FIN 331 Final Exam Study Guide 10/15/13 6:34 PM Intro to Real Estate & Time Value of Money • • • Mortgage – a loan you get to buy to piece of property where the property serves as collateral Equity – the amount of your money in the property Down payment – a one time name for your equity o House $150‚000 Mortgage - 120‚000 Equity 30‚000 à Down payment 30‚000 ÷ 150.000 = 20% **What banks like to see • • As you pay off your mortgage‚ your equity goes up LTV (loan to value)
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In any professional field‚ there are codes of conduct put in place that are meant to discourage unethical behavior. These rules are commonly retaught or reinforced so people within a field are continuously aware of what society expects of them. Usually people get tired of being reminded of these rules as some of them seem like basic curtesy or something anyone with decent parent was taught during youth‚ but that attitude is what lead to one of America’s biggest financial scandal‚ Enron. Enron is
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Business CODE of ETHICS JAMES HANKERSON PHL/323 ETHICS in BUSINESS JUNE 22‚ 2011 JAMEELAH YESUFU Business CODE of ETHICS When face with major problems and dilemmas within the company‚ management look to the standards of ethical conduct for guidance. Code of Ethics is the backbone to any organization or corporation. When a possible violation has accrued one has to ask three questions. Will my actions be fair‚ would I be please with the decision that I make‚ and can others learn from my actions. Code
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Subject: Hollywood Real Estate Development Recommendation I recommend that we invest in the project at Hollywood and Highland over the project at Sunset and Vine. The Hollywood and Highland project meets all five underwriting requirements for investment criteria‚ whereas the Sunset and Vine project does not have the same community support and as a result could encounter complications that could delay construction. Furthermore‚ the Hollywood and Highland project yields a five-year internal
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In the passage “The Supermarket: Prime Real Estate‚” by Marion Nestle‚ Nestle informs readers about supermarkets all over the country that influence their customer’s choices by the layout of their store and specific ways products are sold. Nestle goes into detail about these tactics and the huge amount of research that has gone into consumer science. She continues by discussing why supermarkets are a market similar to real estate‚ how companies rent space‚ and how it all works together to make customers
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Studies in Applied Ethics Dr. Eric Carver 01‚ December 2014 The Code of Ethics for a Dentist A code of ethics is an important tool to help in understanding how to behave appropriately in certain situations. My career choice is to become a dentist and the ADA has a system of moral principles that apply values and judgments to this profession. Dentists are required to follow high ethical standards that have the benefit of the patient as their primary goal. The dentist’s codes of ethics pertain to service
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Association Code of Ethics Erin Griffin HCS 435 Monday April 12‚ 2010 Bob Vella Code of Ethics Code of Ethics in Nursing is important to follow by so that staff and patients are treated with up most respect and dignity. The definition of Code of Ethics of nursing is a guide for an individual or group to follow in making decisions regarding ethical issues (Health Line Site‚ 2010). “What is the description of the Code of Ethics for Nurses?” “What are the ethical principles of the Code of Ethics
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Appendix C GUIDELINES FOR PROFESSIONAL EXCELLENCE Code of Ethics Guidelines Foreword The Code of Ethics for the Association of Professional Engineers and Geoscientists of British Columbia (APEGBC) consists of a Preamble and 10 brief principles of conduct. The Code is included in the Bylaws of the Association and was approved by the membership in 1991. These Guidelines and Commentary on the Code of Ethics are intended to assist APEGBC members in dealing with ethical situations and to assist
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In this paper I will explain how important it is to follow the ASPA Code of Ethics to avoid unethical behaviors and corruption in the work place. It is important to report all suspicious behavior to Supervisors‚ Management‚ and or Directors. There will be times when reports will have to be anonymous due to the safety of the people involved. As a planner in this case‚ it is my responsibility to speak up and report any suspicions that I have. I would speak directly to person involved and inform
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Business Code of Ethics Code of ethics is vital for any business to run smoothly as it saves company‚ employees and customers from conflicts and serious management issues. We believe compliance to code of ethics is source of advantage for our company.. The Company`s Code of ethics provide basic set of rules and standers that guide management in decision making as management can develop policies‚ guidelines and rules based on these set of ethics that will help organization to avoid conflicts and
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