A "chargeback" is the end result when a credit card customer successfully disputes a transaction that appears on their credit card bill. Customer disputes typically arise from dissatisfaction with the quality of merchandise or services received‚ merchandise or services not received‚ or a questionable transaction. A dispute creates a "retrieval" — the process of gathering transaction proof. When a cardholder disputes a charge‚ the merchant’s account is debited for the funds in question while the
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University of Phoenix Material Credit Protection and Identity Theft Directions Refer to: Building a Better Credit Report on the Federal Trade Commission’s site: www.ftc.gov/bcp/edu/pubs/consumer/credit/cre03.shtm Identity Theft resource center on the Federal Trade Commission’s site: www.ftc.gov/bcp/edu/microsites/idtheft/consumers/deter.html. Provide answers to three of the following questions based on your readings and your personal experiences. Answers should be 100-to
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non-programmed decisions Prepared by: Rehab Mohamed Abd El Rasoule PROGRAMMED AND NONPROGRAMMED DECISIONS Programmed decisions: Programmed decision are decisions that have been made so many times in the past that managers have developed rules or guideline to be applied when certain situations are expected to occur in a certain situation. Another definition: It’s made in accordance with written or unwritten policies‚ procedures‚ or rules that simplify decision making
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laws of the land. When the founding fathers were drawing up the constitution‚ they had to put in mind for the future. They not only had to think about the future‚ but about individual of rights of the people. Limited government is just that putting a limit on how much power one should have without violating the liberty’s right. With limited government and people’s liberty in mind‚ the founding fathers had to think of a way to have the powers of government into a
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no. 1-0003 Fletcher Electronics Fletcher Electronics Company was a large regional manufacturer of several different consumer products as well as a range of electronics products for the defense industry. Fletcher had 30 plants‚ located primarily in the Eastern part of the US. Their procurement procedures were not coordinated. Fletcher’s corporate headquarters had even encouraged plant managers to act as separate entities. In addition‚ each plant bought many items from local suppliers. Fletcher’s
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Revisiting the Financial Crisis: The Effect of Credit Shocks on Bond Yields Ram Yamarthy∗ New York University Mark J. Bertus Prize Winner From the financial crisis‚ it was apparent that traditional indicators such as real activity and inflation were insufficient to explain spikes in bond yields. I discover the effect of credit indicators on bond yields by estimating a Gaussian six-factor affine model of term structure. One of these factors is a credit variable that I construct using a principal component
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Credit Unions are co-operative financial organizations offering a full range of financial services to Islanders. Each Credit Union is autonomous‚ operated by management appointed by its Board of Directors. On Prince Edward Island there are 10 Credit Unions‚ with 15 locations across the Island. Each Credit Union is part of a strong national financial system that holds more than $66 billion dollars in assets. Yet Credit Unions have local interests at heart and put service first. Credit Union members
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Problems of electronic marketing in developing countries… PROBLEMS AND PROSPECTS OF E-MARKETING IN DEVELOPING COUNTRIES: Abstract: Lets start by defining what marketing is all about: Marketing is an organizational function and a set of processes for creating‚ communicating and delivering value to customers and for managing customer relationships in ways that benefit the organization and its stakeholders. Therefore E-marketing by its very nature is one aspect of an organizational function and
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COMPREHENSIVE STUDY OF THREE-WHEELER AUTOMOBILE MARKETA BAJAJ AUTO PERSPECTIVE Report By Vinay Kalal (PGDM No. 11119) Work Carried at Bajaj Auto Ltd‚ Bangalore Submitted in partial fulfilment of the requirement of Summer Internship Programme Under the Supervision of Mr. Shridhar Bhat Area sales manager‚ Bajaj Auto Ltd Bangalore SDM Institute for Management Development Mysore‚ Karnataka‚ India (June 2012) CERTIFICATE BY THE FACULTY GUIDE‚ SDM INSTITUTE FOR MANAGEMENT DEVELOPEMNT
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India’s independence on 15 Aug 1947 (Shah‚ 2012). The popular company known as Orient Fans‚ is the largest manufacture and one the largest brands in India‚ dating back as far as the 1940’s (Orientfans‚ 1997). Like any developing industry‚‚ manufacturing competitors were emerging across the country from both a large and small scale units. Popular names such as: Jay Engineering Works started in the 1950’s‚ Khaitan‚ Polar‚ Crompton Greaves‚ Bajaj among many others (Sridharan‚ 2009).. As the industry expounded
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