FIN 331 Final Exam Study Guide 10/15/13 6:34 PM Intro to Real Estate & Time Value of Money • • • Mortgage – a loan you get to buy to piece of property where the property serves as collateral Equity – the amount of your money in the property Down payment – a one time name for your equity o House $150‚000 Mortgage - 120‚000 Equity 30‚000 à Down payment 30‚000 ÷ 150.000 = 20% **What banks like to see • • As you pay off your mortgage‚ your equity goes up LTV (loan to value)
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Psychology Final ReviewBehavioral Modification- a formal technique for promoting the frequency of desirable behaviors and decreasing the incidence of unwanted ones (good behavior is reinforced) Classical Conditioning- a type of learning in which an organism responds in a particular way to a neutral stimulus that normally does not bring about a response (dog responds to bell thinks of food) Operant Conditioning- a form of learning in which a voluntary response is strengthened or weakened by its
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Review Sheet‚ Final Exam “Faith and Culture” Spring 2010 (lav) Remember to review your first two tests. The exam is comprehensive. From Humble Apologetics (John Stackhouse): 1. What was the problem with “Dr. Ward’s” presentation on apologetics? Xvi If apologetics is presented in an offensive way then it is self defeating. You can win the argument but still have the person hate your guts. He won the battle (debate) but lost the war. 2. What is “ideology”? 11 A system of ideas or
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$40‚000 and falls into the MACRS 3-year class. If the firm borrows and buys the truck‚ the loan rate would be 10%‚ and the loan would be amortized over the truck’s 4-year life. The loan payments would be made at the end of each year. The truck will be used for 4 years‚ at the end of which time it will be sold at an estimated residual value of $10‚000. If DTC buys the truck‚ its after tax cash flows would be the following: (Year 1) - 6‚339; (Year 2) -4‚764; (Year 3)-9‚943; (Year 4) -5‚640; all occurring
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Biology Grade 11 Exam Study Guide Diversity Taxonomic Categories Domain Kingdom Phylum Class Order Family Genus Species Hierarchy From most general to most specific Binomial Nomenclature System used to identify all organisms on Earth Identifies an organism by its genus and species (ex. Humans-homo sapiens) Developed by Linnaeus in the 18th century Identifying Species 3 methods: Morphology Form and shape It is simple but there are natural variations in population Biology
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RSM251 SAMPLE EXAM QUESTIONS Note: The following is designed to give you a sense of the types of questions you will encounter in your mid-term and final exams. Since this course is taught in multiple sections over the academic year‚ the exams are restricted and hence I cannot post entire past exams. When you read through this exam‚ keep in mind that cases‚ in-class slides and articles change from year to year‚ so you may see some questions about cases and materials that we will not cover this
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| is nearly impossible to implement. | | | considers both macroeconomic and microeconomic risks and is nearly impossible to implement. | | | considers security selection only and is nearly impossible to implement. | 3.03 points Question 3 1. In measuring the comparative performance of different fund managers‚ the preferred method of calculating rate of return is __________. Answer | | internal rate of return | | | arithmetic average | | | dollar-weighted | | |
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CHMN 201 Introduction to Church Ministries Exam 1 – STUDY GUIDE Be familiar with the following content from The Preface‚ Introduction‚ Appendix‚ & Chapters 1–5 of “Think Like Jesus: Understanding the Mind of Christ” by Dr. Gutierrez Questions taken from the “PREFACE” of “Think Like Jesus” by Dr. Gutierrez 1. According to Gutierrez (Preface)‚ “It follows logically that the Book of Philippians teaches that the reader who desires to know the Mind of Christ must first know…The Person of Christ”
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Chapter 1: Why Study Families & Other Close Relationships Family: a relationship by blood‚ marriage‚ or affection‚ in which members may cooperate economically‚ may care for children‚ & may consider their identity to be intimately connected to the larger group. The U.S. Census Bureau Two or more people living together who are related by birth‚ marriage‚ or adoption. Family of Orientation: the family that you are born into. Family of procreation: the Family you make through marriage‚ partnering
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British Literature Exam Study Guide Semester 2 Romantic Poets Burns- farmer/poet who preserved Scottish dialect; collected‚ edited‚ and rewrote Scottish folk songs; symbol of Scottish literature * Works * To a Mouse- After a farmer plows up a mouse’s nest‚ he apologizes to the tiny creature while assuring it that he means no harm. He also says he does not mind that the mouse occasionally steals an ear of corn. After all‚ the farmer reaps a bounty of food from the land; surely‚ he cannot
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