1. Alpha and Beta Companies can borrow for a five-year term at the following rates: Alpha Beta Moody’s credit rating Aa Baa Fixed-rate borrowing cost 10.5% 12.0% Floating-rate borrowing cost LIBOR LIBOR + 1% a. Calculate the quality spread differential (QSD). b. Develop an interest rate swap in which both Alpha and Beta have an equal cost savings in their borrowing costs. Assume Alpha desires floating-rate debt and Beta desires fixed-rate debt. No swap bank is involved in this
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Title:Police Department Visitation Purpose: To provide a selection of projects for students seeking honors credit in physics Introduction: I will complete this lab for extra honors credit Officer Lauren moreon Questions i asked 1. How is an automobile accident evaluated. How do they know how fast a car that was involved in an accident was going? Do they make measurements of skid marks‚ do they perform calculations‚ and/or do they have tables and charts to decipher the
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Criminal Procedure Name:_Kelyne A. Folefac _________ Chapter 11: Extra Credit - Due: May 7 Instruction: Please complete and submit a hard copy in class on Tuesday May 7 (10 points). Chapter 11 Fill in the Blank 1. If the prosecutor files charges which are discriminatory in nature‚ the prosecutor has violated the _________Fourteenth___________ Amendment of the U.S. Constitution. 2. According to the Supreme Court‚ prosecutors have enormous _____Discretion___ in determining what charges
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piece of qualitative research and the methodology is a reviews literature for theoretical framework in order to apply an empirical viewpoint of the case of ‘Home at Last’ Credit Union - a typical Microfinance organisation that began with huge enthusiasm but failed with the first four years of its start. Key words: Microfinance‚ Credit Unions‚ Experience‚ Risks‚ Failure‚ Pre-emptive‚ Controls. 1. Introduction Small scale financial services institution have played vital role in the progress of the
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Francisco v. Gregorio GR No. L-59519 July 20‚ 1982 Facts: Petitioner Francisco‚ through her daughter‚ agreed to lease a piece of land where a building should be constructed by the former. The contract provided‚ among others: the deposit to the account of the lessor-petitioner the amount of 150k representing 30K goodwill money and 120K advanced rental and a stipulation that in case the parties will not agree as to the terms and conditions of the final contract of lease‚ the pre-lease contract shall
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been ignoring the fact that being educated will get me further in life and help me live more comfortably. What pushed me get back into school was the birth of my daughter as well as my interest in becoming a police officer. Aside from my horrible credit history‚ I knew from the start that my writing needs improvement if I even want to get through the screening process for new hires. In class‚ I realized how much there is to writing certain texts. Specially with essays‚ there was terms mentioned
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CHILD AND YOUTH DEVELOPMENT – SIBOL PROGRAM (CYD – SIBOL) GK SIBOL Program The GK SIBOL Program is a pre-school program that caters to children ages 3-6 years. It provides quality value-based education that aims to develop children academically‚ socio-culturally‚ and spiritually. STAGE 0: PREPARATORY GOAL: Formation of the SIBOL Team INDICATOR: Has the teacher completed his/her start-up training? OUTPUT: Enrolment plan OUTCOME: KB is aware of the presence of SIBOL
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Alex Bolstrum 11/5/14 1st Math Extra Credit Essay In the graphs provided it is very obvious that the author in the second graph has lied. The graphs were exactly the same besides the fact that in the second graph the author added a break in the graph which completely skews the data. Instead of looking like a modest profit growth like the first graph it looks like a huge increase in profit because the whole graph is not shown. The scale on the first graph is bigger so it doesn’t look like as big
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wars together‚ such as the French and Indian war of 1754 which ended up in total victory. But as time passes‚ things began to change in this relationship of theirs. These changes led to a need of the American Revolution. Even though there are many causes‚ three that I will be discussing about that caused the American Revolution is the Stamp Act‚ Boston Tea Party‚ and the Intolerable Act. The enforcement of Stamp Act was a huge movement towards the American Revolution. After the French and Indian
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Chris Dickson ANTH 235 – Anthropology of Food Professor Neitzel April 6‚ 2009 Super Size Me Extra Credit Move Review According to the statistics on obesity in America‚ at least 68% of Americans are overweight. Of these people‚ at least 2-3% are considered morbidly obese and require surgery for their survival. In today’s American society‚ obesity has become far too commonplace and has eclipsed many other factors contributing to health complications and even death. There exist many theories
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