Financing SMEs –Key Challenges and issues for Bankers Wickrama Narayana Chief Manager-SME Development People’s Bank The definition of Small & Medium scale Enterprises (SMEs) varies from country to country. The classification can be based on the firm’s assets‚ number of employees‚ or annual turnover along with the loan amount. Central Bank of Sri Lanka defines SMEs as enterprises with less than Rs. 600 million turnover per annum and with a maximum exposure of Rs. 200 million mainly to be classified
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1. Introduction Commercial banks are the most important savings mobilization and financial resource allocation institutions. Consequently‚ these roles make them an important phenomenon in economic growth and development especially in countries where capital markets lag behind and financing needs of the economy generally flows from the banking system. It is interesting to note that the role of banks in saving mobilization and allocation of financial resources to various investment opportunities
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[pic] Introduction 1) Statement of the Research Problem: Human Resource Management practices in Bangladesh Bank including Human Resource planning‚ Recruitment & Selection‚ Training & Development‚ Performance Appraisal‚ Compensation System‚ Transfer‚ Promotion‚ Demotion/Termination and Labor Relations with Analysis‚ Findings and Recommendations. 2) Origin of the study: There exists huge difference between theoretical knowledge and practical knowledge. This report is an outcome of
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Table of Contents INTRODUCTION2 BACKGROUND OF THE STUDY3 2.1 Necessity of Padma Bridge3 2.2 About Padma River4 2.3 Project Area5 2.5 Environmental Impact5 2.6 Socio-Economic Impact6 INITIAL FINANCING OPTION OF PADMA BRIDGE7 3.1 Investment and Financing Plans7 3.2 Funding Arrangement8 ALTERNATIVE OPTIONS FOR PADMA BRIDGE FINANCING11 4.1 Fund collection through ADP 12 4.2 Fund Collection through Bond16 4.3 Private Fund Collection18 COST AND BENEFITS ANALYSIS OF DONOR FUND19 COST AND
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The Foreign Trade of Bangladesh: Its Composition‚ Performance‚ Trend‚ and Policy Mohammad Mafizur Rahman Abstract Despite structural limitations in the Bangladesh economy‚ the export sector performed well throughout the 1990s. The export growth rate of Bangladesh was higher than that of the world and the SAARC countries. However‚ the balance of trade of Bangladesh was always in deficit and the trade deficit with India is huge. The export share of primary commodities has decreased while that
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while going for auto finance………………………. 07 Financing Glossary ………………………………………………………………………. 09 Best deal ………………………………………………………………………………………. 12 Prudential rules and regulations of SBP ………………………………………. 14 How does auto financing work ……………………………………………………… 16 Types of Auto Finance ………………………………………………………………. 19 Drawbacks of Auto finance ………………………………………………………… 20 Ijarah car financing ………………………………………………………………………. 22 Auto finance by commercial banks in Pakistan …………………………….. 25 Difference between
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2012 Md. Mourtuza Ahamed‚ Lecturer in Management‚ Department of Human Resource Management‚ Jatiya Kabi Kazi Nazrul Islam University Subject: Submission of the term paper titled “Management Practices of The HSBC Bank Ltd‚ Bangladesh.” Dear Sir‚ We are writing this letter to inform you that we have prepared our term paper on “Management Practices of The HSBC Bank Ltd‚ Bangladesh.”. We tried to gather information to make our research paper specific and coherent. Through the procedure of preparing
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CHAPTER 1 Background Information of Research Proposal on the Financial performance analysis of BEXIMCO Pharmaceuticals Limited 1.1 Introduction It is important to evaluate the financial performance of a company. The purpose of financial performance analysis is to determine weather a company is performing well (information essential for investors) and if it is not then it is required to identify areas that require improvement (information required by managers). By evaluating a company ’s
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Porter’s model of five forces * Key driving forces of the Industry * The future ahead Size of company Yes Bank (BSE: 532648) is a private bank in India. It was founded by Ashok Kapur and Rana Kapoor‚ with the duo holding a collective financial stake of 27.16%. Net income | INR 2472.8 crore (2011-12) | Total assets | INR 73‚662.1 crore at March 31‚ 2012 | YES BANK has received significant national and international recognitions which include Dr. Rana Kapoor‚ Founder‚ MD & CEO
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1.1. Introduction This study is about Investment Management System of Al-Arafah Islami Bank Limited (AIBL)‚ Investments are operating by this bank with Islami sharia formula as no interest payment system but give profit from client deposit amount. Investment practice consists of some stage like Selection of the client‚ Application stage‚ Processing and appraisal‚ Sanctioning stage‚ Documentation stage‚ Disbursement stage‚ Monitoring & Recovery stage. It has been found that the investment process
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