Formulas Midterm Cost of Capital 1.1 Basic Formula [pic] The Equity-Beta is the covariance of the stock-return with the market-return 1.2 Betas Non Investment Grade (< BBB) The Equity-Beta can be analyzed as follows: [pic] The Equity-Beta is a function of the risk of a firm’s assets (operating risk) and the amount of financial leverage. [pic] An Asset-Beta (= unlevered Beta) reflects a firm’s operating risks without the effects of leverage. The Debt-Beta is
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| ASC 172 PRINCIPLE OF RISK MANAGEMENT AND INSURANCE NURUL SYAFIQAH SHAHRIM 2012216192 CHAPTER 1 : RISK AND ITS TREATMENT DIFFERENT DEFINITIONS 1) RISK - uncertain in future - eg : risk of being killed in an auto accident‚ risk of lung cancer for smokers 2) LOSS EXPOSURE - situation in which loss is possible to occur - eg : building may be damaged by earthquake 3) OBJECTIVE RISK - relative variation of actual loss from expected loss
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acknowledgEment At the outset I would like to take this opportunity to thanks Mr. S. N. Mahapatra‚ Assistant Vice President and Mr. Sri Nath Yadav‚ Deputy Area Manager ‚ Bajaj Allianz for making me realize new dimensions which earlier seemed beyond the scope of vision for me by allowing me to carry out my summer training at this rapidly progressing company. I also thank Mr. Santosh kumar Srivastava Sr. Sales Manager‚ Bajaj Allianz for helping me to carry out the project successfully through
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ALL STAR FINANCIAL PLANNING ALL STAR FINANCIAL PLANNING Personal Financial Plan for John & Mary Henderson Table of Contents Table of Contents Introduction……………………………………………………………………….……….3 Net Worth………………………………………………………………….………………4 Cash Flow………………………………………………………………………….………5 Financial Goals…………………………………………………………………….………6 Cash Flow Planning…………….…………………………………………………………7 Investment Vehicles………………………………………………………………...……..8 Current Investment Allocation………………………………………………………….10
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solutions manual Michael A. Dalton Thomas P. Langdon ME-Estates 5th INT 1P.indd 4 1/21/09 11:00:52 AM 1000 Riverbend Blvd. Suite A St. Rose‚ LA 70087 888-295-6023 Copyright© 2009 by ME. All rights reserved. No part of this publication may be reproduced or transmitted in any form or by any means‚ electronic or mechanical‚ including photocopy‚ recording‚ or any other information storage and retrieval system‚ without prior permission in writing from the publisher. Requests for
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an Ordinary Annuity (FVoa) is the value that a stream of expected or promised future payments will grow to after a given number of periods at a specific compounded interest. Formula:FVoa = PMT [((1 + i)n - 1) / i]FVoa = Future Value of an Ordinary AnnuityPMT = Amount of each paymenti = Interest Rate Per Periodn = Number of Periods2. Find the future value of the following annuities. The first payment in these annuities is made at the end of Year 1;that is‚ they are ordinary annuities (Also note that
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FIN 370 Full Course with Discussion Questions www.paperscholar.com DIRECT LINK TO THIS STUDY GUIDE: http://www.paperscholar.com/fin-370-full-course-with-discussion-questions/ Instantly Download! Get Better Grades in Less Time! 100% Satisfaction Guarantee DESCRIPTION FOR THIS STUDY GUIDE: Includes ALL Written Assignments and the following discussion questions: Define the difference between forecasting and budgeting. What is the difference between an operating budget and a cash budget
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Chapter 4 29. Annuity Present Values What is the value today of a 15-year annuity that pays $500 a year?The annuity’s first payment occurs at the end of year 6. The annual interest rate is 12 percentfor years 1 through 5‚ and 15 percent thereafter. (Ross‚ Stephen A.. Corporate Finance‚ 8th Edition. Irwin/McGraw-Hill‚ 112006. 4.8). 33. Growing Annuity Southern California Publishing Company is trying to decide whether to revise its popular textbook‚ Financial Psychoanalysis Made Simple. The company
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ansrs 3705 /-‚SNM ) 4. Find the compounded value of annuity when three equal yearly payments of rs 2000/- are deposited into an account that yields 7% . (ans 6430‚SNM ) 5. Given the interest ( discounting rate ) as 10% you are required to find out the present value of future cash inflows that will be received over next 4 years . Year cash flows ( rs ) 1 1‚000 2 2‚000 3 3‚000 4 4‚000 ( ans 7546‚SNM ) 6. Calculate the PV of annuity of rs 500/- received annually for 4 years‚ when discounting
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Advanced Financial Advice Cover Sheet |AFA Coursework | |Submission deadline 02 March 2012 | |For Internal Use Only | | |1st Mark |2nd Mark | |Part A | | | | | |Part B | | | |TOTAL Awarded:
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