This article discusses the price tag that comes along with ObamaCare. Many believe that insurers have created plans with more benefits that also cost more. Prior to the Affordable Care Act, insurance premiums increased by 14%. Too many people may not be able to afford this high cost, especially those who are self employed. The author informs the American public that there may be yet another increase in the insurance premiums. This…
Dr. Don Berwick, Head of Medicare/Medicaid 2010-2011 whom talks about how unsustainable the healthcare system is. We’re spending almost twice as much in America as any other country on earth. Yearly, we have been spending $2.7 trillion in healthcare. The average per capita cost of healthcare in the developed world is about $3,000, but in the United States, it was around $8,000 annually, more than double. Due to these astronomical amounts, healthcare has not become affordable anymore. Insurance companies are raising their rates they are charging for premiums, covering less on patient care, which in turns takes even more money out of our pockets because we now not only have to pay the premiums, but are now left with the portion of the care given that we must pay for out of our pockets.…
The Affordable Care Act was signed into a law on March 23, 2010, by President Barack Obama. The United States, after long years of demanding Ever since the enactment of Medicaid and Medicare in 1965, this law is considered the most important administrative system of the United States health care system. This law was planned to help avoid terrible health care costs to the people who did not provide health insurance for themselves. The terrible health care costs can destroy the credit scores of the people. This can eventually cause home closure and even bankruptcy. The Affordable Care Act expects to raise the value, admission, and inexpensiveness of health coverage. Also, to lower the health care prices for the government and citizens. In…
In her article “What is ObamaCare”, Kimberly Amadeo (2013) proclaims how the economy is changing, how the changes affect this country and steps you need to take now so it will be beneficial in the near future. She addresses the different individual categories that an American or American family could be placed in when selecting coverage. Amadeo feels that the cost of ObamaCare could be considered as both a pro and a con. She feels that the calculation depends on the assumptions used. Estimates ranging from $1.76 trillion added to the debt down to $143 billion subtracted from the debt are all correct according to her research (Amadeo2013).…
The United States of America is a rich and powerful country. The way we handle political, social, and ethical issues are closely watched by the entire world. We are a free democratic society who has entrusted our government to make the best, most appropriate decision for each individual in this country, even if that means we have to pay a little more. Obamacare is one of many policies that illustrate the American people’s willingness to help one another. According to “Obamacare Facts” (2013), Health and Human Services (HHS), the department in charge of implementing and overseeing the Affordable Care Act, reported that in the first two months of open enrollment nearly 1.2 million Americans had selected a health plan.…
Obama Care, AKA the Health Care and Education Affordability Reconciliation Act of 2010, reforms the health insurance industry and the American health care system as a whole. To the layman the information included in the over a thousand pages of legislature is very hard to decipher. I found myself searching for Obama care for dummies to try and make sense of the legal rhetoric. Once I got through it though the benefit and disadvantages are very clear. In this I will outline where we stand in America now, the benefits of Obama Care and finally, disadvantages…
In order to best explain what Congress does, we can use the analytical lenses of constitutionalism, institutionalism and behavioralism. Before we can discuss what Congress does, it is important to understand the basic make up of our legislative body. We can view the basic makeup of Congress within the view of Constitutionalism.…
The Patient Protection and Affordable Care Act also called the Affordable Care Act (ACA) was signed into law on March 23, 2010. It has been the source of many heated political debates and has been under scrutiny since its inception. Currently, 18 percent of our U.S. gross domestic product is spent on healthcare, that equals out to approximately 2.9 trillion dollars and we don’t have the quality care to show as the results. With the costs continually increasing and the lack of positive results, something has to change in our healthcare system. The Affordable Care Act is the cornerstone to help initiate these changes.…
The Affordable Care Act will cut the number of uninsured Americans by more than half. The insurance coverage will cover ninety-four percent of the American population, which reduces about thirty one million uninsured people. One of the substantial changes to our health care system includes having individuals carry health insurance and prohibiting insurers from denying health insurance coverage due to preexisting condition. It will change the focus of our nation’s health care system from treating sick people to prevention, increasing access to care and ensuing quality health care for everyone.…
