MICROFINANCE AS A STRATEGY FOR POVERTY REDUCTION INTRODUCTION Microfinance is not something new in Malaysia. It has been operated by credit unions‚ co-operative banks and specialised credit windows of banks. Microfinance services of financial credit range for about RM10‚000 (USD2‚631) and mostly to finance small businesses‚ agricultural loans and loans for poverty reduction. Microfinance program in Malaysia has been implemented since 1987 as one of the poverty eradication strategies in the country
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In the name of God the Merciful Microfinance & Poverty Reduction in Sudan (Challenges & Problems) Dr. Omer Ali Babiker Eltahir Jazan University College of Business Administration Finance & Banking Department CV D. Dr. Omer Ali Babiker Eltahir Specialization: of Banking Studies Rank: Assistant Professor Institution: Jazan University Location: Kingdom of Saudi Arabia Nationality: Sudanese Mobile Phone: 00966536691922 Email: obabiker@jazanu.edu.sa - E-Mail:oeltahir@hotmail
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EVOLUTION OF MICROFINANCE AND POVERTY RDUCTIONIN GHANA BY JOSEPH TETTEH OLIVIA GIDIGLO BENJAMIN TETTEH JOHN KOFI DORGBEFU IN PARTIAL FULFILMENT OF THE REQUIREMENTS OF A BACHELOR’S DEGREE (B. Sc. HONS) IN BUSINESS ADMINISTRATION OF THE UNIVERSITY OF GHANA BUSINESS SCHOOL‚ UNIVERSITY OF GHANA‚ LEGON. JUNE‚ 2013 CHAPTER ONE PROPOSAL 1.0BACKGROUND TO THE STUDY Modern microfinance emerged in the 1970s pioneered by – among others – the Grameen and SEWA
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INTRODUCTION 1.0 Background of the study Poverty is a widespread canker worldwide and every government has stepped in to save her citizens by adopting various policies. Poverty‚ to many authors‚ is the prime symptom of all diseases and early death of many people; especially in the developing countries where income is generally low‚ savings are hardly talked of resulting in low investment and employment. In the Sub-Saharan region‚ Ghana is no exclusion of the poverty story with over 60% of her population
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Should microfinance institutions specialize in financial services? Robert Lensink Faculty of Economics and Business‚ University of Groningen‚ Development Economics Group‚ Wageningen University‚ The Netherlands. E-mail: B.W.Lensink@rug.nl Roy Mersland Faculty of Economics and Social Sciences‚ School of Management‚ University of Agder‚ Kristiansand‚ Norway Vu Thi Hong Nhung Faculty of Economics and Business‚ University of Groningen Email: t.h.n.vu@rug.nl Abstract Using a global
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CHALLENGES OF MICROFINANCE BANKING IN NIGERIA-1 Nigerians‚ like many other Africans are generally known as their brother’s keepers in view of the extended family system. But when truly analyzed‚ there is a possibility that this may not be so? Perhaps a hypothetical deep may reveal that not up to 10% of Nigerians would invest in ventures or people that would yield them nothing in return and here I mean‚ “Returns in the short run or in the immediate”. The returns may be financial‚ emotional‚ spiritual
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Poverty – Absolute poverty or destitution refe rs to the deprivation of basic human needs‚ which commonly includes food‚ water‚ sanitation‚ clothing‚ shelter‚ health care and education. – Relative poverty is defined contextually as economic inequality in the location or society in which people live. The World Bank has established an international poverty line of $1 a day per person in 1985 purchasing power parity (PPP) prices. According to this measure the portion of poor people in the world’s
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1. INTRODUCTION Poverty is one of the world’s issues and urgently need to be addressed. Reducing poverty‚ in all forms is the greatest challenge for the developing countries. Poverty can be defined from different angles and the most widely used descriptor is income poverty and unsatisfied human needs.It can be conceptualized in many ways‚ for example‚ in economic terms or social terms ; lack of access to adequate levels of food‚ water‚ clothing‚ shelter‚ sanitation‚ health care and education
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Poverty is an enemy of man; it humiliates and dehumanizes its victims‚ poverty holds sway‚ in the midst of plenty‚ a situation described in Nigeria’s political lexicon as a ‘bewildering paradox’. Poverty has been a serious challenge to governments in Nigeria. Its effects‚ which include lack and deprivation in the basic necessities of life‚ are worrisome. Apart from inducing lack of certain capabilities‚ such as that of being able to participate with dignity in societal endeavours‚ poverty has earned
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The Effect Of Bank Consolidation On The Performance Of Banks In Nigeria Edit Article ------------------------------------------------- Top of Form Bottom of FormCHAPTER ONE 1.0 BACKGROUND OF THE STUDY The recapitalization and consolidation exercise in the banking industry by the former Central Bank of Nigeria Governor‚ Professor Charles Soludo has necessitated the need for different organization to engage in corporate Consolidation (mergers and acquisition). The concept of recapitalization
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