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    intermediaries and banks‚ varies over time and across countries. An efficient and well-developed financial structure usually fosters long-run economic growth. This paper builds on the above concept of ‘Optimal Financial Structure’ and examines its association with economic development in the Indian context. Specifically‚ the present paper intends to: (1) examine the evolving importance of banks and markets during the process of economic development in India; (2) evaluate the sensitivities of economic

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    assets into domestic structures‚ equipment‚ and organizations. It does not include foreign investment into the stock markets. This research has called for financial institutions to be more entrepreneurial‚ flexible‚ adaptive and innovative so as to effectively meet the changing demands of today’s population and progress around the globe. The research problem in the paper is to study the issues and challenges of FDI in retail banking in India and to analyze the impact of FDI on retail banking. KEYWORDS:

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    Safe Sleep for Infants

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    Needs Analysis Safe Sleep for Infants Workplace Setting Child Learning Center Infant Classrooms Data Collection A survey was given to 20 staff members in the early childhood field the results are outlined below. 1. What are safe sleep practices? 11 Staff members answered correctly 2. Can a baby sleep in their car seat? 13 Staff members answered correctly 3. Can you prop a baby up for tummy time? 8 Staff members answered correctly 4. Are blankets allowed anywhere

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    this study. First and foremost‚ our outmost gratitude to Ms‚ Rachelle M. Tayong our beloved teacher‚ whose sincerity and encouragement we will never forget and has been our inspiration as we hurdle all the obstacles in the completion of this research work. To Mr. Ferdinand Dela Rosa‚ for his invaluable guidance and blessings. To our respondents‚ who are willingly answered our questionnaire. Last but not the least‚ our family and the one above all of us‚ the omnipresent God‚ for answering

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    Malaysia Kamaruddin‚ Badrul Hisham; Safa‚ Mohammad Samaun and Mohd‚ Rohani MARA University of Technology 08. March 2008 Online at http://mpra.ub.uni-muenchen.de/10670/ MPRA Paper No. 10670‚ posted 21. September 2008 / 16:23 Assessing Production Efficiency of Islamic Banks in Malaysia ISSN 1985-3599 Research paper Received 07 March’08/Accepted 10 May’08 Assessing Production Efficiency of Islamic Banks and Conventional Bank Islamic Windows in Malaysia ♣ Badrul Hisham Kamaruddina

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    something holding you down and you’re having an encounter with a menacing presence. You might be having sleep paralysis. About half of the population has experienced this strange phenomenon at least once in their life This episode can last anywhere from seconds to minutes‚ and may involve visual or auditory hallucinations. In 1867‚ Dr Silas Weir Mitchell was the first medical professional to study sleep paralysis. He captured the condition with the following description: “The subject awakes to consciousness

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    psy/240 sleep deprivation

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    Sleep deprivation is a condition where your body is not getting a sufficient amount of sleep. We as humans have developed tremendously in our evolution and in this day and age it seems almost as if everyday we have more to do and less time to do it in. We begin to spend more time awake trying to accomplish more and end up giving ourselves less time to sleep. Sleep deprivation is easy to catch especially for those who constantly have so much on their plates. There was a point in my life where I was

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    Abstract This is a review paper that identified factors causing students’ poor performance in science as teachers’ method of teaching‚ students’ interest‚ class size‚ poor laboratory facilities among other factors. Recommendations were made at the end of the paper; one of such recommendations was that teachers should be more dedicated to their duties Introduction Science is different from other disciplines by its processes which are; observation‚ classification‚ measurement‚ prediction‚ problem

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    The research paper discusses about how power influences consumer behavior decision making of what to value and who to value. Individuals with high power fosters an agnostic orientation where they give themselves more importance as compare to other while individuals with low power fosters an communal orientation where others are given importance. Effects of power can be driven by psychological propensity of power or psychological need of power. Psychological propensity of power means that there is

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    Volume : 1 | Issue : 10 | October 2012 ISSN - 2250-1991 Management Research Paper A case study on Customer Relationship Management at Big Bazaar in Surat city *Deval B Patel * Assit. Professor‚ Dept. of Food Business Management‚ College of FPT& BE‚ Ananad Agricultural University‚ Anand - 388110 ABSTRACT Customer relationship management (CRM) can help organizations to manage customer interactions more effectively to maintain competitiveness in the present economy. As more and more

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