Present value is where the value on a set date of a future payment is discounted to reflect the time value of money and other factors. This can also apply to a series of future payments. Present value calculations are commonly utilized in business and economics to provide a way to compare cash flows at different times. Present value can be described as the current worth of a future sum of money or stream of cash flows given a specified rate of return. (http://www.getobjects.com) Future cash flows
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Everyone has heard or been told‚ “high school is what you make of it.” High school is in fact what you make of it‚ but it is also the time of great change in everybody. Entering grade nine you still feel like a kid‚ your post-secondary and career choices are far from top priority. However‚ by grade twelve we become more mature and grow into young adults. Personally looking back to my grade nine self and comparing her to my college self of today‚ I am able to see changes in my character‚ my athletics
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chapter eight Marx is discussing how labor creates value‚ where a laborer works within the capitalist labor force. When a laborer performs the tasks necessary to complete a product and add value to that product‚ the laborer is simply performing the roles that capitalists gave them. It creates commodities that are sold that make a profit‚ the basis of a capitalist system. Marx later speaks of labor preserving value‚ which to my understanding is his explanation of how labor is already in raw materials
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How to inculcate Moral Values in your children When your son or daughter was a toddler‚ did you childproof your home? Perhaps you covered electrical outlets‚ hid sharp objects‚ and barricaded stairways-all in an effort to keep your child safe. If only it were that easy to keep your teenager safe! Now you have greater worries‚ such as: ‘Is my son accessing pornography?’ Is my daughter ‘sexting’ –sending lewd photos of herself via cell phone?’ And the dreaded question ‘Is my teenager sexually active
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How Personal Values Influence Management Style University of Phoenix MGT/521 How Personal Values Influence Management Style “What are values?” Values are ideals that guide or qualify your personal conduct‚ interaction with others‚ and involvement in your career. They help you to distinguish right from wrong and inform you on how you can conduct your life in a meaningful and ethical way (Seneca College of Applied Arts & Technology‚ 2001). However‚ everyone’s values are different.
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What I had researched for the answer to the question “How can the Benedictine values be translated to peace?” LOVE OF CHRIST AND NEIGHBOUR Benedictine life‚ like that of all Christians‚ is first and foremost a response to God’s astonishing love for humankind‚ a love expressed in the free gift of God’s beloved Son‚ Jesus Christ. Love‚ the motive for monastic life and its goal‚ tops St. Benedict’s list of tools for good works (RB 5:10‚ 7:67-69‚ 4.1-2). Yet the Rule recognises many ways in
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The Value of Philosophy and the Point of Our Lives It is basic human nature to question. There is a curiosity inside all of us that leads us to wonder about everything. Curiosity leads to examination‚ which leads to contemplation. Through this process the mysteries of life and the universe are slowly discovered. But there are some questions that can never be answered with certainty. These questions make up the study of philosophy‚ and are considered using reason and logic. Two of the main arguments
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The first‚ and perhaps most crucial‚ elements of culture we will discuss are its values and beliefs. Values are a culture’s standard for discerning what is good and just in society. Values are deeply embedded and critical for transmitting and teaching a culture’s beliefs. Beliefs are the tenets or convictions that people hold to be true. Individuals in a society have specific beliefs‚ but they also share collective values. To illustrate the difference‚ Americans commonly believe in the American Dream—that
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How does an organization create customer value? Marketing experts Don Peppers and Martha Rogers said: “Without customers‚ you don’t have a business.” It is such a simple‚ nevertheless‚ a scary thought. We live in a world of consumerism‚ in which the customer’s wants and desires greatly exceed their basic needs. Even though many see this concept as a threat to modern world society‚ it has created the extremely competitive marketplace for businesses. The companies are competing everyday to win over
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. To find the PVA‚ we use the equation: PVA = C({1 – [1/(1 + r)]t } / r ) PVA = $60‚000{[1 – (1/1.0825)9 ] / .0825} PVA = $370‚947.84 The present value of the revenue is greater than the cost‚ so your company can afford the equipment. 7. Here we need to find the FVA. The equation to find the FVA is: FVA = C{[(1 + r)t – 1] / r} FVA for 20 years = $3‚000[(1.08520 – 1) / .085] FVA for 20 years = $145‚131.04 FVA for 40 years = $3‚000[(1.08540 – 1) / .085] FVA for 40
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