The Obama care Health Insurance is one of the most controversial, and horrific idea for the United States economy. The Affordable Care Act, implemented by former President Barack Obama, has put millions of people in debt and millions people in the United States are at risk of bankruptcy. The government forces people to have health insurance even if they do not want it. Young adults are also forced to heave health insurance, even though they might not need it because of their healthy lifestyle. Some people cannot afford the costs of health insurance but they must have it according to the Act. The government will tax those who do not have health insurance because of the Affordable Care Act. The Affordable Care Act forced a multitude of big and…
Several news have written articles debating on the pros and cons on this health care reform. The New York Times published an article called “The Obama Care Shock” by Paul Krugman. In it, Krugman provides positive input regarding this upcoming affordable health plan. On the other hand, ABC news, published an article written by Charles Babington called “80 House Members Shutdown the “Obama care”. This report focuses more on the negative points of Obamacare. According to the author of this article, Obamacare becomes chaotic and adds another source of stress to the average citizen since now all Americans will be required to obtain health insurance. Many concerns continue to raise questions as: Will Obama care work? Would it affect citizens instead of helping them? Is it affordable? All these questions are now requiring prompt answers. The two opposing articles discussed here a much too common reflection of the uncertainty in American…
Obamacare, or what is formally known as the Patient Protection and Affordable Care Act, is federal legislation that was signed into law on March 23, 2010 by present Barak Obama. The act aims to reform national healthcare and give more people than before access to affordable healthcare. The overall goal of the act is to cover all persons regardless of their conditions or other factors. The passing of Obamacare has led to much conflict in the government and throughout the nation. In particular, recently the act has been the root of heated disagreements and government unrest among the Democrats and Republicans.…
The “Affordable Care Act of 2010” also known as “Obamacare” or “Health Care Reform Act of 2010” is a universal healthcare plan that was designed to allow Americans to be able to get quality health insurance that people would be able to afford, and to cut U.S health care spending down as well. Many Americans debated about whether or not it was beneficial for everyone or just certain people, so there are many advantage and disadvantages for Americas due to this reform.…
The United States is heavily watched around the world in terms of politics or any other action as it is one of the leading countries of the world. Recently, the United States caught the eye of the world in its recent debate of the health care reform. Most commonly referred to as “ObamaCare” the official name is the Patient Protection and Affordable Care Act (PPACA) or for short, the Affordable Care Act (ACA). President Barack Obama on March 23, 2010 signed the Affordability Care Act into law to reform the health care industry and it was later upheld by the supreme court on June 28th, 2012. “The goal of ObamaCare is to give more Americans access to affordable, quality health insurance, and to…
Some impacts are introduced in many interviews of random individuals, too give an idea of what Obama Care really is becoming. Obama Care will impose new compliance regulations, employer mandate taxes, and numerous indirect costs on small, and medium-size companies. For Scott Womack, the owner of a dozen IHOP restaurants in Indiana and Ohio, these are obstacles that will most likely prevent him from expanding his business and hiring new employees. Ann Lorenz a senior citizen relies on Medicare as she copes with serious health care challenges, including Parkinson 's Disease. Ann sees a number of doctors and depends on a variety of prescription drugs and therapies to stay independent. She worries that Obama Care threatens her access to doctors, treatment options and insurance plans. This mainly exemplified that Obama Care does not cover her doctor bills that she needs to pay or she would be at risk of not obtaining her prescriptions, but it is all great there are other doctors that are covered by Obama Care you can change your health care. Obama care will discourage the uninsured from seeking coverage and cause the insured to lose the coverage they currently have. The uninsured also can not afford their bills including those who are in poverty, they will be fined if they can not afford their monthly low cost bill. Its amazing that the government forces you to obtain a health insurance but if you can not afford it you will be…