficult to repay the student loan. The article has a tone that even though they have college degrees it seems like they are not reaching anywhere. The Article Political Scene Pre-Occupied portrays the effort of younger generation to make a change. Everybody has the right for adequate housing, but the economic situation denies this right to most Americans. The tone of the article is that without focused efforts nothing is going to change.
All these articles are general reading rather than academic articles. They dealt with the housing market collapse, with the poverty in suburbs and with the organized efforts by a group of people to make change. All these are interesting reading especially the “The great American foreclosure story: the sad struggle of Sheila Ramos for Justice and also for a place to call home. It delved into her life, showing how her dreams shattered as she was making her American dream true. Sheila Ramos is the symbol of thousands of Americans who lost their beautiful home, in her case it was a double loss, as her home was all paid off, bought with the money she got by selling her parents’ home. The story make it clear that after the retirement, instead of living a retired peaceful life, people have to start all over again to make the ends meet.
The purpose of this assignment is to hone the skills of critical thinking skills in reading and writing, comprehension, application, analysis and synthesis. Also while reading different articles how to identify and connect similar ideas, which leads to develop my own ideas. Ideas originates and develops as we think and write. Personally, this exercise has been difficult for me. Though I have studied in English right from the elementary school, it seemed very difficult. I do hope as I go along I would become better at identifying the underlying tones, ideas spoken and spoken, identify the underlying arguments, analyze then critically and develop my own ideas.
In the UN report, "The Right to Adequate Housing," the human-rights element of housing is addressed as a global issue. Indeed, some of the specific references to refugee camps or indigenous communities might seem unrelated to most Americans experiences of the Great Recession's foreclosure crisis. Cite two-three sources that explain how the report still speaks directly to Americans who have lost their homes (either through foreclosure (for owners) or eviction (for renters).
The assignment is to offer three thesis statements supported by evidence from the assigned reading, within the main theme of Adequate Housing. The central problem the Right to Adequate Housing which is a human rights. The foreclosure crisis which evicted thousands of home owners, (The Great American Foreclosure Story: The struggle for Justice and a Place to Call Home) increase of poverty in suburbs (America’s shifting suburban battlegrounds) and the efforts of activists to solve the problem of vacant houses left by the home owners (The Death and Life of Chicago), “The Bank is messing with Us , the enduring legacy of occupy homes”, “The Political Scene Pre-occupied, and Poverty and Suburbs: …show more content…
An Introduction’, are related to the main theme of Adequate Housing”, The Central Problem is that in spite of the growth of cities, suburbs and efforts of the government and organizations to provide adequate housing to people, people are displaced and are left homeless.
US is considered as one of the richest countries in the world.
The people have high standard of living compared to majority of countries in the world. But US was hardly hit by the foreclosure problem in the latter part of the first decade of the new millennium. Home Owners were unable to keep their homes. In the first part of the decade there was a housing bubble and boom peaking in 2006, in which house prices were sky rocketed, and people were buying houses thinking prices are going to keep on climbing. The price rise was artificial fueled by the greedy subprime lending by the Banks and cut throat mortgage brokers who gave any huge amount of loans to people who were not capable of paying it back. Greed, love of money than loving people, is the root cause of the housing problem in the
world. Foreclosure crisis which evicted ten thousands of home owners was the creation of the deceptive practices followed by the Banks and mortgage companies which deceived the ordinary people who doesn’t know how the system worked. People wanted to live the American dream of having a big beautiful house, and enjoying the life by having vacations and buying everything they wanted. In that race the basics economic and human principles were forgotten. The author try to unveil the selfish motives of Banks, mortgage brokers and others who wanted to have a share in the blood of the home owners. The tone of the essay is that Banks, and the allies are the one who running the economics of the country, and people are at its mercy. Finally by the greed and selfishness, they got millions of Americans signed up for the disaster, and in the disaster most of them lost whatever they made all their life, even their homes. And all who invested has lost, and their retirement funds also became valueless.
The UN document of Adequate Housing declare that right to adequate housing contains freedom of protection against forced evictions. It also includes the right to be free from interference with one’s home, privacy and family. The article ‘the great American foreclosure story” depicts the story of Sheila Ramos who tried to follow the American dream, but was forcibly evicted from her home which she bought outright with cash. She tried to do a business borrowing on the equity of the home but the mortgage broker and the bank got her into the trap of a loan with high interest which she would be never able to pay. The article suggests that the root cause of the crashing of the housing market in US was the result of the greed of investors and the greed of the Banks and mortgage brokers to cash on the American dream of the ordinary people. The death and life of Chicago also depicts the story of thousands of people who were forcefully evicted from their Southside Chicago homes. These two articles supports the same idea which shows that the protection against forced evictions were just only on paper. This essay presents the argument that a person can make considerable change. The government more or less know what was going on, but why they didn’t stop it. Lot of money was being pumped into the economy, and economy was boosting up. Only few know that it was boosting up for a big collapse. When it collapsed and the Banks were on the verge of collapse Federal government pumped money in to save the Banks. If the ‘too big-to-fail’ banks collapse, the aftermath will be horrible. At the end there is recession, and the standard of life has gone down for ordinary people. Majority of the people working for minimum wages, and also most of the production jobs have gone to oversees.
When there is poverty it directly relates to adequate housing. The essays ‘Poverty and Suburbs and Introduction’ and “America’s Shifting Suburban Battlegrounds” deals with increasing poverty and the movement to make a change in the society. Poverty affects human dignity and mars human rights. All the human rights are interrelated, when there is poverty everything else is affected. When the cities became crowded people began to move to suburbs. Suburbs offered much cleaner, safer and better life than the city. As people from the city moved to suburbs, suburban towns developed. But eventually all the evils of the city developed in suburbs too. People lost jobs, and poverty began to creep in. It seems like that anywhere people go, problems pursue them. The tone of the article is that even suburbs developed, now it is not any better than the city.
The essay Student Loan Debt has a Rippling Negative Effect on the Broader Economy points to the fact that the rise in the student loan debt denies the right of young generation to have affordable housing of their own. People with a bachelor degree makes much more in their life time, than those who just have High School Diploma. But the hikes in educational expense and the lack of better jobs, make it difficult to repay the student loan. The article has a tone that even though they have college degrees it seems like they are not reaching anywhere. The Article Political Scene Pre-Occupied portrays the effort of younger generation to make a change. Everybody has the right for adequate housing, but the economic situation denies this right to most Americans. The tone of the article is that without focused efforts nothing is going to change.
All these articles are general reading rather than academic articles. They dealt with the housing market collapse, with the poverty in suburbs and with the organized efforts by a group of people to make change. All these are interesting reading especially the “The great American foreclosure story: the sad struggle of Sheila Ramos for Justice and also for a place to call home. It delved into her life, showing how her dreams shattered as she was making her American dream true. Sheila Ramos is the symbol of thousands of Americans who lost their beautiful home, in her case it was a double loss, as her home was all paid off, bought with the money she got by selling her parents’ home. The story make it clear that after the retirement, instead of living a retired peaceful life, people have to start all over again to make the ends meet.
The purpose of this assignment is to hone the skills of critical thinking skills in reading and writing, comprehension, application, analysis and synthesis. Also while reading different articles how to identify and connect similar ideas, which leads to develop my own ideas. Ideas originates and develops as we think and write. Personally, this exercise has been difficult for me. Though I have studied in English right from the elementary school, it seemed very difficult. I do hope as I go along I would become better at identifying the underlying tones, ideas spoken and spoken, identify the underlying arguments, analyze then critically and develop my own ideas.