Management of Depository Institutions 3505 Fall 2014 Problems: 1. A bank is planning to make a loan of $5‚000‚000 with duration of 7.5 years to “Jumbo Manufacturing”‚ a young and aggressive firm. The loan rate is 12% and the servicing fee is 50 basis points. The bank estimates that with a probability of 95%‚ the risk premium on the loan will not increase by more than 4.2%. The average cost of funds for the bank is 10 percent. The bank manager wants to use the RAROC approach to make a decision
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Strategies for dealing with challenging behaviour: Given the position that Kerri is in I would suggest to her that she has counselling. This may be a challenge depending on how willing Kerri would like to open up and talk about her problems‚ it may be a struggle however if will be really beneficial for Kerri given her situation. I would like to delve into her lifestyle and she how much she values herself and what gives her the urges to consume alcohol and drugs. I would also like to try and build
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P5- In this task I am going to look at how The business are impacted by European and international factors‚ I will also look at what impact these factors cause The business The first implication that will impact The business is the European Union‚ which has been in a deep recession this is because consumer demand has fallen‚ whilst unemployment rates are increasing across the European union. This has caused great concern to global markets as the possibility that Greece may not be able to
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P5- Explain dysfunction in relation to water balance and its possible treatments. M3- Discuss dysfunctions in relation to water balance and its possible treatments. For P5 and M3‚ I am going to explain the dysfunctions that relate to the balance between water intake and the disturbance of water output. Then I am going to discuss it in more detail. Oedema‚ also known as dropsy‚ is one of the dysfunctions and this is when there is too much fluid retention in the body. In other words‚ the accumulation
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Unit 4; P5- Lesson plan Activity number: 3 Date planned: Setting: Age of children: 6-8 Number of adults: 1 Planned activity: Number bingo (table top activity) Structured/unstructured: Structured Immediate context: Classroom Type of supervision planned: Resources and equipment planned: Board game Counters Big foam dice Prizes (1st‚ 2nd‚ 3rd prize and packet of everyone for taking part) Preparation time: 5-10 minutes Activity time: 20-30 minutes Health‚ safety and hygiene
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Task 1 P3 My health education campaign is about eating 5 a day (fruit and vegetables) I want to promote this and get people from different social class to start eating healthy cheaper. Before doing my health campaign I had to find the appropriate approach that I was going to use‚ the target group and the resources that were available for me. When I was designing my health education campaign I made sure that I followed certain principles. I carried out a small scale health education campaign
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P5: Explain the legal and ethical issues in relation to the use of business information In this task I am going to explain about each of the legal issues and the ethical issues individually and explain how businesses use these. What is the Data Protection Act 1998? This Act came into force in 1998 and this aims to protect an individual’s right to privacy of their personal data of which is taken and handled by businesses. Personal data does not just mean personal information; it means any data
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date Friday 9th May 2014 Assessor Mr Muhammad P6 describe how business markets are regulated in the UK (Case Study) M3 explain why the government needs to regulate business markets P7 explain how EU requirements influence business markets in the UK D2 evaluate the effectiveness of the regulatory regime in a selected market The main purpose of this assignment is to: describe how business markets are regulated in the UK and explain how EU requirements influence business markets in the UK. Scenario:
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Unit 11- Safeguarding Adults and Promoting Independence M1- Assess the likely immediate effects of two different forms of abuse on the health and wellbeing of adults D1- Evaluate the potential long-term effects of these two types of abuse on the health and wellbeing of adults M2- Describe legislation and regulations‚ working strategies and procedures used in health and social care to reduce the risk of two types of abuse Abuse and violence can take lots of different forms. Physical abuse is where
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Imagine you are starting a Web business and want to incorporate cloud technology. Describe how you would incorporate cloud technology into your business model. Justify your response. If I was starting a wed based business I would incorporate cloud technology in to my business by cost analyzes. Cloud computing saves money with Saas services since you are paying for what you need and use. It also takes away having to worry about the maintenance and upkeep of a server. It is cheaper to use cloud computing
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