FOR ADMINISTRATORS‚ HEADS OF OFFICE AND PERSONNEL 1. Every employee who has rendered at least one (1) year of service is entitled to Service Incentive Leave of 15 days that must be consumed from January to December. 2. Sick Leave a. No sick leave should be approved without certification from a credible physician b. In case the employee is unable to inform the management personally‚ he/she could send a message or ask someone to notify the HR Staff/HR Director on the first day of illness or injury
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Francisco‚ Hanah Joy R June 27‚ 2013 AB—Psychology ------------------------------------------------- Psychological Testing I. Brief History of Psychological Testing * 2200 B.C. Chinese begin civil service examinations. * A.D.1862 Wilhelm Wundt uses a calibrated pendulum to measure the “speed of thought.” * 1884 Francis Galton administers the first test battery to thousands of citizens at the International Health Exhibit. * 1890 James McKeen Cattell uses the term mental test
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Sustainability: Eco-Philosophy Abstract Sustainability is a concept to maintain or sustain something of good qualities or something from deteriorating. It is like creating a balance between human’s activity and nature. This concept is emerged to rectify the developing scientific agreement that there are major environmental problems occurring globally in big scale gradually along the years[1]. I agree on this strongly as I have read through a lot on the news article on the BBC website
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Final Exam University of Phoenix ECO/365 Question One What is the most important determinant of price elasticity of demand? Why is this so? Price elasticity that relates to demand is determined by many factors. Price elasticity is measured by the change in price and the response from consumer demand. The demand of a good or service will vary the price in the item. The most important factor to determine the price elasticity of demand is necessity. If a good is a necessity‚ the
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Govardhan Eco Village: Oasis in consumerism madness Simple living and high thinking is one of the main motto behind any authentic spiritual organisation. When there is high thinking automatically that translate into simple living. By the way what is high thinking? We can understand simple living: living close to nature. Many people think many things in life at many levels like personal‚ familial‚ social and universal at different levels of humanitarian‚ philanthropic‚ economic ways. That thinking
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parents want their child to be in a safe and comfortable environment. So‚ this is why Eco- School Project stand for. The aim of eco- school project is to raise awareness among the students on the environmental issue and world perspectively. Locally right now there are only 2 schools are involved in the eco- school project . Our school was one of it. Currently‚ our school have conducted some activities for the eco-school project. The energy group had the pre-earth hour launch of green Friday. Up
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Individual Case Report on Bank of America and the Chinese Credit Card Market Introduction & Problems Identification With its double-digit growth in revenue and net income in 2005‚ and successful merger with MBNA Corporation (MBNA) on January 1‚ 2006‚ Bank of America Corporation (BAC) has become the largest credit card issuer in the United States in terms of credit card balances. However‚ strong competitors in the American credit card market such as JP Morgan Chase and Citigroup have pushed BAC to
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Technology Project (eco-friendly home) How can we convince people to become more eco-friendly with their homes? Eco-friendly home‚ is kind of «green home». It is a type of house designed to be environmentally friendly and sustainable‚ while also focusing on the efficient use of "energy‚ water‚ and building materials. So in this project I will have to try to show people‚ that eco-friendly home is much better than normal home and than I will have to explain‚ why it is like that. How can
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School of Technology and Society MASTER DEGREE PROJECT Title: BANK PERFORMANCE AND CREDIT RISK MANAGEMENT Master Degree Project in Finance Level ECTS: 15 Spring term Year: 2008 Takang Felix Achou Ntui Claudine Tenguh Supervisor: YingHong Chen (PhD) Examiner: Bernd-Joachim Schuller (PhD) ACKNOWLEDGEMENT We would like to express our immense thankfulness to all those who gave us the possibility to complete this thesis. We would like to thank the library staff of the University of Skovde
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a. Discuss the need for and uses of credit VaR models. b. Explain the main differences between DM and MTM models. c. What are the features of the main credit VaR models used in practice and how do they differ to each other? a) Value at Risk – I don’t think you have addressed the question by discussing about the need and uses of the model. Why people should choose VaR model (ROLES‚ USAGE‚ ADVANTAGE) and not how should they calculate. The discussion below is more towards the introduction
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