RESEARCH METHODOLOGY * INTRODUCTION: Credit appraisal means investigation/assessment done by the bank before providing any loans and advances/project finance and also checks the commercial‚ financial &industrial viability of the project proposed its funding pattern and further checks the primary & collateral security cover available for recovery of such funds. CHAPTER 1 INTRODUCTION TO BANKING SECTOR A snapshot of the banking industry The Reserve Bank of India (RBI)‚ as the
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INTRODUCTION TO BUSINESS ADMINISTRATION “FACTORS THAT INFLUENCES AN ORGANIZATION’S CULTURE” Culture is made up of values‚ attitudes and behaviours. Organizational culture is the values and behavior of employees and is based on shared attitudes‚ beliefs‚ and customs rules. It includes an organization goals‚ expectations‚ experiences‚ perspectives and values that keep it together. Organizational culture exist at two levels: Visible artifacts and Observable behaviours. These
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INTRODUCTION OF THE PROJECT This project is done to understand‚ analyze and review the “CREDIT APPRAISAL SYSTEM” at “INDIAN BANK”. The project is basically done to analyze the appraisal process carried out in the bank and the criteria’s set by the bank for obtaining loan. As part of the project‚ a proposal has been selected and studied fully whether it satisfies all the criteria’s of the bank and suggested whether the proposal can be selected or not by the bank. It has been done
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Factors that influence an employee to stay with an organization Support Values Organization is encouraged to share their values with their employees. This is important because shared values can help to keep staff motivated and loyal. Normally people will feel comfortable in an environment that matches their attitudes and values. So by sharing company’s value‚ it helps to influence an employee to stay longer with the organization. Seeing the big picture A clear organization’s goal‚ direction
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“FACTOR AFFECTING THE 2010 HRM GRADUATES IN CHOOSING A JOB” Introduction: A person enters working life with intention to achieve something‚ to try new activity or just to follow the common logic: school work. Work has different meaning for different people‚ and they do it for different reasons: for someone it is achieving a particular status‚ for someone it is achieving a certain level of financial stability‚ and for someone it is an attempt to realize personal potential. Somehow everyone goes
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ukessays.com http://www.ukessays.com/essays/education/the-different-factors-affecting-students-academic-performance-education-essay.php The Different Factors Affecting Students Academic Performance Education Essay Introduction Most students getting into MBBS program have a good academic track record upon entry into the medical school. In Malaysian medical school it is observed that each year about 10-15% of students have difficulty in completing their medical course on time and this is
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Finance individual report Penta ltd (Investment appraisal) Introduction What is investment appraisal? It is the activity responsible for carrying out a cost benefit analysis to justify capital expenditure for a new investment. Capital investment decisions are those decisions that make current outlays in return for a stream of benefits in future years. . The characteristic of many investments is risk and uncertainty. many organisations prefer to avoid high risk investments but may consider
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Critical appraisal is the use of explicit‚ transparent methods to assess the data in published research‚ applying the rules of evidence to factors such as internal validity‚ adherence to reporting standards‚ conclusions and generalizability.[1][2] Critical appraisal methods form a central part of the systematic review process.[3] They are used in evidence-based healthcare training to assist clinical decision-making‚ and are increasingly used in evidence-based social care and education provision.
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Abstract This study examines the effects of foreign direct investment‚ market capitalization and adjusted on stock market using time series data from 1991 to 2011. A result shows that there is a significant relationship between foreign direct investment and stock market‚ as well as there is also a significant relationship between adjusted saving and stock market but there is insignificant relationship between market capitalization and stock market. Foreign direct investment‚ Market capitalization
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Credit Appraisal is the process by which a lender appraises the technical feasibility‚ economic viability and bankability including creditworthiness of the prospective borrower. Credit appraisal process of a customer lies in assessing if that customer is liable to repay the loan amount in the stipulated time‚ or not. Here bank has their own methodology to determine if a borrower is creditworthy or not. It is determined in terms of the norms and standards set by the banks. Being a very crucial step
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