Why Is Tipping Important?

VALUE: This is my number three because I never knew how it really worked. Tipping is a reward of the quality of the services you receive, so really you can tip however you want depending on how you think the service was. I typically tip to the charges plus taxes, but I never knew that it was okay to tip less that 15% if I really was not happy with the service. This is important because I have gone somewhere and been so unhappy, yet I still tipped them 15%. Knowing this tip though, will save me from paying someone a decent tip that doesn't even deserve it.
Pt. 3 The Top 3 Money Smart Ways To Shop
1. Get real when you shop
DETAIL: When you buy on plastic, it doesn’t feel like someone opened your wallet and took money. The reality only comes
Four times not to shop
DETAIL: There are four times when you should not shop. One time, is when you are feeling low because you will easily make unnecessary purchases. Another time is if you can get something for free, don’t pay for it. An example is books and movies. Most of the time you only ever read a book or watch a movie once anyway. A third time is when you are just trying to impress someone with a purchase. The fourth time you should not shop is when you simply cannot realistically purchase an item.
VALUE: This is my third tip because it can help me not shop when I am likely to spend money. If I am feeling down or having a bad day and I go shopping I always spend my money on the most worthless things. I tend to buy things that I don't even need and would've never thought about buying any other day. This tip tells me not to shop when I am feeling low. Additionally, it adds not to buy something, like movies, that you can get for free at a library, which makes sense because all the movies my family has ever bought are just sitting on a shelf, never being
Keeping good credit-what’s in it for you?
Detail: Your credit report and credit score identify you to lenders, employers, landlords and many others who want to know about you. A credit report is a dollars and cents report that shows how well or poorly you’ve been doing in paying your bills, how much debt you’ve gotten into, and how long you’ve been in debt. A credit score is a three-digit number that lenders and others use to help determine whether or not you're at good credit risk, the higher the better. If you start off paying your bills on time, you'll better qualify for loans and may even get better terms, like lower interest rate.
VALUE: This is my number one because it explains why you need to keep good credit. I never understood what credit was until now. Ultimately it shows lenders and others how risky you are with credit. Therefore, if I have good credit I will better qualify for loans and might even get lower interest rates. This could really help me for my college loans and other loans I may need for my future. It is good to know that if I start paying my bills on time, I will have good credit.
2. The best credit card