RETAIL BANKING Project Work Acceleration‚ Deceleration & Moderation in the growth of retail credit in India David Varghese 2011PGPRAK004 PGP RAK‚ IIM INDORE Introduction Retail banking is the mobilization of deposits‚ lending and provision of financial services by a bank in the retail segment which results in fee-based income. Retail lending has been a great innovation across the globe in the commercial banking sector in recent years. Lending is not a new concept- it has been
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Urbanization Trends The world has experienced two major urban revolutions in the past‚ with the first one starting around 8000 B.C.E. and the second one starting around 1750‚ spawned by the Industrial Revolution (Macionis‚ 2011). The third urban revolution has now begun‚ however the rapid rate of urban growth is concentrated mainly in low-income nations. This trend is thought to be caused by falling death rates and migration of people moving toward inner cities in search of better jobs‚ education
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Retail business “759 Store” is the Group’s new line of retail business with reference to the consumption model of Japanese localities. The business is principally engaged in the sales of confectioneries‚ beverages and other packed foods imported from Japan and other regions in the world. The origin of its products mainly includes Japan‚ followed by Korea‚ Taiwan and Europe. We adopt the policy of high turnover‚ wide varieties‚ leisurely shopping environment and desirable service‚ and positioned
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Contents Current Scenario of the Indian IT Industry3 Challenges and opportunities3 Emerging Business Model in Indian IT Industry3 Tata Consultancy Services Limited5 Brief History5 Financial Data5 Business by Topography and Sectors5 Growth Strategy6 Chief clients list6 Infosys Limited7 Brief History7 Financial Data7 Business by topography and sectors7 Growth Strategy7 Infosys 1.08 Infosys 2.08 Infosys 3.08 Chief Clients8 Wipro Limited9 Brief History9 Financial
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1. Based on the readings in this unit‚ what do the readings in this unit reveal about diversity within the new nation? Use at least three specific examples from the reading selections. Your answer should be at least one complete paragraph. Answer: The readings in this unit reveal the diversity within the new nation about American Independence. In Thomas Paine’s Common Sense‚ he is arguing for American Independence‚ and a government rule. Paine says that the government’s sole purpose is to protect
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Role of CRM in Retail CRM has been defined as a process; as a strategy‚ a philosophy‚ a capability‚ or as a technological tool .However‚ CRM is definitely more than just technology. While technology is a key enabler‚ it is only a means to the end and most authors view CRM as a combination of strategy and information systems focusing company’s attention on customers in order to serve them better (Chan‚ 2005). CRM is considered to unite the potential of relationship marketing strategies and
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PAKISTAN RETAIL SECTOR: Pakistan retail sector was worth $40 Billion dollars in fiscal year 2012‚ and has been growing at 5.3% in real (inflation adjusted) terms for the past five years. PHARMACEUTICAL INDUSTRY: MNCs have a 53% share in pharmaceutical market. Where as the remaining 47% share is among the local companies. There are total 600 licensed companies in the country. According to the data‚ GSK tops the list among MNCs with a share of 11.59%. Where as‚ Getz pharmacheuticals tops the list
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Krupa Patel Midterm Assignment Microbiologist and Nobel Prize winner Joshua Lederberg first coined the phrase “emerging infectious diseases” to describe infections that were newly appearing in a population or having existed but rapidly increasing in incidence or geographic range.1 Emerging diseases can be attributed to either true emergence (i.e. a newly appearing pathogen that has not been present)‚ increased recognition (i.e. a pathogen that was present in a population but has only recently
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ICT trends for emerging Zimbabwe - 12 Jan 2012 Mr Atwell Mukusha – President‚ Computer Society of Zimbabwe (CSZ) and Chairman‚ Computer Suppliers Association of Zimbabwe (COMSA) 2nd Runner Up Top ICT Businessman of the Year 2011 at ICT Achievers Awards 2011. The Information Communication Technology (ICT) sector is one of the fastest growing in Zimbabwe. Fuelled by heavy investments‚ telecommunication infrastructures have improved drastically. Over the past five years‚ Zimbabweans have embraced
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Introduction Curriculum has numerous definitions‚ which can be slightly confusing. In its broadest sense a curriculum may refer to all courses offered at a school. This is particularly true of schools at the university level‚ where the diversity of a curriculum might be an attractive point to a potential student. A curriculum may also refer to a defined and prescribed course of studies‚ which students must fulfill in order to pass a certain level of education. For example‚ an elementary school
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